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708 what the rate cut means for buyers & investors + potential help debt changes
The RBA has finally cut rates! John and Rach from Sphere Home Loans break down what it means for buyers, investors, and existing mortgage holders. They touch on:
👉🏻 how much borrowing power has changed
👉 whether investors are jumping back in
👉🏼 what first home buyers should do now
👉🏽 the possible changes to HELP debt and borrowing capacity
Need a mortgage broker? Connect with the team at Sphere Home Loans here
Need a property professional in your corner? Check out how Emily and John can help 👇
Emily's website: https://wallaceadvocates.com.au/
John's website: https://www.solverewealth.com.au/
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To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.
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712 buying your next property, BA fees, are removalists worth it? + more
33:22||Season 7In today's Q&A episode John and Em tackle:👉🏾 what to consider when buying your next property👉🏿 how much are buyer’s advocate fees?👉 removalists vs. DIY - what’s the best move?👉🏻 interest rates - when will drops hit your repayments?👉🏽 first home super saver scheme—why aren’t more people using it?👉🏼 CGT on a duplex, stamp duty changes & more!Need a buyer's advocate in your corner? Check out how Emily and John can help 👇Emily's website: https://wallaceadvocates.com.au/John's website: https://www.envisageproperty.com.au/We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.711 getting your finance strategy right + two first home buyer case studies
38:42||Season 7Not all finance strategies are created equal. Rachelle Kroon from Sphere Home Loans joins John on the show to break down what makes a solid finance plan, the warning signs of a bad broker, and how to set yourself up for property success. They also dive into real case studies, including how a 22-year-old saved $90K and bought his first investment property while still living at home.Check out John's book, Sort Your Property Out & Build Your Future at sortyourpropertyout.comNeed a property professional in your corner? Check out how Emily and John can help 👇Emily's website: https://wallaceadvocates.com.au/John's website: https://www.solverewealth.com.au/We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.710 renovating for profit: where to spend and where to save
37:14||Season 7In today's episode, renovation coach Belinda Smith joins Em to bust common renovation myths and share expert tips on how to renovate smarter, not harder. They touch on:👉🏾 the biggest renovation myths (and what actually works)👉🏿 where to spend money (and where to save)👉🏻 how to avoid overcapitalising on your reno👉 the A-team you need for a stress-free renovation👉🏼 why flipping isn’t the only way to make money from renosLearn more about Belinda and her programs at: https://www.renovateandrealestate.com.au/Need a property professional in your corner? Check out how Emily and John can help 👇Emily's website: https://wallaceadvocates.com.au/John's website: https://www.solverewealth.com.au/We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.709 property market update: auctions, interest rates and buyer trends
33:50||Season 7The 2025 property market is off and running! Emily and John break down what’s happening on the ground, from auction clearance rates and buyer sentiment to interest rate cuts and what they mean for homebuyers and investors. Plus, the surprising trends in first homebuyer competition and whether now is really the right time to buy.Need a property professional in your corner? Check out how Emily and John can help 👇Emily's website: https://wallaceadvocates.com.au/John's website: https://www.solverewealth.com.au/We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.707 property buying gone wrong + property coach red flags (Adam's story)
43:53||Season 7Imagine saving for years, buying a property…then losing $50k in the blink of an eye. That’s exactly what happened to Adam. He joins John to share how a too good to be true property deal went south fast and the red flags he wished he'd paid more attention to.Want a clarity call with John about your situation? Book hereNeed a property professional in your corner? Check out how Emily and John can help 👇Emily's website: https://wallaceadvocates.com.au/John's website: https://www.envisageproperty.com.auWe hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.706 buying property? don’t make these 6 common mistakes
27:04||Season 7Buying a home or investment? Don’t make these 6 common mistakes! John and Em share tips that could save you a fortune. Need a property professional in your corner? Check out how Emily and John can help 👇Emily's website: https://wallaceadvocates.com.au/John's website: https://www.solverewealth.com.au/We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.705 selling property? new ATO rule, upsizing trade-offs, insurance price hikes + more
39:45||Season 7In today's chat, John and Em tackle your property questions and unpack a crucial ATO rule change that could impact sellers. They touch on:👉🏻 why sellers now need an ATO clearance certificate (Learn more here)👉 upsizing: is it worth taking on more debt?👉🏼 the increase in home insurance premiums👉🏽 shares vs property👉🏾 should you pay off a smaller loan first or tackle the biggest debt?Need a property professional in your corner? Check out how Emily and John can help 👇Emily's website: https://wallaceadvocates.com.au/John's website: https://www.solverewealth.com.au/We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.704 buying in bushfires and flood zones - should you be concerned?
28:26||Season 7Is buying in bushfire or flood zones worth the risk? John and Emily discuss how to weigh the pros and cons, from property values and insurance premiums to essential precautions that can protect your home.Articles and resources mentioned in the chat:https://www.architectureanddesign.com.au/features/list/bushfire-proof-house-design https://www.afr.com/policy/economy/how-the-bom-s-weather-forecast-error-cost-millions-20240116-p5exku https://www.afr.com/world/north-america/why-some-homes-survived-the-la-fires-20250114-p5l44eNeed a property professional in your corner? Check out how Emily and John can help 👇Emily's website: https://wallaceadvocates.com.au/John's website: https://www.solverewealth.com.au/We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.