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617 termites, granny flats, upsizing your home, drawing equity + more
Season 6
โข
In today's Q&A John and Emily chat about:
๐ upgrading your PPOR, should you sell before or after you find your new home?
๐๐ผ purchasing a property to put a granny flat on the back
๐๐ฝ there's a risk of termites in the area I want to buy, should I be worried?
๐๐พ can multiple properties in my portfolio qualify for the 6-year rule capital gains tax exemption rule?
๐๐ฟ is there any downside to pulling out equity from my PPOR to put into my offset?
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637 use equity from first home to invest or sell and upsize?
30:27||Season 6In today's episode Emily and John tackle a common homeowner question: should you use the equity in your current home to invest, or sell and upsize? They dive into the pros and cons, share strategies for building wealth, and offer advice for young families planning ahead. The episode touches on:๐๐พ use equity or sell: whatโs the right move?๐๐ฟ saving for an upsize vs investing in property๐๐ป balancing wealth creation with lifestyle๐ why planning ahead is crucial when forming your property strategy๐๐ผ the importance of knowing your risk tolerance๐๐ฝ how to make your current home work for longerNeed a sounding board for your property situation? Book a clarity call with John hereWe hate email spam so we donโt create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.636 upsizing, partner owns a PPOR, building & pest for strata, positive gearing + more
33:19||Season 6Today's Q&A episode is jam packed with some awesome questions from our community! John & Em chat about:๐๐ฟ some upsizing scenarios - using equity, buying new vs established and selling vs turning PPOR into an investment๐๐ป what does it mean to avoid overcapitalising?๐ property strategy when your partner owns a PPOR๐๐ผ building and pest reports when buying in strata๐๐ฝ ownership structures to consider when you've maxed out lending in your own name๐๐ฟ pros and cons of setting up PAYG for investment property๐ pros and cons of having a positively geared property๐๐ป estimating an emergency fund for your investment propertyInterested in a clarity call with John? Book hereWe hate email spam so we donโt create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.635 property market & lending update, discretionary trusts and reverse mortgages
36:11||Season 6Mortgage broker Rachelle Kroon joins John in today's episode to unpack the current lending landscape and discuss two hot topics, discretionary trusts and reverse mortgages.Check out John's book, Sort Your Property Out & Build Your Future: https://amzn.to/4d0ljduConnect with Rachelle and the team at Sphere Home Loans at: https://www.spherehomeloans.com.auWe hate email spam so we donโt create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.634 selling & upsizing, housing affordability, moving interstate with young kids + more
38:13||Season 6In today's community Q&A John and Emily chat about:๐๐ป selling to upsize and repurchase in the same market or stay put?๐ moving interstate to buy rural land & build with young kids in the mix๐๐ฟ housing supply and affordability๐๐ฝ the process for selling one property to purchase anotherWe hate email spam so we donโt create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.633 how Steph increased the value of her first home from $640k to $730k in 4 months
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34:59||Season 6If you own an investment property or plan to, you'll need a depreciation schedule to claim those sweet sweet tax deductions. In today's episode John chats with Mike Mortlock from MCG Quantity Surveyors to unpack what you need to know. They touch on:๐๐พ what is depreciation๐๐ฟ what does a quantity surveyor do๐๐ป how to get a depreciation schedule๐ 2 main ways that a depreciation schedule is calculated๐๐ผ does a quantity surveyor need to physically view your property?๐๐ฝ things to know around turning your PPOR into an investment๐๐ป do you need an updated schedule after making renovations or just receipts?To book a discounted depreciation schedule click here: https://bit.ly/3Az4RTRWe hate email spam so we donโt create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.631 home ownership, economy & recession, negative gearing + more with Mark Bouris
44:49||Season 6In today's episode John chats with entrepreneur Mark Bouris who founded mortgage lending businesses Wizard Home Loans and Yellow Brick Road. Mark shares the story of starting Wizard Home Loans in the late 90s and answers questions from listeners around:๐๐พ negative gearing๐๐ฟ inheritance tax๐๐ป where the economy is headed๐ tips for first home buyers๐๐ผ are units a good investment?๐๐ฟ and what's ahead for Mark๐ง Click here to listen to John's episode on Property Insights with Mark Bouris: Top 3 Risks of Property InvestingYou can listen to Property Insights with Mark Bouris on YouTube.We hate email spam so we donโt create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.630 housing market update
34:46||Season 6Emily unpacks the current trends and changes she's seeing in the Australian property market and what's driving the demand for housing. She touches on: ๐๐พ lack of supply & affordable housing๐๐ฟ the rise of medium and high density dwellings๐ an increase in downsizers๐๐ป renters considering buying for housing security๐ factors contributing to the housing crisis๐๐ผ and moreWe hate email spam so we donโt create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.629 tax deductions, buying direct from owner, making a low offer, is $100k enough to buy + more
28:05||Season 6In today's episode John shares his thoughts on your questions around:๐๐พ 300sqm regional house vs 150sqm city unit๐๐ฟ what tax deductions can you claim on an investment property?๐๐ป interest rate hikes, will they keep going up and what can we do about them?๐ buying a property directly from the owner๐๐ผ is $100k enough to buy an investment property in today's market?๐๐ฝ tips for making a low offer on a house๐๐พ buying property in Perth / buying in a mining industry๐๐ฟ buying in your desired location now or timing the marketNeed a sounding board for your property situation? Book a clarity call with John hereWe hate email spam so we donโt create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.