Share
Dev Raga Personal Finance
top episode: money in your 20s
Happy holidays, we're bringing back a listener favourite! In today's episode replay Dev suggests 6 money tips to master in your 20s.
We hate email spam so we donโt create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.
To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), click here.
Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.
SYMO interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.
More episodes
View all episodes
418 what is a 360 review?
23:13In todayโs episode Dev explains the concept of a 360 review, touching on:๐๐พ how does a 360 review work?๐๐ฟ goals of review๐๐ป what is a traditional review?๐ pros and cons๐๐ผ how do you give a 360 review?๐๐ฝ the problems with F2F feedbackWe hate email spam so we donโt create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd trading as this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289.417 how does an airline vlogger make money and invest?
53:34In todayโs episode Dev interviews Youtube's most watched flight reviewer, Josh Cahill, touching on:๐๐พ paid reviews๐๐ฟ controversies๐๐ป youtube revenue๐ investment and savings๐๐ผ health and travel๐๐ฝ traveling to dangerous places๐๐พ experience of setting up the first all-female pilot crew in Afghanistan๐๐ฟ tips for frequent flyersJosh Cahill YouTube's Most Watched Flight Reviewer.www.YouTube.com/joshcahillWe hate email spam so we donโt create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd trading as this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.416 fixed vs variable, redraw vs offset, commercial loans, preparing to meet a broker + more (Q&A with a mortgage broker)
01:10:31In todayโs episode Dev interviews Rachelle Kroon, a mortgage broker, touching on:๐๐พ qualifications of a mortgage broker๐๐ฟ how to prepare for a meeting๐๐ป how brokers get paid๐ what are the focus of interest rates๐๐ผ specific loan features๐๐ฝ health care workers / high-income earners๐๐พ difference from commercial loans๐๐ฟ fixed variable rates๐๐ป penalties for breaking the rules๐ redraw and offsetsRachelle Kroonhttps://www.spherehomeloans.com.au/415 Q&A: overtime, burn out, property v shares, productive assets and more
38:47ย In todayโs episode Dev answers some of your questions, touching on:๐๐พ overtime and sustainability?๐๐ฟ ways to pay back credit cards?๐๐ป increase earning potential?๐ taxation for RNs,๐๐ผ high income earns and trusts?๐๐ฝ property vs sharesRelated episodes ๐ง๐348 income per unit time vs income per unit effort094 income and deductions!099 little known deductions!107 investment property deductions!045 what are REITs?203 what is diworsification?We hate email spam so we donโt create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd trading as this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.414 life, TPD, trauma & income insurance (the basics, self-insuring, using an adviser or DIY + more) part 2
41:21In todayโs episode Dev continues his interview with Phil Thompson - an insurance expert, going in-depth on:๐๐ฝ income protection and life insurance๐๐พ trauma insurance and TPD๐๐ฟ claim rejectionsWe hate email spam so we donโt create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd trading as this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.413 life, TPD, trauma & income insurance (the basics, self-insuring, using an adviser or DIY + more) part 1
47:02ย In todayโs episode Dev interviews Phil Thompson - an insurance expert, touching on:๐๐พ the basics of insurance๐๐ฟ difference of a financial advisor and insurance advisor๐๐ป insurance via TV ads๐ the concept of self-insurance๐๐ผ super vs non-super insurance๐๐ฝ income protection and life insurance๐๐พ trauma insurance and TPD๐๐ฟ claim rejectionshttps://www.thisis.money/blog/2018/12/4/everything-you-need-to-know-about-life-insurance-yg3crWe hate email spam so we donโt create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd trading as this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.412 will and estate planning (Q&A with a lawyer) part 2
27:43In todayโs episode, Dev continues his interview with special guest Marlee Viero who is a wills lawyer from Nest Legal. In the 2nd part of this chat Dev and Marlee touch on:๐๐พ the role of the executor; administering the estate๐๐ฟ probate vs grants๐๐ป the role of the court๐ invalidity of the will๐๐ผ who can challenge a will๐๐ฝ digital assetsFind out more about Marlee & the team at Nest Legal: www.nestlegal.com.auWe hate email spam so we donโt create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd trading as this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.411 will and estate planning (Q&A with a lawyer) part 1
56:57In todayโs episode Dev interviews special guest Marlee Viero who is a lawyer specialising in wills and estate planning. They chat about:๐๐พ what happens when you don't have a will?๐๐ฟ do it yourself will kits๐๐ป what is an executor?๐ what is a beneficiary?๐๐ผ what is a guardian?๐๐ฝ what about kids under 18?๐๐พ distribution of assets, special items, etc.๐๐ฟ what is a testamentary trust?Find out more about Marlee & the Nest Legal team: www.nestlegal.com.auWe hate email spam so we donโt create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd trading as this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.410 an interview with AG (alternative investments, day trading + more)
59:51In todayโs episode Dev interviews special guest AG who day trades, touching on AG's experience with crypto and his personal investing philosophy. They chat about:๐๐พ what is cryptocurrency and how do you make money from it?๐๐ฟ costs of trading๐๐ป net worth and income๐ what is day trading and how one can compete with with "big people"๐๐ผ is time included in return calculations๐๐ฝ mainstream/traditional investments๐๐พ superannuation - where does it fit in?We hate email spam so we donโt create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd trading as this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.