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Dev Raga Personal Finance
437 retirement withdrawal strategy and the Guyton Klinger principle
In todayโs episode Dev explains retirement withdrawal strategy, touching on:
๐๐พ what is a constant withdrawal strategy?
๐๐ฟ what is a constant percentage withdrawal strategy?
๐๐ป what is the Guyton Klinger principle?
๐ retirement withdrawal fundamentals
Related episodes ๐ง
๐
037 what is the 4% withdrawal rule?
028 what is sequence of returns risk?
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To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.
Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.
SYMO interactive Pty Ltd trading as money money money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289.
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444 money, leadership + medical exam tips with a hospital executive director
01:08:13||Season 4In todayโs episode Dev interviews Dr. George Eskander, touching on:๐๐พ what does an executive do?๐๐ฟ his journey and training into his role?๐๐ป what other career options do executives have?๐ how does your day look like?๐๐ผ junior doctors, pay and culture๐๐ฝ his side hustle - PassGP๐๐พ investing philosophy๐๐ฟ money winsDr. George Eskandergeorge.eskander@doctors.org.ukPassGP.auย https://www.passgp.au/dev-raga-personal-financeWe hate email spam so we donโt create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd trading as money money money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289.443 the quick start guide to investing with Glen James!
55:13||Season 4In todayโs episode Dev interviews Glen James, touching on:๐๐พ why write a book?๐๐ฟ how does your book differ from other investing books? ๐๐ป who is Nick Bradley?๐ why are behaviours important?๐๐ผ tell us about your 40% loss of investments as an 18-year-old ๐๐ฝ contrarian views - go through each oneWe hate email spam so we donโt create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd trading as money money money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289.442 superannuation part 2 - retirement phase
45:23||Season 4In todayโs episode Dev interviews Scott Taylor, touching on:๐๐พ what is preservation age?๐๐ฟ what are my options when I retire?๐๐ป can I chop and change phases?๐ what is Transition to Retire (TTR)?๐๐ผ how does tax work in the retirement phase?๐๐ฝ how does an aged pension get affected?๐๐พ what is a downsizer contribution?๐๐ฟ what is the re-contribution strategy?๐๐ป what is binding death nomination? ๐ how long can I continue to work and get super?๐๐ผ any specific rules on investment in retirement?Scott Taylor scott@everestpw.com.auEverest Wealth (everestwealthgroup.com.au)Instagram (@everestwealth)We hate email spam so we donโt create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd trading as money money money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289.441 superannuation part 1: accumulation phase
53:30||Season 4In todayโs episode Dev interviews Scott Taylor, touching on:๐๐พ why does super exist?๐๐ฟ what are the type of contributions and their respective limits?๐๐ป carry forward contributions vs bring forward contributions๐ super for low income owners๐๐ผ what is the first home super savers scheme?๐๐ฝ retail vs industry super fund๐๐พ how do taxes work in super?๐๐ฟ conditions of early release๐๐ป what is excess contributions tax?๐ what is maximum super contributions base?๐๐ผ how to max out non earning spouse?๐๐ฝ why can't I get trauma insurance in super?Everest Wealth was founded 6 years ago by Scott Taylor & Alexander Luck and set out to help young professionals all around Australia get ahead and build their wealth.Everest Wealth (everestwealthgroup.com.au)Instagram (@everestwealth)We hate email spam so we donโt create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd trading as money money money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289.440 sequence of returns risk & how it affects your retirement
22:49||Season 4In todayโs episode Dev explains sequence of returns risk, touching on:๐๐พ what is sequence of returns risk?๐๐ฟ wealth accumulation vs retirement phase๐๐ป does sequence of returns risk affect everyone?๐ what asset classes are effected?๐๐ผ an example to highlight the principle - rising market vs falling marketWe hate email spam so we donโt create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd trading as money money money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289.439 retirement living options, preparing for aged care + preparing financially
01:10:09||Season 4In todayโs episode Dev interviews Louise Biti of Aged Care Steps, touching on:๐๐พ retirement living options ๐๐ฟ pros and cons of each type๐๐ป financial costs of each option๐ should a family doctor be involved?๐๐ผ how to access myaged care?๐๐ฝ aged care specifics๐๐พ what happens when you die?๐๐ฟ what is RAD?๐๐ป what is the function state trustee?๐ Aged care vs CentrelinkWe hate email spam so we donโt create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd trading as money money money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289.438 what is Stockspot and how can it automate your investing?
49:01||Season 4In todayโs episode Dev interviews Sarah King from Stockspot, touching on:๐๐พ what is Stockspot?๐๐ฟ summary of service๐๐ป account types and flexibility: investing for individuals, trusts, and self-managed super funds๐ what are the fees?๐๐ผ does it allow automation?๐๐ฝ what sort of portfolio does Stockpot offer?๐๐พ what happens if Stockpot goes bankrupt?๐๐ฟ public vs private school๐๐ป money winsLink to the article mentioned in the podcast:https://www.theaustralian.com.au/business/doctors-lawyers-engineers-fight-it-out-for-best[โฆ]ment-returns/news-story/422ba06b68ac236db6d55624449fcdf9Related episodes ๐ง๐228 what is modern portfolio theory?๏ปฟWe hate email spam so we donโt create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd trading as money money money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289.436 GP balancing act: patients, procedures and money
01:06:36||Season 4In todayโs episode Dev interviews Dr, Moz, touching on:๐๐พ his journey in medicine๐๐ฟ what is your subspecialty/niche?๐๐ป do you think that subspecialisation is essential in 2024?๐ income opportunities in your area?๐๐ผ tell us about about market/podcasting๐๐ฝ AI in your practice๐๐พ investing philosophy๐๐ฟ money winsWe hate email spam so we donโt create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd trading as money money money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289.