Real Cash Flow®

Is market chaos hiding your next big investment opportunity?In this episode of Real Cash Flow, host Andrew Michael Arroyo is joined by Nick Bonner to break down today’s volatile financial markets—and reveal where smart investors are finding real opportunity.From surging interest rates to unexpected shifts in stocks and bonds, Andrew and Nick offer timely insights on why traditional safe havens aren’t behaving as expected. They explore how commercial real estate—particularly distressed properties tied to maturing debt—may offer outsized returns for those ready to act.The episode also covers the role of precious metals like gold and silver in turbulent times, and why diversification with hard assets can help protect against inflation and uncertainty.Whether you're a seasoned investor or just trying to make sense of today’s market movements, this conversation will give you the clarity and direction you need to move forward confidently.View content review here.Questions about the show? Fill out the contact form hereMore Shows from Andrew Arroyo🏘️InTouch | Insight for Real Estate Professionals✝️Mission Finder® | Fulfill God's Will For Your LifeThank You to Our SponsorsAre you a real estate investment professional seeking to join a public company to grow and thrive? Visit invest.aare.com to learn more.Andrew Arroyo is a registered investment advisor and holds a Series 65 license (CRD #5748201) with Andrew Arroyo Investments, LLC (CRD# 152691) in the State of California.Disclaimer:The information provided in this podcast (“Real Cash Flow”) is for general informational purposes only and should not be considered financial advice. The content shared on this podcast, including any links or resources, is based on personal opinions and experiences and should not be relied upon as professional financial, tax, or legal advice. Before making any investment decisions, we strongly recommend that you consult with your own financial advisor, tax professional, or legal counsel. Every individual’s financial situation is unique, and you should seek advice tailored to your specific circumstances. The hosts, guests, and creators of this podcast are not responsible for any investment decisions made based on the information provided.

Is it possible to build wealth while staying true to your values?In this episode, host Andrew Michael Arroyo and guest Nick Bonner dive into the world of Faith Driven Investing, a movement that goes beyond profit to reflect personal values and faith. Is it possible to invest in a way that honors your beliefs while making a lasting impact?Discover how this global phenomenon is reshaping the financial landscape, with the U.S. playing a pivotal role in leading faith-aligned investments. Learn about key organizations driving this movement, including:Faith Driven Investor – A platform providing resources, community engagement, and education for values-based investing.Christian Economic Forum – A network of business leaders collaborating on faith-centered solutions.Praxis – A venture-building ecosystem supporting entrepreneurs with a focus on redemptive imagination.Redemptive Real Estate Group – an emerging group of real estate professionals who are empowered to create spaces that reflect faith and positively impact communities.Whether you’re an investor, entrepreneur, or someone seeking to align your finances with your beliefs, this episode offers insights and practical steps to start your Faith Driven Investing journey.Tune in now to explore how your financial choices can serve a greater purpose!View content review here.Questions about the show? Fill out the contact form hereMore Shows from Andrew Arroyo🏘️InTouch | Insight for Real Estate Professionals✝️Mission Finder® | Fulfill God's Will For Your LifeThank You to Our SponsorsAre you a real estate investment professional seeking to join a public company to grow and thrive? Visit invest.aare.com to learn more.Andrew Arroyo is a registered investment advisor and holds a Series 65 license (CRD #5748201) with Andrew Arroyo Investments, LLC (CRD# 152691) in the State of California.Disclaimer:The information provided in this podcast (“Real Cash Flow”) is for general informational purposes only and should not be considered financial advice. The content shared on this podcast, including any links or resources, is based on personal opinions and experiences and should not be relied upon as professional financial, tax, or legal advice. Before making any investment decisions, we strongly recommend that you consult with your own financial advisor, tax professional, or legal counsel. Every individual’s financial situation is unique, and you should seek advice tailored to your specific circumstances. The hosts, guests, and creators of this podcast are not responsible for any investment decisions made based on the information provided.

Are you investing with purpose, or just for profit?In this thought-provoking episode, host Andrew Michael Arroyo welcomes AARE Investment Director Nick Bonner to explore the transformative world of impact investing. Together, they discuss how to align financial decisions with faith, viewing investments not just as profit-driven choices but as tools for meaningful change.Nick shares insights from his background in real estate and highlights the profound impact our financial choices can have on society and spirituality. They dive into key concepts like the two-pocket investment mentality, the power of investment capital, and concessionary investments—opportunities that prioritize purpose alongside profit.If you're looking to integrate faith with finance and invest with greater intention, this episode is a must-listen.View content review here.Questions about the show? Fill out the contact form hereMore Shows from Andrew Arroyo🏘️InTouch | Insight for Real Estate Professionals✝️Mission Finder® | Fulfill God's Will For Your LifeThank You to Our SponsorsAre you a real estate investment professional seeking to join a public company to grow and thrive? Visit invest.aare.com to learn more.Andrew Arroyo is a registered investment advisor and holds a Series 65 license (CRD #5748201) with Andrew Arroyo Investments, LLC (CRD# 152691) in the State of California.Disclaimer:The information provided in this podcast (“Real Cash Flow”) is for general informational purposes only and should not be considered financial advice. The content shared on this podcast, including any links or resources, is based on personal opinions and experiences and should not be relied upon as professional financial, tax, or legal advice. Before making any investment decisions, we strongly recommend that you consult with your own financial advisor, tax professional, or legal counsel. Every individual’s financial situation is unique, and you should seek advice tailored to your specific circumstances. The hosts, guests, and creators of this podcast are not responsible for any investment decisions made based on the information provided.

How is the current economic climate reshaping commercial real estate, and what does it mean for your investments?In this episode of Real Cash Flow, host Andrew Michael Arroyo is joined by commercial real estate expert Lloyd Wertheimer to unpack the latest trends and opportunities in the industry. From the impact of the recent presidential election to Federal Reserve policy shifts, they explore how these changes are shaping the economy and driving commercial space recovery.Lloyd dives into the post-election stock market surge and its influence on office space demand, with a spotlight on major cities like New York, Los Angeles, and San Diego, as well as growth hotspots like Texas. Discover why franchising offers a unique opportunity for cash flow by combining business ownership with strategic real estate investments.This episode also provides actionable advice for navigating the complexities of commercial real estate investments, including tips on cap rates, interest rate trends, and key considerations for maximizing returns. Whether you're a seasoned investor or new to the field, this discussion is packed with insights to help you make confident, informed decisions.Tune in now to gain the knowledge you need to leverage the current commercial real estate market and set yourself up for success.View content review here.Questions about the show? Fill out the contact form hereMore Shows from Andrew Arroyo🏘️Real Estate Insight | InTouch® - For Real Estate Professionals✝️Mission Finder® | Fulfill God's Will For Your LifeThank You to Our SponsorsAre you a real estate investment professional seeking to join a public company to grow and thrive? Visit invest.aare.com to learn more.Andrew Arroyo is a registered investment advisor and holds a Series 65 license (CRD #5748201) with Andrew Arroyo Investments, LLC (CRD# 152691) in the State of California.Disclaimer:The information provided in this podcast (“Real Cash Flow”) is for general informational purposes only and should not be considered financial advice. The content shared on this podcast, including any links or resources, is based on personal opinions and experiences and should not be relied upon as professional financial, tax, or legal advice. Before making any investment decisions, we strongly recommend that you consult with your own financial advisor, tax professional, or legal counsel. Every individual’s financial situation is unique, and you should seek advice tailored to your specific circumstances. The hosts, guests, and creators of this podcast are not responsible for any investment decisions made based on the information provided.

Is your portfolio ready for the market’s next big shift?In this episode, host Andrew Michael Arroyo and guest Jason Riehl dive into the pivotal changes unfolding in market indexes and what they could mean for your investments. With the third quarter of 2024 closed, we explore the surprising spikes in Dow Jones trading volumes, shifts in small-cap performance, and the significance of the NASDAQ's recent behavior.Discover how these unusual patterns might signal a golden opportunity for savvy investors. Could the market be on the brink of a broader shift? Tune in for essential insights on how to navigate today’s volatile financial landscape and position your portfolio for success.View content review here.Questions about the show? Fill out the contact form hereMore Shows from Andrew Arroyo🏘️Real Estate Insight | InTouch® - For Real Estate Professionals✝️Mission Finder® | Fulfill God's Will For Your LifeThank You to Our SponsorsAre you a real estate investment professional seeking to join a public company to grow and thrive? Visit invest.aare.com to learn more.Andrew Arroyo is a registered investment advisor and holds a Series 65 license (CRD #5748201) with Andrew Arroyo Investments, LLC (CRD# 152691) in the State of California.Disclaimer:The information provided in this podcast (“Real Cash Flow”) is for general informational purposes only and should not be considered financial advice. The content shared on this podcast, including any links or resources, is based on personal opinions and experiences and should not be relied upon as professional financial, tax, or legal advice. Before making any investment decisions, we strongly recommend that you consult with your own financial advisor, tax professional, or legal counsel. Every individual’s financial situation is unique, and you should seek advice tailored to your specific circumstances. The hosts, guests, and creators of this podcast are not responsible for any investment decisions made based on the information provided.

Is the shifting yield curve signaling a turning point for your investments?Welcome to Real Cash Flow, where we offer a comprehensive look at your financial portfolio. In this episode, host Andrew Michael Arroyo and financial expert Jason Riehl delve into the complexities of the yield curve's historic inversion and its transition to a positive slope—a development that could have significant economic repercussions.We explore the Federal Reserve's recent interest rate changes and their impact on the bond market, including borrowing costs and economic growth. Discover how these financial shifts influence the Japanese yen and the commodity sector, particularly grains and energy amid ongoing inflationary pressures.Venturing into the dynamic world of cryptocurrencies, we discuss the resurgence of Bitcoin and Ethereum, offering strategic investment insights in this volatile market. Don't miss this insightful journey into the evolving financial landscape, packed with actionable information to help you navigate today's dynamic economy.View content review here.Questions about the show? Fill out the contact form hereMore Shows from Andrew Arroyo🏘️Real Estate Insight | InTouch® - For Real Estate Professionals✝️Mission Finder® | Fulfill God's Will For Your LifeThank You to Our SponsorsAre you a real estate investment professional seeking to join a public company to grow and thrive? Visit invest.aare.com to learn more.Andrew Arroyo is a registered investment advisor and holds a Series 65 license (CRD #5748201) with Andrew Arroyo Investments, LLC (CRD# 152691) in the State of California.Disclaimer:The information provided in this podcast (“Real Cash Flow”) is for general informational purposes only and should not be considered financial advice. The content shared on this podcast, including any links or resources, is based on personal opinions and experiences and should not be relied upon as professional financial, tax, or legal advice. Before making any investment decisions, we strongly recommend that you consult with your own financial advisor, tax professional, or legal counsel. Every individual’s financial situation is unique, and you should seek advice tailored to your specific circumstances. The hosts, guests, and creators of this podcast are not responsible for any investment decisions made based on the information provided.

Join host Andrew Michael Arroyo in this compelling episode of Real Cash Flow as he and co-host Jason Riehl take an in-depth look at the current state of financial markets, from stocks and bonds to crypto, commodities, currency, and real estate. Together, they break down recent significant movements in the metals market, especially gold and silver, and explore the implications of a weakening U.S. dollar. With a look at the historical context of interest rate shifts and their influence on the economy, the episode provides valuable insights and actionable strategies for investing wisely during turbulent times. Don’t miss this essential guide to positioning yourself for success in an unpredictable market!View content review here.Questions about the show? Fill out the contact form hereMore Shows from Andrew Arroyo🏘️Real Estate Insight | InTouch® - For Real Estate Professionals✝️Mission Finder® | Fulfill God's Will For Your LifeThank You to Our SponsorsAre you a real estate investment professional seeking to join a public company to grow and thrive? Visit invest.aare.com to learn more.Andrew Arroyo is a registered investment advisor and holds a Series 65 license (CRD #5748201) with Andrew Arroyo Investments, LLC (CRD# 152691) in the State of California.Disclaimer:The information provided in this podcast (“Real Cash Flow”) is for general informational purposes only and should not be considered financial advice. The content shared on this podcast, including any links or resources, is based on personal opinions and experiences and should not be relied upon as professional financial, tax, or legal advice. Before making any investment decisions, we strongly recommend that you consult with your own financial advisor, tax professional, or legal counsel. Every individual’s financial situation is unique, and you should seek advice tailored to your specific circumstances. The hosts, guests, and creators of this podcast are not responsible for any investment decisions made based on the information provided.

How do you find peace in a profession known for its high stress?In this episode of Real Cash Flow, host Andrew Michael Arroyo explores the intense pressures of the real estate industry with co-host Gary Giffin, a seasoned professional. Together, they delve into the origins of stress and share practical methods for relief, including the power of prayer, effective time management, and pursuing activities you love. Gary also highlights the importance of mentors, the rejuvenating effects of nature, and the fulfillment found in volunteering. Tune in for an inspiring discussion on achieving balance and peace in both your professional and personal life.View content review here.Questions about the show? Fill out the contact form hereMore Shows from Andrew Arroyo🏘️Real Estate Insight | InTouch® - For Real Estate Professionals✝️Mission Finder® | Fulfill God's Will For Your LifeThank You to Our SponsorsAre you a real estate investment professional seeking to join a public company to grow and thrive? Visit invest.aare.com to learn more.Andrew Arroyo is a registered investment advisor and holds a Series 65 license (CRD #5748201) with Andrew Arroyo Investments, LLC (CRD# 152691) in the State of California.Disclaimer:The information provided in this podcast (“Real Cash Flow”) is for general informational purposes only and should not be considered financial advice. The content shared on this podcast, including any links or resources, is based on personal opinions and experiences and should not be relied upon as professional financial, tax, or legal advice. Before making any investment decisions, we strongly recommend that you consult with your own financial advisor, tax professional, or legal counsel. Every individual’s financial situation is unique, and you should seek advice tailored to your specific circumstances. The hosts, guests, and creators of this podcast are not responsible for any investment decisions made based on the information provided.

Are you concerned about the ever-changing mortgage interest rates and their impact on your real estate plans? In this episode of Real Cash Flow, host Andrew Michael Arroyo delves into the current volatility in mortgage interest rates and its impact on the real estate market. Joined by Gary Giffen, they discuss the reasons behind the fluctuating rates, the bond market's influence, and the challenges first-time homebuyers face. The conversation also explores the emerging trend of manufactured homes as an affordable housing solution and how this sector is evolving to meet the needs of modern buyers. Gary shares insights on financing options and the potential for manufactured homes to become a significant part of the housing market.ReferencesTNX (10-Year Treasury Note)TYX (30-Year Treasury Bond)FHA (Federal Housing Administration)View the content review here.-Questions about the show? Fill out the contact form hereMore Shows from Andrew Arroyo🏘️Real Estate Insight | InTouch® - For Real Estate Professionals✝️Mission Finder® | Fulfill God's Will For Your LifeThank You to Our SponsorsAre you a real estate investment professional seeking to join a public company to grow and thrive? Visit invest.aare.com to learn more.Andrew Arroyo is a registered investment advisor and holds a Series 65 license (CRD #5748201) with Andrew Arroyo Investments, LLC (CRD# 152691) in the State of California.Disclaimer:The information provided in this podcast (“Real Cash Flow”) is for general informational purposes only and should not be considered financial advice. The content shared on this podcast, including any links or resources, is based on personal opinions and experiences and should not be relied upon as professional financial, tax, or legal advice. Before making any investment decisions, we strongly recommend that you consult with your own financial advisor, tax professional, or legal counsel. Every individual’s financial situation is unique, and you should seek advice tailored to your specific circumstances. The hosts, guests, and creators of this podcast are not responsible for any investment decisions made based on the information provided.