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Dev Raga Personal Finance
324 EVs: 200,000km Tesla Model 3 update
It's that time of year again, the annual EV update. Today's episode gets into the ins and outs of owning a Tesla Model 3 touching on:
๐๐พ purchase price
๐๐ฟ cost of electricity vs fuel
๐ wear and tear
๐๐ป autopilot
๐๐ฝ tyre change & servicing costs
๐๐ฟ the annoying & brilliant bits of the car
๐ EV road tax
๐๐ผ charging infrastructure
๐๐ฝ thoughts on going back to an ICE car
๐๐พ EV discounts with respect to FBT
๐๐ฟ comparing the cost breakdown
Dr CY's EV novated lease calculator (Make a copy to use)
Related episodes ๐ง
058 the economics of electric cars!
095 what are vehicle related expenses?
093 EV cost analysis: 12 months of driving a Tesla
123 EVs: 100,000km Tesla Model 3 update
225 EVs: 150,000km Tesla Model 3 update
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417 how does an airline vlogger make money and invest?
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01:10:31In todayโs episode Dev interviews Rachelle Kroon, a mortgage broker, touching on:๐๐พ qualifications of a mortgage broker๐๐ฟ how to prepare for a meeting๐๐ป how brokers get paid๐ what are the focus of interest rates๐๐ผ specific loan features๐๐ฝ health care workers / high-income earners๐๐พ difference from commercial loans๐๐ฟ fixed variable rates๐๐ป penalties for breaking the rules๐ redraw and offsetsRachelle Kroonhttps://www.spherehomeloans.com.au/415 Q&A: overtime, burn out, property v shares, productive assets and more
38:47ย In todayโs episode Dev answers some of your questions, touching on:๐๐พ overtime and sustainability?๐๐ฟ ways to pay back credit cards?๐๐ป increase earning potential?๐ taxation for RNs,๐๐ผ high income earns and trusts?๐๐ฝ property vs sharesRelated episodes ๐ง๐348 income per unit time vs income per unit effort094 income and deductions!099 little known deductions!107 investment property deductions!045 what are REITs?203 what is diworsification?We hate email spam so we donโt create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd trading as this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.414 life, TPD, trauma & income insurance (the basics, self-insuring, using an adviser or DIY + more) part 2
41:21In todayโs episode Dev continues his interview with Phil Thompson - an insurance expert, going in-depth on:๐๐ฝ income protection and life insurance๐๐พ trauma insurance and TPD๐๐ฟ claim rejectionsWe hate email spam so we donโt create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd trading as this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.413 life, TPD, trauma & income insurance (the basics, self-insuring, using an adviser or DIY + more) part 1
47:02ย In todayโs episode Dev interviews Phil Thompson - an insurance expert, touching on:๐๐พ the basics of insurance๐๐ฟ difference of a financial advisor and insurance advisor๐๐ป insurance via TV ads๐ the concept of self-insurance๐๐ผ super vs non-super insurance๐๐ฝ income protection and life insurance๐๐พ trauma insurance and TPD๐๐ฟ claim rejectionshttps://www.thisis.money/blog/2018/12/4/everything-you-need-to-know-about-life-insurance-yg3crWe hate email spam so we donโt create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd trading as this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.412 will and estate planning (Q&A with a lawyer) part 2
27:43In todayโs episode, Dev continues his interview with special guest Marlee Viero who is a wills lawyer from Nest Legal. In the 2nd part of this chat Dev and Marlee touch on:๐๐พ the role of the executor; administering the estate๐๐ฟ probate vs grants๐๐ป the role of the court๐ invalidity of the will๐๐ผ who can challenge a will๐๐ฝ digital assetsFind out more about Marlee & the team at Nest Legal: www.nestlegal.com.auWe hate email spam so we donโt create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO interactive Pty Ltd trading as this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.411 will and estate planning (Q&A with a lawyer) part 1
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