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this is property

a first home buyer window of opportunity that won't last forever

Season 8
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Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH

John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M


Negative gearing changes have hamstrung investor borrowing capacities, creating an opportunity for first home buyers that hasn't existed since just before COVID. In this episode John and Rach talk about how home buyers now have less competition and more negotiating power, plus the schemes and incentives helping buyers into the market.


As of 1 July 2026, first home buyers can apply to pay no stamp duty through the Home Buyer Concession (HBC) Scheme. There is no longer an income threshold or property price limit when applying for the HBC Scheme. You can also apply for the HBC Scheme if you have not owned a property in the last five years. Reference: ACT.gov.au


this is property is proudly brought to you by:

Solvere Wealth: https://www.solverewealth.com.au

Sphere Home Loans: https://www.spherehomeloans.com.au


Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/


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More episodes

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  • 828 Ben Kingsley on negative gearing, his property origin story & bad buyers agents

    56:14||Season 8
    Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MIn this episode John chats with Ben Kingsley, co-founder of Empower Wealth and the Property Couch podcast for a wide-ranging conversation. They touch on:๐Ÿ‘‰๐Ÿผ the changes to negative gearing๐Ÿ‘‰๐Ÿฝ Ben's property origin story๐Ÿ‘‰๐Ÿพ property behaviours and traits that make a successful investor๐Ÿ‘‰๐Ÿฟ the Melbourne market๐Ÿ‘‰๐Ÿป the fundamentals of what drives property values๐Ÿ‘‰ the rise of buyers agents & regional investors๐Ÿ‘‰๐Ÿผ should you buy new properties for the tax benefits?๐Ÿ‘‰๐Ÿฝ Ben's caution to investors about getting bad property advice & guaranteed returnsthis is property is proudly brought to you by:Solvere Wealth: https://www.solverewealth.com.auSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty
  • 827 the psychology of property photography: what buyers really want to see

    32:30||Season 8
    Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MPreparing to sell your home? Today's episode is loaded with practical tips. Joining Rachelle is Melissah Douglas, director of Studio Maison Media and former principal of a Sydney real estate agency. Having been on both sides of real estate, selling and shooting, Melissah shares her insights on:๐Ÿ‘‰ creating and running a business๐Ÿ‘‰๐Ÿผ what buyers respond to when looking online๐Ÿ‘‰๐Ÿฝ what becomes the hero image๐Ÿ‘‰๐Ÿพ to use AI or not?๐Ÿ‘‰๐Ÿฟ what are the biggest mistakes that sellers make๐Ÿ‘‰ why landscaping can actually ruin your shoot๐Ÿ‘‰๐Ÿป is styling worth it?๐Ÿ‘‰ easy fixes to make your home photograph better๐Ÿ‘‰๐Ÿผ tips for preparing your house for sale๐Ÿ‘‰๐Ÿฝ what makes a home feel premiumConnect with Melissah: https://www.instagram.com/studiomaisonmedia/this is property is proudly brought to you by:Solvere Wealth: https://www.solverewealth.com.auSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty
  • 826 the 5 biggest property investing mistakes and how to avoid them

    41:06||Season 8
    Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MJohn & Rach unpack the 5 biggest mistakes property investors make (John's made all of them!) and what to do differently. Related episodes:๐ŸŽง 439 John's 8 point property investing strategy - Apple | Spotifythis is property is proudly brought to you by:Solvere Wealth: https://www.solverewealth.com.auSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty
  • 825 the truth about Airbnb as a property strategy

    45:33||Season 8
    Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MIs your property Airbnb-worthy? John Pidgeon is joined by Sally Broad, co-founder of Airready, a short-term holiday rental management company based on Victoria's Surf Coast. They talk about:๐Ÿ‘‰๐Ÿผ why Sally started the business๐Ÿ‘‰๐Ÿฝ how do you know if your property is Airbnb-ready?๐Ÿ‘‰๐Ÿพ what impacts vacancy rates?๐Ÿ‘‰๐Ÿฟ how Sally scaled the business๐Ÿ‘‰๐Ÿป navigating local council๐Ÿ‘‰ can any property become suitable for short stay holiday rental?๐Ÿ‘‰๐Ÿผ Airready's fee structure๐Ÿ‘‰๐Ÿฝ the investor misconception about using an Airbnb property strategy๐Ÿ‘‰๐Ÿพ where is the short-stay market heading?this is property is proudly brought to you by:Solvere Wealth: https://www.solverewealth.com.auSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty
  • 824 buying your first investment property with Glen James

    01:14:57||Season 8
    Rachelle's & Glen's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MThis episode is for anyone considering buying their first property as an investment rather than a place to live, or if you already own your own home. Rachelle is joined by Glen James, host of money money money and co-author of their book, The Quick-Start Guide to Your First Property available now. Rachelle & Glen chat about:๐Ÿ‘‰๐Ÿผ when's the right time to buy an investment?๐Ÿ‘‰๐Ÿฝ is it still a good idea since the 2026 Federal Budget announced changes?๐Ÿ‘‰๐Ÿพ where to buy๐Ÿ‘‰๐Ÿฟ performance growth๐Ÿ‘‰๐Ÿฝ negative gearing changes and managing losses๐Ÿ‘‰๐Ÿปwhat to consider before buying a new build๐Ÿ‘‰ managing the emotional and practical risks๐Ÿ‘‰๐Ÿผ budgeting for costs - deposit, ongoing & maintenance๐Ÿ‘‰๐Ÿฝ interest only or principle & interest?๐Ÿ‘‰๐Ÿพ using a buyer's agent - is it for you?๐Ÿ‘‰๐Ÿฟ selecting good tenants๐Ÿ‘‰๐Ÿป the very real disadvantage for solo buyers in this property climatethis is property is proudly brought to you by:Solvere Wealth: https://www.solverewealth.com.auSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty
  • 823 buying your first home to live in with Glen James

    01:03:25||Season 8
    Rachelle & Glen's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHIn this deep dive for first home buyers, Rachelle and Glen James from money money money unpack their new book The Quick-Start Guide to Your First Property, walking through the full property buying process step by step. They talk about:๐Ÿ‘‰๐Ÿผ before you start looking๐Ÿ‘‰๐Ÿฝ property research๐Ÿ‘‰๐Ÿพ making an offer & negotiating๐Ÿ‘‰๐Ÿฟ putting down a deposit and the cooling off period๐Ÿ‘‰๐Ÿป contracts & finance clauses๐Ÿ‘‰ building & pest inspections๐Ÿ‘‰๐Ÿผ the unconditional exchange๐Ÿ‘‰๐Ÿฝ pre-settlement inspection๐Ÿ‘‰๐Ÿพ preparing for settlement day delays๐Ÿ‘‰๐Ÿฟ navigating the emotions of buying๐Ÿ‘‰๐Ÿป Govt schemes and incentives๐Ÿ‘‰ does off market = red flag?this is property is proudly brought to you by:Solvere Wealth: https://www.solverewealth.com.auSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty
  • 822 every first home buyer scheme & incentive (and how to stack them)

    35:19||Season 8
    Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHIn this episode, Rachelle breaks down every national and state-based scheme available to first home buyers right now, real client case studies to show exactly how much money you can save and explains which incentives you can combine for maximum impact. She touches on:๐Ÿ‘‰๐Ÿผ the First Home Super Saver scheme (FHSS)๐Ÿ‘‰๐Ÿฝ the Australian Government 5% Deposit Scheme๐Ÿ‘‰๐Ÿพ the 2% deposit variation for single parents๐Ÿ‘‰๐Ÿฟ the Australian Government Help to Buy Scheme๐Ÿ‘‰ Stamp duty concessions state-by-state for an $800k purchase๐Ÿ‘‰๐Ÿผ the First Home Owner Grant (FHOG) for new buildsLearn more:https://firsthomebuyers.gov.au/https://www.firsthome.gov.au/this is property is proudly brought to you by:Solvere Wealth: https://www.solverewealth.com.auSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty
  • 821 EOFY tax tips for business owners & property investors

    37:53||Season 8
    Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MIn this episode Rachelle is joined by return guest Leah Hall, director and accountant at Lift Accounting to unpack what business owners and property investors need to know at EOFY. This episode was recorded prior to the budget. They talk about:๐Ÿ‘‰๐Ÿผ depreciation schedules & who prepaying interest might suit๐Ÿ‘‰๐Ÿฝ maximising deductions๐Ÿ‘‰๐Ÿพ don't spend money just to save tax๐Ÿ‘‰๐Ÿฟ check your borrowing capacity before big purchases๐Ÿ‘‰๐Ÿป check your business & property structures๐Ÿ‘‰ tax reporting๐Ÿ‘‰๐Ÿผ the small business instant asset write-off๐Ÿ‘‰๐Ÿฝ why investors can't claim travel expenses๐Ÿ‘‰๐Ÿพ changes to tax deductions for holiday home owners๐Ÿ‘‰๐Ÿฟ cashflow as the biggest mistake that Leah sees Check out Leah's resources for this episode & the federal budget: https://liftaccounting.au/podcast-packRelated episodes:722 top tax tips for property investors: Apple | Spotify733 property structures explained: trusts, companies & super funds: Apple | Spotifythis is property is proudly brought to you by:Solvere Wealth: https://www.solverewealth.com.auSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty