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748 vaping, recreational drugs, genetic testing + more (life insurance Q&A)

Season 7
โ€ข

Let's talk life insurance! Financial adviser Phil Thompson from Skye Wealth joins Glen on this episode to answer all your spicy questions including:


๐Ÿ‘‰๐Ÿป can insurance companies ask you to do a genetic test?

๐Ÿ‘‰ how do insurers consider vaping and recreational drugs?

๐Ÿ‘‰๐Ÿผ help! I lost my insurance cover when I switched super funds

๐Ÿ‘‰๐Ÿพ can I get insurance if Iโ€™m terminally ill?

๐Ÿ‘‰๐Ÿฟ why you shouldnโ€™t move insurers regularlyย 

๐Ÿ‘‰๐Ÿฝ trying to apply for cover while investigating a health concern

๐Ÿ‘‰๐Ÿป getting exclusions or loadings removed

๐Ÿ‘‰ can I reapply for cover if I've been denied in the past

๐Ÿ‘‰๐Ÿผ stepped vs level premiums and are level premiums a scam?

๐Ÿ‘‰๐Ÿฝ getting cover with pre-existing conditions

๐Ÿ‘‰๐Ÿพ life insurance for children


Thanks to Skye Wealth for supporting this episode! Connect with the Skye Wealth team here


๐Ÿ“’ Sort Your Career Out & Make More Money by Shelley Johnson & Glen James: https://amzn.to/3B1rQaB


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To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.


Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.


SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

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