Dev Raga Personal Finance

Dev Raga continues his tradition of comparing his Tesla Model 3 SR+ which he purchased in 2019 with his previous Diesel. In this episode we focus on the economics of EVs, and whether it makes sense to purchase in EVs in the:👉🏾 current climate of high costs of living👉🏿 petrol/diesel prices👉🏻 servicing costs👉 all the features EV's offer👉🏼 the annoying bits of Model 3And by the time this episode has aired, Dev has traded it in for a new Model 3 2024 model. Related episodes 🎧👇058 the economics of electric cars!093 EV cost analysis: 12 months of driving a Tesla123 EVs: 100,000km Tesla Model 3 update225 EVs: 150,000km Tesla Model 3 update324 EVs: 200,000km Tesla Model 3 updateWe hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd trading as money money money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289.

In today’s episode Dev interviews Renee from Vanguard, touching on:👉🏾 about VG Super👉🏿 the fees👉🏻 is it different to Super structures offered elsewhere?👉 who owns the assets?👉🏼 who is the back-up?👉🏽 tell us about the auto-adjust👉🏾 what are the products VG offers👉🏿 what about capital gains?👉🏻 can I switch without taxes?Related episodes 🎧👇402 an interview with Balaji Gopal from Vanguard AustraliaWe hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd trading as this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289.

In today’s episode, Dev interviews Dr. Chris, touching on:👉🏾 what is his savings rate?👉🏿 getting the perspective of a doctor for locuming👉🏻 his side hustle👉 views on debt👉🏼 his medical training and subspecialty👉🏽 does he maximize his superannuation?👉🏾 views on children and FI👉🏿 his investing philosophy👉🏻 money winsRelated episodes 🎧👇307 money wins: an interview with Dr NickWe hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd trading as this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289.

In today’s episode Dev interviews Dr. Dan, touching on:👉🏾 what is his savings rate?👉🏿 what is his locum/side hustle?👉🏻 his story of how he got into med👉 reaching financial literacy👉🏼 his views on debt👉🏽 his views on children and GI👉🏾 private or public schools👉🏿 will & estate planningRelated episodes 🎧👇307 money wins: an interview with Dr NickWe hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd trading as this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289.

In today’s episode Dev explains REITs, touching on:👉🏾 what is a trust?👉🏿 what is a REIT?👉🏻 various types of REITs👉 things to consider with REITs👉🏼 non-existent REITs👉🏽 open-ended and close-endedRelated episodes 🎧👇045 what are REITs?We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd trading as this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289.

In today’s episode Dev interviews Tom of Ludicrous Feed, touching on:👉🏾 why did he buy an EV?👉🏿 batteries and charging👉🏻 the driving experience👉 manufacturing myths👉🏼 his personal experience👉🏽 is China a threat? 👉🏾 his investing journeyYouTube channel: youtube.com/ludicrousfeed and also my website: ludicrousfeed.comWe hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd trading as this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289.

In today’s episode Dev interviews Dr. Jim Dahle of the White Coat Investor, touching on:👉🏾 American health system👉🏿 student loans👉🏻 how Dr. Jim invests his money?👉 what is training like in the US?Dr. Jim Dahle, White Coat Investorwww.whitecoatinvestor.com.We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd trading as this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289.

In today’s episode Dev interviews Vince Scully, touching on:👉🏾 questions about portfolio drawdown?👉🏿 preparing for retirement👉🏻 wealth protection? 👉 case scenariosWe hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd trading as this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289.

In today’s episode Dev interviews Vince Scully, touching on:👉🏾 what is Life Sherpa👉🏿 why is financial advice expensive in Australia?👉🏻 why are people skeptical about financial advisers in general?👉 how is Life Sherpa different from traditional financial advice?👉🏼 questions about portfolio construction👉🏽 is there a one-size-fits-all all portfolio?👉🏾 case scenariosWe hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial