Moneylife News Bites

Despite creating jobs for millions and driving nearly a third of India’s GDP, MSMEs (Micro, Small, and Medium Enterprises) face severe neglect and harsh treatment by lenders. In this audio, we reveal how policies meant to protect MSMEs from aggressive bank recoveries have been ignored, leaving entrepreneurs vulnerable to asset seizures, public shaming, and costly legal battles. We discuss the recent Supreme Court decision to uphold MSME protections, the systemic challenges that persist, and real stories of MSME owners fighting for justice.

The JAM Trinity (Jan-Dhan, Aadhaar, Mobile) was supposed to bring financial inclusion to India’s underserved communities. But for millions, Aadhaar-based verification has become a barrier rather than a bridge. This video, based on Sucheta Dalal’s article, uncovers the real struggles faced by rural Indians whose bank accounts are frozen due to mismatches and errors in their Aadhaar-linked information. Watch as we delve into the systemic issues causing financial exclusion, and the urgent need for reform in India's KYC and Aadhaar systems.

The Indian economy has shown remarkable resilience with strong growth cycles, but there's more beneath the surface. We explore why the Indian economy, despite steady GDP growth and significant government spending, still struggles with private investment, unequal wealth distribution and a high debt burden among the middle class. Debashis Basu breaks down the current macroeconomic factors, the role of services exports, NRI remittances and the limitations holding back broader prosperity. Understand the reality behind the growth numbers, the systemic issues, and the critical factors shaping India’s economic future.

Why does SEBI, India’s securities regulator, follow a conflict of interest code that’s voluntary and possibly outdated? With Parliament’s Public Accounts Committee investigating claims of regulatory conflicts, Sucheta Dalal dives into the origins and implications of SEBI’s 2008 Conflict Code. She questions why SEBI’s standards differ from other regulatory bodies and explores the legal uncertainties surrounding the Code’s validity. Watch now to uncover why SEBI’s code could be ‘a riddle wrapped in a mystery inside an enigma’ and what it means for market integrity.

Debashis Basu explores the current state of the Indian economy, questioning whether we're returning to "normal" or facing deeper systemic challenges. From the fall in GST collections to the struggles in exports, consumption, and corporate profits, the video examines key economic indicators that suggest a slowdown. While there are bright spots like robust direct tax collections and growth in 5G smartphone sales, Basu argues that India’s economic foundation remains cyclical, lacking long-term structural reforms. Watch the full analysis to understand where the economy stands and what the future may hold.

The Tata Group is entering a pivotal moment of transition following Ratan Tata's passing, with Noel Tata stepping into the role of chairman of Tata Trusts. As tensions and power dynamics evolve, can Noel Tata maintain stability, or will this shift trigger new challenges within the Tata empire? This audio explores the complexities of succession, power struggles, and the potential implications for one of India's most iconic business conglomerates.​

The Indian economy is often hailed as being on the path to becoming a developed nation, with strong GDP growth, low debt, and a thriving banking sector. But is this optimism warranted? In this analysis, Debashis Basu uncovers the truth behind India's economic strengths and the hidden weaknesses that persist. From a questionable debt-to-GDP ratio to challenges in exports and inflation, this video explores the gaps in India's progress toward "Viksit Bharat." Watch now to understand the reality behind the bullish economic outlook.

Ola Electric is facing an avalanche of consumer complaints, with faulty scooters sparking public outrage and even leading to a showroom being set on fire. What should have triggered an urgent response turned into a PR disaster, as Bhavish Aggarwal, CEO of Ola Electric, unleashed an arrogant reply to comedian Kunal Kamra, igniting a storm of criticism. This video delves into the growing problems with Ola’s scooters, the company's governance issues, and the 8.3% dip in stock price. Watch how consumer frustration is shaping the narrative for Ola Electric.