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705 selling property? new ATO rule, upsizing trade-offs, insurance price hikes + more
39:45||Season 7In today's chat, John and Em tackle your property questions and unpack a crucial ATO rule change that could impact sellers. They touch on:๐๐ป why sellers now need an ATO clearance certificate (Learn more here)๐ upsizing: is it worth taking on more debt?๐๐ผ the increase in home insurance premiums๐๐ฝ shares vs property๐๐พ should you pay off a smaller loan first or tackle the biggest debt?Need a property professional in your corner? Check out how Emily and John can help ๐Emily's website: https://wallaceadvocates.com.au/John's website: https://www.solverewealth.com.au/We hate email spam so we donโt create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.
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704 buying in bushfires and flood zones - should you be concerned?
28:26||Season 7Is buying in bushfire or flood zones worth the risk? John and Emily discuss how to weigh the pros and cons, from property values and insurance premiums to essential precautions that can protect your home.Articles and resources mentioned in the chat:https://www.architectureanddesign.com.au/features/list/bushfire-proof-house-design https://www.afr.com/policy/economy/how-the-bom-s-weather-forecast-error-cost-millions-20240116-p5exku https://www.afr.com/world/north-america/why-some-homes-survived-the-la-fires-20250114-p5l44eNeed a property professional in your corner? Check out how Emily and John can help ๐Emily's website: https://wallaceadvocates.com.au/John's website: https://www.solverewealth.com.au/We hate email spam so we donโt create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.703 offset vs extra repayments, eco-friendly renovations, house vs townhouse + more
35:06||Season 7In today's episode Em and John unpack your questions, touching on:๐๐ป standalone homes vs townhouses: which performs better?๐ do energy-efficient renos like double glazing add value?๐๐ผ putting money in the offset account vs making extra repayments๐๐ฝ timing investments and tax strategies for property owners๐๐พ lifestyle considerations when buying or selling propertyBook a clarity call with John hereNeed a property professional in your corner? Check out how Emily and John can help ๐Emily's website: https://wallaceadvocates.com.au/John's website: https://www.solverewealth.com.au/We hate email spam so we donโt create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.702 investing in commercial property: risks, tips, and strategies
34:50||Season 7Today we're diving into the world of commercial property with expert guest, Matthew Wallace who also happens to be Em's dad! With years of experience as a commercial real estate agent, Matthew shares his insights on:๐ residential vs commercial: bigger risks, bigger rewards?๐๐ป top tips for first-time commercial property investors๐๐พ finding locations with long-term potential๐๐ฝ the impact of COVID on commercial real estate๐๐ฟ minimising vacancy periods and managing tenant relationships๐๐ฝ and what type of property would suit an entry-level investmentAre you a commercial property investor interested on being interviewed? Email the team here!Need a property professional in your corner? Check out how Emily and John can help ๐Emily's website: https://wallaceadvocates.com.au/John's website: https://www.solverewealth.com.au/We hate email spam so we donโt create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.701 increasing borrowing capacity, using equity vs cash, LMI waivers + more
40:24||Season 7In this episode, John and Rachelle Kroon from Sphere Home Loans dive into strategies for increasing your borrowing capacity, weighing up equity vs cash for property purchases, and the latest on LMI waivers. They also cover rental yields, government schemes, and tips for navigating todayโs lending landscape. Learn more about Sphere Home Loans hereNeed a property professional in your corner? Check out how Emily and John can help ๐Emily's website: https://emilywallace.com.auJohn's website: https://www.solverewealth.com.au/We hate email spam so we donโt create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.best of 2024: location is everything (fact or fiction?) + tips for finding a good location
32:54||Season 7Happy new year! John and Em will be back next week with new episodes but for now, enjoy this popular episode from last year. Location, location, location. John and Emily chat about how important location is in your buying strategy, bust some myths and talk about tips and tricks for finding a good location.๐ง John's 8 point investing strategy ๐Listen on AppleListen on SpotifyBook a clarity call with John hereNeed a property professional in your corner? Check out how Emily and John can help ๐Emily's website: https://emilywallace.com.auJohn's website: https://www.solverewealth.com.au/We hate email spam so we donโt create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.best of 2024: should I buy an investment or owner occupier first?
33:20||Season 6Today's episode was a fan favourite so we're bringing it back!ย Should you buy a home to live in or an investment property first? This is such a common question and in this episode John walks through what to consider using an example of buying in Adelaide and a case study based in Manly, NSW. John touches on:๐๐พ buying a house vs unit๐๐ฟ your short term lifestyle and financial goals๐๐ป your borrowing capacity๐ your risk profile๐๐ผ your mindset๐๐ฝ and Zoe and Tom's case studyNeed a property professional in your corner? Check out how Emily and John can help ๐Emily's website: https://emilywallace.com.auJohn's website: https://www.solverewealth.com.au/We hate email spam so we donโt create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.