Share

cover art for The real monthly cost of ​Shared Ownership​

Shared Ownership Unpacked

The real monthly cost of ​Shared Ownership​

Season 2, Ep. 1
•

Buying a home is about more than securing a mortgage. In this episode, we explore the real monthly cost of Shared Ownership and what buyers need to understand before they get the keys.​


Nick Lieb from Share To Buy, joins us to break down the different costs involved, from mortgage payments and rent to service charges and ongoing household expenses. We discuss what can change over time,

where buyers are often caught out, and how to budget for the reality of owning a home.​


This is an honest conversation about affordability, expectations and making sure Shared Ownership is the right move for you.​

Brought to you by Southern Housing New Homes.

More episodes

View all episodes

  • 4. What has Shared Ownership done for me?

    28:43||Season 2, Ep. 4
    For many people, owning a home is about much more than bricks and mortar. It’s about security, stability and having somewhere that truly feels like your own.​In this episode, Sophie shares her personal journey into Shared Ownership, from years of renting and housing uncertainty to finally having a place to call home. ​We explore what changes when you have your own set of stairs, what surprised her about becoming a homeowner, and why the emotional side of home ownership matters just as much as the financial side.​
  • 3. Shared Ownership staircasing, moving on and life changes

    26:13||Season 2, Ep. 3
    Shared Ownership is often the first step on the property ladder, but what happens when your circumstances change?​In this episode, we explore staircasing, remortgaging and selling a Shared Ownership home with Floris from Stairpay. We discuss when staircasing makes sense, what people should consider before increasing their share, and how to plan for the future.​A practical guide to the decisions Shared Owners face after they’ve bought their home.​
  • 2. Living and leaving Shared Ownership

    22:47||Season 2, Ep. 2
    What is Shared Ownership really like once you’ve moved in? And what happens when you’re ready to move on?​Shared Ownership content creator Lulu Lizzie joins us to talk about her experience of buying, living in and now selling a Shared Ownership home. We explore the questions she hears most often online, the realities people don’t always think about before buying, and what she has learned from going through the full journey.​ From monthly costs and ownership expectations to resale and moving on, this episode looks at the reality of Shared Ownership beyond the initial purchase.​
  • 6. Can I make it my own? - Exploring lifestyle FAQs around Shared Ownership

    24:23||Season 1, Ep. 6
    Once you’ve got the keys, what’s life in a Shared Ownership home really like? From decorating and pets to repairs and DIY, we answer the everyday questions buyers often forget to ask. Plus, a look at buying off-plan, what it means, how it works, and whether it’s right for you.
  • 5. What’s Next for First-Time Buyers? Looking at market conditions

    24:59||Season 1, Ep. 5
    In today’s changing property market, what role does Shared Ownership play? We explore the outlook for first-time buyers, where the initiative fits in, and how to start preparing now.
  • 4. Staircasing & Selling – Can You Ever Own 100%?​

    26:13||Season 1, Ep. 4
    We take a deep dive into the next steps in Shared Ownership: staircasing, selling, remortgaging, and the path to full ownership. Essential listening for anyone planning beyond move-in day.
  • 3. What They Don’t Tell You About Buying a Home

    25:24||Season 1, Ep. 3
    From credit checks and solicitors to mortgages and moving costs, this episode unpacks the financial and legal steps behind Shared Ownership. A practical guide to what really happens when you buy and how to prepare with confidence.