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best of 2024: should I buy an investment or owner occupier first?
Today's episode was a fan favourite so we're bringing it back!ย Should you buy a home to live in or an investment property first? This is such a common question and in this episode John walks through what to consider using an example of buying in Adelaide and a case study based in Manly, NSW. John touches on:
๐๐พ buying a house vs unit
๐๐ฟ your short term lifestyle and financial goals
๐๐ป your borrowing capacity
๐ your risk profile
๐๐ผ your mindset
๐๐ฝ and Zoe and Tom's case study
Need a property professional in your corner? Check out how Emily and John can help ๐
Emily's website: https://emilywallace.com.au
John's website: https://www.solverewealth.com.au/
We hate email spam so we donโt create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.
To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.
More episodes
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649 real scenarios: first home buyer, using equity for investment & upsizing into dream home
35:15||Season 6In this episode, mortgage broker Rachelle Kroon joins John to share three real-life property case studies: buying a first home, using equity for an investment, and upsizing into a dream home. She unpacks the numbers, the strategy, and the game-changing role of a good broker in navigating it all.Need a property professional in your corner? Check out how Emily and John can help ๐Emily's website: https://emilywallace.com.auJohn's website: https://www.solverewealth.com.au/We hate email spam so we donโt create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.648 tips for landlords from a property manager
32:21||Season 6In today's episode John chats with Jo Natoli who shares her insights from decades of experience as both a property manager and an investor. She offers her unique tips on selecting the right property manager, managing risk, and getting the most out of your investment. They touch on:๐๐พ Jo's journey into property๐๐ฝ things to look for in a good property manager๐๐ฟ self managing a property - yay or nay?๐๐ป property management fees๐ landlord insurance๐๐ผ managing renovations through a property manager๐๐ฝ renting your property to friends or familyNeed a property professional in your corner? Check out how Emily and John can help ๐Emily's website: https://emilywallace.com.auJohn's website: https://www.solverewealth.com.au/We hate email spam so we donโt create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.647 timing the market, 2025 property outlook, buying a property in probate + more
35:50||Season 6In today's episode John and Emily answer some listener questions about:๐๐ผ paying down the mortgage or buying another investment๐๐พ buying a property going through probate๐๐ฟ is it a bad idea to buy property now with prices at an all-time high?๐๐ป considerations for buying property in a SMSF๐ the outlook for property in 2025Check out John's book, Sort Your Property Out & Build Your Future at sortyourpropertyout.comNeed a property professional in your corner? Check out how Emily and John can help ๐Emily's website: https://emilywallace.com.auJohn's website: https://www.solverewealth.com.au/We hate email spam so we donโt create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.646 negative gearing: will removing it help the housing crisis?
27:52||Season 6In today's episode John and Emily dive into the hot topic of negative gearing: what it is, why itโs so polarising, and whether scrapping it could solve Australiaโs housing crisis.ย The touch on:๐๐ป how negative gearing works and who it benefits๐ what scrapping it could mean for investors, renters and homeowners๐๐ผ what happened in the 80s when it was temporarily removed๐๐ฝ why does property get preferential tax treatment?๐๐ฟ negative gearing on a property in a trustNeed a property professional in your corner? Check out how Emily and John can help ๐Emily's website: https://emilywallace.com.auJohn's website: https://www.solverewealth.com.au/We hate email spam so we donโt create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.645 styling your home to sell, investment loans, commercial property, houses vs units + more
42:17||Season 6In today's episode John and Emily answer a mixed bag of questions - touching on:๐๐ป is it worth styling your home before selling it?๐ considerations for servicing investment loans๐๐ผ is it generally good to buy and sell in the same market?๐๐ฝ comparing houses vs units for capital growth๐๐พ and investing in commercial propertyNeed a property professional in your corner? Check out how Emily and John can help ๐Emily's website: https://emilywallace.com.auJohn's website: https://www.solverewealth.com.au/We hate email spam so we donโt create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.644 buying my first home or investment property (clarity call with Tayla)
38:28||Season 6Tayla is 27 and wants to know what it will take to purchase her first home on the NSW Central Coast. In this live clarity call, John Pidgeon from this is property and mortgage broker Genevieve Fordham from Sphere Home Loans help Tayla crunch the numbers to figure out what she can afford to buy as either a first home or investment property.Want clarity on your property situation? Book a clarity call with John hereCheck out John's book, Sort Your Property Out & Build Your Future at sortyourpropertyout.comNeed a mortgage broker? Connect with the Sphere Home Loans team hereNeed a property professional in your corner? Check out how Emily and John can help ๐Emily's website: https://emilywallace.com.auJohn's website: https://www.solverewealth.com.au/We hate email spam so we donโt create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.643 building & pest inspections: what buyers need to know
38:53||Season 6A good building and pest report can save you from costly surprises before you purchase your new home. In this episode, Em chats with Phil Guildea from Buy Wise Inspections about the ins and outs of building and pest inspections, touching on how to choose a reliable inspector, the importance of thorough reports, defects and issues like mould, asbestos and restumping and why you should be wary of shiny new renovations. Need a property professional in your corner? Check out how Emily and John can help ๐Emily's website: https://emilywallace.com.auJohn's website: https://www.solverewealth.com.au/We hate email spam so we donโt create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.642 building our dream home (John interview's his wife, Amy)
43:58||Season 6In this episode John sits down with his wife, Amy Pidgeon, to talk about the journey of building their dream home. From the initial vision shaped by Amyโs lifelong passion for homes to navigating the challenges of custom builds, Amy unpacks the process of their knock-down rebuild experience. She shares the choices she made when it came to balancing aesthetics and practicality, making budget-conscious choices and some helpful tips for anyone considering building their dream home. The episode touches on:๐๐พ balancing trends with long-term appeal๐๐ฟ deciding to knock down and rebuild vs renovate existing๐๐ป make design choices around lifestyle vs resale value๐ choosing a team: why Amy went with a draftsperson over an architect๐๐ผ handling budget constraints during the build๐๐ฝ prioritising structural quality over trendsNeed a property professional in your corner? Check out how Emily and John can help ๐Emily's website: https://emilywallace.com.auJohn's website: https://www.solverewealth.com.au/We hate email spam so we donโt create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.