this is property

What happens when someone takes action, keeps it simple and sticks with property for the long game? In this episode, John shares the real story of a client and friend who built around $1.3 million in equity across three investment properties in under a decade without chasing flashy strategies or taking wild risks. They unpack:👉🏼 the client's initial starting point👉🏽 the first investment in Brisbane in 2016👉🏾 the second investment on the Gold coast in 2018👉🏿 the third investment in Bendigo in 2019👉🏻 financial position then vs now👉 their total cash contribution across the portfolio👉🏼 what's next for the client👉🏽 key takeaways for listenersthis is property is proudly brought to you by:Solvere Wealth: https://www.solverewealth.com.auSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty

Petrol prices, rate rises and uncertainty in the economy - is now the time to fix? John Pidgeon and Rachelle Kroon chat about:👉🏼 the current economic landscape for property owners👉🏽 how to prepare in a rising rate environment 👉🏾 what does fixing your loan mean 👉🏿 should you fix or not?👉 fixing part of your loan👉🏻 why fixing impacts offset accounts👉🏼 what is a split loan?👉🏾 considerations for investors👉🏿 myths & tips for fixing loans this is property is proudly brought to you by:Solvere Wealth: https://www.solverewealth.com.auSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty

What happens when you keep an investment loan interest-only for 10 years while focusing on paying off your home? John Pidgeon and Rachelle Kroon unpack a real case study, the numbers behind it, and the different options this couple now have at age 48.👉🏼 the case study👉🏽 how they stayed interest-only for 10 years👉🏾 where they’re at now👉🏿 why interest-only on investments gives options👉🏻 what John & Rach would've done differently in their circumstances👉 what should they do next?👉🏼 what the couple have decided to do now that their home is mortgage-free👉🏾 the biggest lessons from this couple's journeyJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisispropertyNeed clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.auRachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

CGT reform is back in the headlines but who actually gets hit? In this episode, Rachelle Kroon and John Pidgeon break down the proposed changes, what they mean for investors, homeowners and renters and why some policies could make the housing shortage worse. They discuss:👉🏼 the current CGT rules👉🏽 why CGT reform is back on the table👉🏾 Labor's proposed changes👉🏿 The Green's proposed changes👉🏻 who gets impacted across the market👉 will this help or hurt the housing shortage?👉🏼 impact on renters, homeowners, investors & people trying to get into the market👉🏽 PICA’s proposed reform👉🏾 John and Rachelle’s opinions👉🏻 advice for new investorsBen Kingsley on the potential CGT reform: https://youtu.be/m5zN82Dl0mg?si=4T8mGI-IsnRFgz46This episode was recorded on 11 March 2026.Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisispropertyNeed clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.auRachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

In today's episode Rachelle & John are joined by Laura Valenti, managing director of McGrath North Lakes and board director at the Real Estate Institute of Queensland. With more than 20 years in property management Laura shares what really happens behind the scenes of managing investment properties and her top tips for investors. They touch on:👉🏼 what is REIQ and its purpose?👉🏽 challenges of running a large property management business👉🏾 balancing landlords, tenants and legislation👉🏿 advice for first time investors👉🏻 vacancy rates and rental demand right now👉 how investors can choose a good property manager👉🏼 should your property manager be local?👉🏿 outsourcing in property management👉🏾 The Priority Project helping domestic violence survivors access rental housingLearn more about The Priority Project: https://youtu.be/3Trx-mzGI18?si=QqgC7xd1zPb2lZS8Connect with Laura on LinkedIn: https://www.linkedin.com/in/laura-valenti-91823437/Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisispropertyNeed clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.auRachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

In this Q&A, John Pidgeon and Rachelle Kroon answer your questions and chat about:👉🏼 buying a unit in a metro area vs house regionally👉🏽 considerations for buying regionally👉🏾 buying an IP with equity without involving your partner 👉🏿 optimising loan structure to make the cost to hold easier👉🏻 accessing and using equity for a reno👉 is serviceability for an IP different from a PPOR?👉🏼 debt recycling explained 👉🏽 do a major reno on PPOR or smaller reno to afford IPJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisispropertyNeed clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.auRachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

In this Q&A John and Rachelle answer your questions about:👉🏼 charging market rent vs treating tenants kindly👉🏽 investing strategy fundamentals👉🏾 upsizing soon vs after child in 2-3 years👉🏿 why there is a lack of support for ex-homeowners getting back into the market👉🏻 top things to consider before buying first home👉 when will the Brisbane market slow down and when should I sell?Listen to 439 John's 8 point property investing strategy: Apple Podcast | SpotifyBook a clarity call with John here: https://www.solverewealth.com.au/clarity-call-with-john-pidgeon/Have a question for John and Rachelle? Connect with Rachelle on Instagram: https://www.instagram.com/rachellekroon_money/ or post in our Facebook group: https://www.facebook.com/groups/m3.podcastWe're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisispropertyNeed clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.auRachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Is using ChatGPT to pick your next investment suburb a good idea… or a very expensive mistake? John is joined by returning guest data scientist Luke Metcalfe from Microburbs to discuss:👉 is AI is a reliable tool for investors?👉🏼 how to find your next place to buy using Microburbs👉🏽 property returns - the median vs top 10% of investors👉🏾 do views actually add value?👉🏿 what performs at a street-level👉🏻 the supply risk for units👉 how to find NIMBY suburbs👉🏼 the migration “goldilocks zone” for capital growthListen to episode 744 with Luke, 'buying in the right location for capital growth': https://shows.acast.com/my-millennial-property/episodes/744Property returns research paper mentioned in the chat: https://www.microburbs.com.au/v3/microresearchLearn more about Microburbs: https://www.microburbs.com.au/Have a question for John and Rachelle? Connect with Rachelle on Instagram: https://www.instagram.com/rachellekroon_money/ or post in our Facebook group: https://www.facebook.com/groups/m3.podcastWe're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisispropertyNeed clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.auRachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

In today's episode Rach and John delve into their predictions for the property market in 2026, covering:👉🏼 interest rate uncertainty in 2026👉🏽 price growth👉🏾 cap city outlook👉🏿 Brisbane: hype or real momentum?👉🏻 Sydney affordability & growth limits👉 regional market outlook👉🏼 apartment growth👉🏽 lending landscape for first home buyers & investors👉🏾 rental squeeze & housing pressureHave a question for John and Rachelle? Connect with Rachelle on Instagram: https://www.instagram.com/rachellekroon_money/ or post in our Facebook group: https://www.facebook.com/groups/m3.podcastWe're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisispropertyNeed clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.auRachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.