Share

cover art for this is property

this is property

we're going narrow and deep on property!


Latest episode

  • 842 upsizing in a down market: bridging loans, deposit bonds & simultaneous settlements (part 2)

    43:04||Season 8
    Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MJohn and Rach are back with part two of upsizing in a down market, working through your questions on how to buy and sell at the same time. In this episode they touch on:πŸ‘‰ what a sunset clause is and when it could work for you or against youπŸ‘‰πŸΌ bridging loans and the risks to considerπŸ‘‰πŸ½ holding two mortgages or renting short term while you sell?πŸ‘‰πŸΎ buy first, sell first, hold both or use bridging finance?πŸ‘‰πŸΏ how a deposit bond works, and the risk most people misunderstandπŸ‘‰πŸ» how a simultaneous settlement gets pulled offπŸ‘‰ keeping your old home as an investment when you upsizeListen: 718 upsizing & bridging loans: are they worth it??? Apple Podcasts | Spotifythis is property is proudly brought to you by:Envisage Property Buyers Agent: https://www.envisageproperty.com.au/buyersagentEnvisage Property Vendor's Advocate: https://www.envisageproperty.com.au/vendors-advocate-serviceSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty

More episodes

View all episodes

  • 841 upsizing in a down market: the maths, the psychology & should you sell first? (part 1)

    40:45||Season 8
    Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MWe're doing a 2-part series on upsizing and answering your questions! In this episode, Rach and John chat about:πŸ‘‰πŸΌ what is considered a down market?πŸ‘‰πŸ½ the risks of buying before you sellπŸ‘‰πŸΏ should I sell my home and buy acreage and build?πŸ‘‰πŸ» when is a property too large and detrimental to resale value?πŸ‘‰ how to make a competitive offer without overpayingπŸ‘‰πŸΌ navigating the psychology of selling "at a loss"πŸ‘‰πŸ½ Rach and John's top tipsthis is property is proudly brought to you by:Envisage Property Buyers Agent: https://www.envisageproperty.com.au/buyersagentEnvisage Property Vendor's Advocate: https://www.envisageproperty.com.au/vendors-advocate-serviceSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty
  • 840 upsizing in Sydney, should we build a duplex, commercial property & sell vs rent out old PPOR

    45:55||Season 8
    Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MIn this Q&A, Rach and John chat about:πŸ‘‰πŸΌ a couple seeking reassurance about whether to upsize πŸ‘‰ should we build a duplex or buy more investment properties? πŸ‘‰πŸΎ they want to keep their original PPOR when they upsize but what do the numbers say?πŸ‘‰πŸΏ how does commercial property stack up as an investment following the Budget changes?Listen to episode 838 on commercial property: Apple Podcast | Spotifythis is property is proudly brought to you by:Envisage Property Buyers Agent: https://www.envisageproperty.com.au/buyersagentEnvisage Property Vendor's Advocate: https://www.envisageproperty.com.au/vendors-advocate-serviceSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty
  • 839 property investor lending roundtable with two of Australia's top investor mortgage brokers

    01:09:13||Season 8
    Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MIn this episode Rach sits down with mortgage brokers, Aaron Christie-David from Atelier Wealth and host of the Built Different podcast and Katie Thomas from Focus Finance, who's also been named Australia's #1 residential broker. They chat about what's actually happening with investor lending right now, touching on:πŸ‘‰πŸΌ the investor lending landscape right now and how it's changedπŸ‘‰πŸ½ what's the outlook for commercial property?πŸ‘‰πŸΎ should investors buy now or buy later?πŸ‘‰πŸΏ what are sophisticated investors doing right now?πŸ‘‰πŸ» how Katie & Aaron work with clients on strategy and risk managementπŸ‘‰ what happens when serviceability becomes an issue?πŸ‘‰πŸΌ can people still build the same portfolios today as they could 10 years ago?Connect with Katie & Aaron below:Katie's IG: https://www.instagram.com/katie_focusfinance/Aaron's IG: https://www.instagram.com/aaronc_d/?hl=enthis is property is proudly brought to you by:Envisage Property Buyers Agent: https://www.envisageproperty.com.au/buyersagentEnvisage Property Vendor's Advocate: https://www.envisageproperty.com.au/vendors-advocate-serviceSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty
  • 838 commercial property investing: yields, leases, risks & how to get started with Helen Tarrant

    53:52||Season 8
    Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MIn today's episode Rach chats with Helen Tarrant, director of Unikorn Commercial Property, one of Australia's leading commercial buyer's agents. Helen has so much experience and knowledge having built a $30M portfolio and helped guide and educate Australians in their commercial property investing journey since 2016. Strap in because this episode is packed with insights and tips! They touch on:πŸ‘‰πŸΌ Helen's story - from beauty therapist and law student to nowπŸ‘‰πŸ½ commercial vs residential - the key differencesπŸ‘‰πŸΎ types of commercial property and what Helen recommends for beginnersπŸ‘‰πŸΏ what's the outlook for commercial property in the next 5 years?πŸ‘‰πŸ» how commercial leases actually workπŸ‘‰ buy a property tenanted or vacant?πŸ‘‰πŸΌ average hold times and understanding your strategyπŸ‘‰πŸ½ biggest commercial investor mistakesπŸ‘‰πŸΎ how commercial lending worksLearn more about Unikorn: https://unikorn.com.au/this is property is proudly brought to you by:Envisage Property Buyers Agent: https://www.envisageproperty.com.au/buyersagentEnvisage Property Vendor's Advocate: https://www.envisageproperty.com.au/vendors-advocate-serviceSphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty
  • 837 investor lending, 40-year loan terms, changing property managers, selling to a developer + more

    37:29||Season 8
    Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MIn today's episode John and Rach discuss:πŸ‘‰πŸΌ 40 year loan terms: banks are pivoting to find ways to improve investor lendingπŸ‘‰πŸ½ a practical example of how this changes an investor's borrowing powerπŸ‘‰πŸΎ how often should your property manager inspect your property?πŸ‘‰πŸΏ when is it worth switching property manager and how toπŸ‘‰πŸ» how do banks assess genuine savings vs gifted deposit?πŸ‘‰ a developer wants to buy my apartment, what should I consider?this is property is proudly brought to you by:Envisage Property: https://www.envisageproperty.com.au/Β Sphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty
  • 836 Australian property booms, busts & cycles deep dive with Vince Scully

    01:12:27||Season 8
    Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoHJohn's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9MA Sydney suburb has made headlines falling nearly $600,000 in a year according to the AFR. In this episode John chats with Vince Scully from Life Sherpa to unpack the data and context that isn't mentioned, leading into a wider chat about boom and busts cycles. They touch on:πŸ‘‰πŸΌ what the headline doesn't tell us about the Sydney suburb that fellπŸ‘‰πŸ½ understanding that there are markets within marketsπŸ‘‰πŸΎ what happens to property during a downturn?πŸ‘‰πŸΏ is the 18.6 year cycle theory legit?πŸ‘‰πŸ» was it easier or harder to buy a house when interest rates were 17%?πŸ‘‰ where does Vince see the unemployment rate and house prices goingπŸ‘‰πŸ½ tips for investorsπŸ‘‰πŸΎ will the property changes be reversed or are they here to stay?Related episodes:739 the boom bust property cycle explained + where are we now? Listen on Apple | Listen on Spotify344 timing the market: Listen on Apple Podcast | Listen on SpotifyBook 15min free chat with John Pidgeon here: https://www.envisageproperty.com.au/free-consultationGlen James' and Vince Scully's new book, 12 Months to Retire Right: https://link.amazon/B07u9ZQgEthis is property is proudly brought to you by:Envisage Property: https://www.envisageproperty.com.au/Β Sphere Home Loans: https://www.spherehomeloans.com.auJoin our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty