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Baptist World Aid Australia is a charity money money money has partnered with for years, and every two years they release the Ethical Fashion Guide which shows how the fashion brands we buy from rate on their ethical practices. In today's chat Glen is joined by Ethical Fashion Advocacy Lead Kat Halliday for a deep dive into the 2026 results. They touch on: 👉🏼 the top-scoring brand of 2026 & what goes into a brand's score👉🏽 why progress has stalled, and what the average score tells us👉🏾 what a living wage really is and why so few factories pay one 👉🏿 why sustainability isn't just about using sustainable fibres👉🏻 top-scoring brands and how to look up any brand yourself👉 how we can shop better as consumers👉🏼 low-scoring brands and what can cause a low score 👉🏽 how to speak up to your favourite brands and your MPEthical Fashion Guide: https://baptistworldaid.org.au/resources/ethical-fashion-guide/Speak Out to Your MP tool: https://baptistworldaid.org.au/speak-out-to-your-mp/Behind the Barcode podcast: https://baptistworldaid.org.au/behind-the-barcode/Donate: https://baptistworldaid.org.au/appeals/ethical-fashion-research/money money money is proudly supported by Sphere Home Loans and Skye Wealth.Need a mortgage broker? Check out https://www.spherehomeloans.com.auNeed to review your personal insurances? Head to https://skye.com.auApply to be a guest! https://apply.moneypodcast.com.au/🏡 Join our Facebook community: https://bit.ly/m3fbgroupWatch us on Youtube: https://www.youtube.com/@m3.podcastCheck out all our show resources: https://www.moneypodcast.com.au/mmmshownotesThis content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

In this episode Glen chats with Rachel who has a young family, two investment properties and a dream of a bigger home on some land. She wants to know whether to keep investing for the next three to five years before selling down to upgrade, or to act sooner and carry a bit more debt.money money money is proudly supported by Sphere Home Loans and Skye Wealth.Need a mortgage broker? Check out https://www.spherehomeloans.com.auNeed to review your personal insurances? Head to https://skye.com.auApply to be a guest! https://apply.moneypodcast.com.au/🏡 Join our Facebook community: https://bit.ly/m3fbgroupWatch us on Youtube: https://www.youtube.com/@m3.podcastCheck out all our show resources: https://www.moneypodcast.com.au/mmmshownotesThis content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

In this episode Glen and John unpack 6 things you can do to protect yourself in a recession. They touch on:👉🏼 what a recession actually is, and when we last had one👉🏽 having an investment strategy built for the long haul👉🏾 why you need to review your goals👉🏿 the mortgage health check and questions to ask your broker👉🏻 a traffic-light wants vs needs analysis + 4 levers to get more money👉 being cashed up and debt free + how much you need in your emergency fund👉🏼 knuckling down on your careerNeed a system to manage your money? Check out the new and improved Glen James Spending PlanBooks 👇Sort Your Money Out: and Get Invested: https://link.amazon/B0hRCW1Q2Sort Your Career Out: And Make More Money: https://link.amazon/B0heXLROTSort Your Property Out: And Build Your Future: https://link.amazon/B0eVAdlKt12 Months to Retire Right: https://link.amazon/B07u9ZQgEmoney money money is proudly supported by Sphere Home Loans and Skye Wealth.Need a mortgage broker? Check out https://www.spherehomeloans.com.auNeed to review your personal insurances? Head to https://skye.com.auApply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show🏡 Join our Facebook community: https://bit.ly/m3fbgroupWatch us on Youtube: https://www.youtube.com/@m3.podcastCheck out all our show resources: https://www.moneypodcast.com.au/mmmshownotesThis content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

In this episode Glen is joined by David Moloney, management consultant and author of Points: Mastering the Game of Frequent Flyers to unpack how to maximise frequent flyer loyalty programs with your every day spend. They touch on:👉🏼 Qantas vs Velocity for business rewards👉🏽 how loyalty programs make their money👉🏾 is chasing points worth it? the risks vs reward👉🏿 points vs status credits, what's the difference?👉🏻 the best and worst ways to use your points👉inflation & how to avoid the devaluation of your points👉🏼 tips on how to optimise your points👉🏽 Glen's personal case study: what's the ROI on his business credit card spending?👉🏾 and some rapid fire questionsMentioned in the chat:Points: Mastering the Game of Frequent Flyers: https://link.amazon/B0bskHcL212 Months to Retire Right: https://link.amazon/B07u9ZQgEWebsite: https://learnearnburn.com/money money money is proudly supported by Sphere Home Loans and Skye Wealth.Need a mortgage broker? Check out https://www.spherehomeloans.com.auNeed to review your personal insurances? Head to https://skye.com.auApply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show🏡 Join our Facebook community: https://bit.ly/m3fbgroupWatch us on Youtube: https://www.youtube.com/@m3.podcastCheck out all our show resources: https://www.moneypodcast.com.au/mmmshownotesThis content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Get our new book, 12 Months to Retire Right: https://link.amazon/B07u9ZQgE *Beth and her husband are high income earners, yet they don't feel like they're flushed with cash. Where's the money going? Glen takes a look under the hood of their situation.*Names changed for privacyNeed a system to manage your money? Check out the Glen James Spending Planmoney money money is proudly supported by Sphere Home Loans and Skye Wealth.Need a mortgage broker? Check out https://www.spherehomeloans.com.auNeed to review your personal insurances? Head to https://skye.com.auApply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show🏡 Join our Facebook community: https://bit.ly/m3fbgroupWatch us on Youtube: https://www.youtube.com/@m3.podcastCheck out all our show resources: https://www.moneypodcast.com.au/mmmshownotesThis content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Get our new book, 12 Months to Retire Right, out now! https://link.amazon/B07u9ZQgEFor most Aussies, retirement raises two big questions: what will I do with my time and will my money last? In today's episode Glen and co-author Vince Scully unpack their step-by-step guide, 12 Months to Retire Right which is officially available online and in stores today. They touch on:👉🏼 the 12 chapters in the book👉🏽 the retirement myth Vince says he sees the damage of every single day👉🏾 what super actually is, and why it's worth understanding at any age👉🏿 how to get the right advice, from the right place, at the right time👉🏻 mortgage, super, or invest?👉 what to know before you trust an online retirement calculator👉🏼 why property is great for building wealth but gets clunky in retirementThis content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Get our new book, 12 Months to Retire Right: https://link.amazon/B07u9ZQgE In today's Q&A, Glen and John chat about: 👉🏼 what should I do with my company shares after being made redundant?👉🏽 ASIC’s mortgage broker's BID (best interests duty) review 👉🏾 would you clear the mortgage if you received a big inheritance?👉🏿 if I turn my home into a rental, is negative gearing grandfathered? 👉🏻 selling a home: should we do a cosmetic reno, big reno or leave as is?👉 how to choose a selling agent when you're ready to list👉🏼 community segment: tell us your good news!👉🏽 feeling behind in life, is it too late to start my career at 40?👉🏾 I bought a gym business that is draining me! Do I stick with it or quit?👉🏿 the afterparty: Glen's rage bait Instagram postThe Dip by Seth Godin: https://link.amazon/B0ji0gcLg12 Months to Retire Right by Glen James & Vince Scully: https://link.amazon/B07u9ZQgE Buying or selling a home? See how John can help: https://www.envisageproperty.com.au/money money money is proudly supported by Sphere Home Loans and Skye Wealth.Need a mortgage broker? Check out https://www.spherehomeloans.com.auNeed to review your personal insurances? Head to https://skye.com.auApply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show🏡 Join our Facebook community: https://bit.ly/m3fbgroupWatch us on Youtube: https://www.youtube.com/@m3.podcastCheck out all our show resources: https://www.moneypodcast.com.au/mmmshownotesThis content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

Learn to invest with our award-winning investing book, The Quick-Start Guide to Investing: https://www.investingbook.com.au/Glen is joined by Marc Jocum, senior ETF strategist at Global X to talk about what Australians actually know about investing and why less experienced investors are taking more risk than they realise. They touch on:👉🏼 insights from the 2026 GXIQ Investor Scorecard👉🏾 diversification vs diworsification👉🏽 the 5 investor trends👉 why beginner investors are prioritising property👉🏿 IPO investing👉🏻 the gender confidence gap👉🏾 where are advanced investors getting their education from?👉🏼 what do the results of GXIQ Investor Knowledge Quiz teach us?👉 what Global X ETF investors are buying right nowThis episode is brought to you by Global X ETFs. Take the GXIQ Investor Knowledge Quiz: https://www.globalxetfs.com.au/gxiqmoney money money is proudly supported by Sphere Home Loans and Skye Wealth.Need a mortgage broker? Check out https://www.spherehomeloans.com.auNeed to review your personal insurances? Head to https://skye.com.auApply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show🏡 Join our Facebook community: https://bit.ly/m3fbgroupWatch us on Youtube: https://www.youtube.com/@m3.podcastCheck out all our show resources: https://www.moneypodcast.com.au/mmmshownotesThis content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.

The Quick-Start Guide to Your First Property by Glen James & Rachelle Kroon is available now: https://amzn.to/4svhyoHKiera* is 22 and works as a machine operator in remote Queensland. Her partner Jack* is 25, also a machine operator. Together they own a small home and would like to know: should they buy an investment property, a future PPOR, or just find a block of land and start building their dream acreage life?*Names have been changed for privacyGet the Glen James Spending Plan: https://education.moneypodcast.com.au/courses/the-glen-james-spending-planmoney money money is proudly supported by Sphere Home Loans and Skye Wealth.Need a mortgage broker? Check out https://www.spherehomeloans.com.auNeed to review your personal insurances? Head to https://skye.com.auApply to be a guest! https://www.moneypodcast.com.au/apply-to-come-on-the-show🏡 Join our Facebook community: https://bit.ly/m3fbgroupWatch us on Youtube: https://www.youtube.com/@m3.podcastCheck out all our show resources: https://www.moneypodcast.com.au/mmmshownotesThis content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au.