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my millennial property

503 the ins and outs for buying property in 2023

Season 5

Planning to buy property this year? Em shares her ins and outs list. Changing your limit in an auction? ❌ Not this year! Here's what's gotta stay and what's gotta go.


Check out episode 431 for tips for getting into your first home sooner.


Want to hear more about protecting your assets? Glen interviews family lawyers on episode 529b on my millennial money.


Get in touch with John here if you're interested in a clarity call


🏡 Join the mmm facebook group


🏡 Quick links to John and Emily’s online courses and $20 off The Glen James Spending Plan


my millennial property is produced by SYMO interactive, home of my millennial money.


More episodes

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  • 614 get creative and buy your first home

    38:57
    For some people to buy a home in today's climate you might need to get creative! Today's episode is jam-packed with John and Em's best strategies for getting into your first home.Check out John's book, Sort Your Property Out & Build Your FutureWe hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.
  • 613 everything about auctions with a master auctioneer

    44:16
    In today's episode, master auctioneer Greg Brydon from the Ray White group joins Em on the show. Greg shares a bit of his career story and answers some common questions about auctions such as: 👉🏾 what would a vendor choose to sell their property via an auction?👉🏿 what are the benefits to sellers and buyers?👉🏻 why can the quote range vs the vendor's reserve vs the actual selling price be so vastly differently?👉 how do clearance rates get determined?👉🏼 the difference between underquoting and the vendors reserve being outside of the quote rangeWatch the best auctioneering talent from around Victoria compete on April 16-17. Learn more here: https://reiv.com.au/events/upcoming-events/emauct0124We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.
  • 612 how to actually build a property portfolio

    41:46
    In today's episode John talks about his new book Sort Your Property Out & Build Your Future and some of the concepts he covers around building a property portfolio such as:👉🏻 getting the right people in your corner👉 hots spots and not spots👉🏼 the 100:10:1 ruleRelated episodes 🎧 439 John's 8 point property investing strategyCheck out John's book, Sort Your Property Out & Build Your Future: sortyourpropertyout.comWe hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.
  • 611 building a $3 million property portfolio with 4 kids and a small biz

    33:09
    Hayley and her partner have acquired 3 properties with their sights set on a fourth, all whilst starting a family and a small business. In today's episode Hayley shares her unique and inspiring property journey. We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.
  • 610 valuations, private banks, knock down rebuild loans & short term rentals (mortgage broker Q&A)

    38:39
    In today's Q&A, mortgage broker Rachelle Kroon from Sphere Home Loans joins John on the show to answer some questions around:👉🏾 a case study with a $250k difference in valuation of a property!👉🏿 lending through private banks👉🏻 securing finance for a knock down rebuild 👉 lending for Airbnbs and short term rentalsWant to speak to a mortgage broker? You can learn more about Sphere Home Loans at https://www.spherehomeloans.com.au/We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.
  • 609 the home buying process (insights from 4 case studies)

    34:21
    The process for buying a home looks different for everybody and Emily's experienced all kinds of ways as a Buyer's Agent in Melbourne. In today's episode Emily shares how things played out for 4 separate clients and the insights and lessons that can be gained from these case studies.Check out John's book tour dates & links to buy the book at sortyourpropertyout.comWe hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.
  • 608 the latest on the banks and lending (mortgage broker update)

    43:07
    John chats with mortgage broker Rachelle Kroon from Sphere Home Loans about what's happening in the lending space. They touch on:👉 first time owner-occupiers vs investors👉🏼 tax cuts benefits to lending👉🏽 cross securitisation 👉🏾 interest only vs principle & interest loans👉🏿 exit strategies for lending over age 40👉🏻 buying property with SMSFWant to chat to the team at Sphere Home Loans? Connect with them hereCheck out John's book tour dates & links to buy the book at sortyourpropertyout.comWe hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), click here.
  • 607 buying and selling an off the plan apartment (Ally's story)

    46:33
    In today's episode Emily interviews Ally who bought an off the plan apartment in Sydney in 2014 before selling it in 2023, and boy is her story a wild ride! Ally shares the biggest lessons she's learned in hindsight from her experience. Strap in!We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), click here.
  • 606 higher rents & falling house values, negative equity, leveraging, developments + more

    35:49
    In today's episode John shares a CoreLogic media release that addresses the stark difference in the demand for purchasing property vs the demand for those needing somewhere to live, and answers your questions around:👉🏼 a case study for buying a 2nd property👉🏽 negative equity and emergency funds👉🏾 how to leverage existing properties to increase borrowing👉🏿 figuring out the best type of development to put on a site👉🏻 how to know when you’re financially ready to buy an investment👉 CGT implications for changing ownership / titlesRead the CoreLogic media release hereLearn more about John's buyers advocate service: www.envisageproperty.com.auCheck out John's book tour dates & links to buy the book at sortyourpropertyout.comWe hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), click here.