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MLC Show: For Property Professionals
General Insurance & Mortgages | A Mortgage Broker Podcast
General Insurance (GI) and mortgages. A podcast for Mortgage Brokers
Brian Coulton, National Account Manager of Payment Shield, joined us for this special feature on general insurance and the mortgage industry.
Don't forget to Like & Subscribe to help us grow the channel! đź‘Ť
We debate and pick Brian’s brains on:
- the latest mortgage industry news
- mental health
- home insurance issues where people have started working from home
- why are mortgage brokers only quoting for GI on 5/6% of the total remortgage opportunity?
- the FCA GI pricing study
- plus lots more!
SOCIAL MEDIA
Brian Coulton LinkedIn: https://www.linkedin.com/in/briancoulton/
Sean Rogers on LinkedIn: https://bit.ly/2SJS88e
Sean Rogers on Twitter: https://twitter.com/sean_rogers
#property #mortgagebroker #mortgages #finance #mortgagebrokers #property #insurance #homeinsurance #generalinsurance #intermediaries
The content of the show is for information purposes only, does not constitute advice, and is aimed at mortgage brokers and property professionals.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY. SOME BUY-TO-LET MORTGAGES ARE NOT REGULATED BY THE FCA. EQUITY RELEASED FROM YOUR HOME WILL ALSO BE SECURED AGAINST IT.
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Calling All Mortgage Brokers & Estate Agents: The Wills Referral Platform You Have Been Waiting For!
25:29|This podcast is for mortgage brokers and estate agents focusing on how they and their clients can benefit from this unique wills, LPA, and estate planning referral platform via My Legal Club. The interview featuring Michael O'Brien and Sean Rogers touches on FCA Consumer Duty, retaining clients, client security, why wills and estate planning should be integrated within your fact find / client onboarding journey, wills, LPAs, and how the process works in respect of making referrals and the journey thereafter. MORTGAGE BROKERS & ESTATE AGENTS CAN CHECK OUT OUR CONVEYANCING AND WILLS REFERRAL PORTAL FREE HERE: https://bit.ly/3MQbBjF Why have 100's of mortgage brokers and estate agents switched to My Legal Club? - 5* Service & communication focused- Conveyancing firms cherry-picked- Fee earners in each firm pre-vetted, interviewed, and ring-fenced for you - Updates include "what is outstanding and from whom" without you needing to ask- Higher referral fees available & faster payment service assisting cashflow - Stringent SLA's signed by the conveyancing firms and available to view in our portal to remove any grey areas if service is questioned - Mediation service for clients if any issues occur with a 5* hands-on support service if and when challenges arise - Compliance & brand protection CHECK OUT MORE VIDEOS/PODCASTS/CONTENT FOR MORTGAGE BROKERS AND ESTATE AGENTS - On the My Legal Club website: https://mylegalclub.co.uk/news/ - On our YouTube channel: @mylegalclublimited #mortgagebroker #mortgagebrokers #intermediaries #estateagent The content of the show is for information purposes only, does not constitute advice, and is aimed at experienced regulated professionals in their field.THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY. SOME BUY-TO-LET MORTGAGES ARE NOT REGULATED BY THE FCA. EQUITY RELEASED FROM YOUR HOME WILL ALSO BE SECURED AGAINST IT.Equity Release Broker Q & A
43:47|Steve Paterson of Later Life Money joined us for this special Equity Release broker interview. Don't forget to subscribe to help us grow the channel! đź‘ŤSteve answers frequently asked questions about equity release with plenty of industry debate. Unique Equity Release Solicitor Service For BrokersWe are receiving rave reviews for our unique equity release solicitor service for equity release brokers. If you are an equity release broker looking for a better service and package for you and your clients get in touch with no obligation:info@mylegalclub.co.ukSOCIAL MEDIASteve Paterson LinkedIn: https://www.linkedin.com/in/steve-paterson Sean Rogers on LinkedIn: https://bit.ly/2SJS88eSean Rogers on Twitter: https://twitter.com/sean_rogers#equityrelease #equityreleasebroker #equity #property #mortgagebroker #legal #mortgages #solicitor #finance The content of the show is for information purposes only, does not constitute advice.THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY. SOME BUY-TO-LET MORTGAGES ARE NOT REGULATED BY THE FCA. EQUITY RELEASED FROM YOUR HOME WILL ALSO BE SECURED AGAINST IT.New App For Brokers To Increase Client Retention & Save Time For Brokers
40:31|BrokerIQ is a new app for brokers across the mortgage & insurance industry. What is BrokerIQ? How do brokers benefit? How do clients benefit? We figured the best way to find out would be to interview the Founder - Joanne Cole and also pick Joanne's brains on protection insurance, the mortgage, & the insurance industry. We also debate: What can advisers do to increase the take up of protection?What is the best way of getting the right message across to clients regarding protection?What is the best way of getting clients over the issue of cost with protection policies? Subscribe so you do not miss out on future episodes! The MLC Show For Property Professionals is a podcast for mortgage brokers, estate agents, & property professionals.  BrokerIQ: https://www.brokeriq.co.uk/ BrokerIQ is a customer engagement platform built specifically for the insurance & mortgage broker industry. The aim is to support brokers to move forward with digital technology increasing client retention and efficiency. My Legal Club operates a FREE to access unique conveyancing service for mortgage brokers, estate agents, & property developers. mylegalclub.co.uk TMBC is a FREE to access mortgage broker community. We provide a one-stop-shop of unique solutions for mortgage brokers including, but not limited to, over 25 categories of FREE to access mortgage broker tools, a unique conveyancing portal, equity release portal, and reputation enhancement services. https://themortgagebrokerclub.co.uk/ GET IN TOUCH & FOLLOW US ON SOCIAL MEDIA Joanne Cole on LinkedIn: https://www.linkedin.com/in/joannecolebrokeriq Sean Rogers on LinkedIn: https://bit.ly/2SJS88e Sean Rogers on Twitter: https://twitter.com/sean_rogers Mortgage Broker Club on LinkedIn: https://bit.ly/2WzvpOe Mortgage Broker Club on Facebook: https://bit.ly/3hngkJR #property #propertyinvestment #propertyrefurbishment #propertydeveloper #renovation #refurbishment #buytolet #mortgagebrokers#mortgages #intermediaries #estateagents #realestate #broker #brokers  The content of the show is for information purposes only, does not constitute advice, and is aimed at experienced regulated professionals intheir field. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE ORANY OTHER DEBT SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTINGBORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBTAND INCREASING THE TOTAL AMOUNT YOU REPAY. SOME BUY-TO-LET MORTGAGES ARE NOTREGULATED BY THE FCA. EQUITY RELEASED FROM YOUR HOME WILL ALSO BE SECUREDAGAINST IT.Property Development & The "BRRR" Strategy
45:47|Sean Rogers interviews Jamie Pritchard of Glenhawk in this special on property development & short-term property finance. We pick Jamie’s brains on property investing strategies, options to extend a property portfolio, borrowing costs, and the current property market. We also drill down on the BRRR strategy. For those who do not know the BRRR strategy is Buy, Refurbish, Rent, and Refinance. It is high risk if you do not know what you are doing but in the right circumstances with the right execution can be very rewarding. Jamie provides insights, tips, examples for each element, and outlines the pro's and con's within the "BRRR" strategy.Subscribe so you do not miss out on future episodes!Glenhawk: https://glenhawk.com/ Glenhawk provides swift, competitive short-term property finance for clients so that they can realise opportunities and progress developments. With a strong capital base to lend, whether looking to acquire a new property, unlocking the equity in a current property, or initiating a property investment or refurbishment, they can find a lending solution that is tailored to exactly what is needed.My Legal Club operates a FREE to access unique conveyancing service for mortgage brokers, estate agents, & property developers.mylegalclub.co.ukTMBC is a FREE to access mortgage broker community. We provide a one-stop-shop of unique solutions for mortgage brokers including, but not limited to, over 25 categories of FREE to access mortgage broker tools, a unique conveyancing portal, equity release portal, and reputation enhancement services.https://themortgagebrokerclub.co.uk/GET IN TOUCH & FOLLOW US ON SOCIAL MEDIAJamie Pritchard on LinkedIn: https://www.linkedin.com/in/jamie-pritchard-82586822 Sean Rogers on LinkedIn: https://bit.ly/2SJS88eSean Rogers on Twitter: https://twitter.com/sean_rogersMortgage Broker Club on LinkedIn: https://bit.ly/2WzvpOeMortgage Broker Club on Facebook: https://bit.ly/3hngkJR#property #propertyinvestment #propertyrefurbishment #propertydeveloper #renovation #refurbishment #buytolet #mortgagebrokers #mortgages #intermediaries #estateagents #realestateThe content of the show is for information purposes only, does not constitute advice, and is aimed at experienced regulated professionals in their field.THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY. SOME BUY-TO-LET MORTGAGES ARE NOT REGULATED BY THE FCA. EQUITY RELEASED FROM YOUR HOME WILL ALSO BE SECURED AGAINST IT.Mortgage Market Update | Q & A With Mortgage Brokers For Mortgage Brokers
53:48|Graham Wilson of Options Mortgage Centre & Founder of Trackerhub joined us for this week's special mortgage market feature.Make sure you subscribe to ensure you do not miss out on future shows and please help us grow the channel by recommending us to friends and colleagues! Mortgage brokers can update their existing introducers and grow their B2B referral network using the unique service Trackerhub provide! Mortgage brokers can secure a FREE & no-obligation trial with Trackerhub here: https://bit.ly/2WT9qkK Graham covers a whole range of mortgage market updates & questions, not limited to but including:- Mortgage declines & affordability- Lenders to keep an eye out for- Fact find & mortgage application tips- Adverse credit- Income & expenditure assessments and tips- Down valuations & mitigation- Furlough- Growing your B2B referral network as a brokerLikes & Shares on social media appreciated 👍My Legal Club operates a FREE to access unique conveyancing service for mortgage brokers, estate agents, & property developers. We provide a free 24/7 legal admin chaser service saving our partners time, stress, and helping to accelerate completions. mylegalclub.co.ukTMBC is a FREE to access mortgage broker community. We provide a one-stop-shop of unique solutions for mortgage brokers including, but not limited to, over 25 categories of FREE to access mortgage broker tools, a unique conveyancing portal, equity release portal, and reputation enhancement services.https://themortgagebrokerclub.co.uk/SOCIAL MEDIAGraham Wilson LinkedIn: https://www.linkedin.com/in/grahamoptionsmcSean Rogers on LinkedIn: https://bit.ly/2SJS88eSean Rogers on Twitter: https://twitter.com/sean_rogersMortgage Broker Club on LinkedIn: https://bit.ly/2WzvpOeMortgage Broker Club on Facebook: https://bit.ly/3hngkJR#mortgagebrokers #mortgages #intermediaries #estateagents #property #remortgage #conveyancing #legal #buytolet #propertyinvestor #mortgagenews #realestateThe content of the show is for information purposes only, does not constitute advice, and is aimed at experienced regulated professionals in their field.THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY. SOME BUY-TO-LET MORTGAGES ARE NOT REGULATED BY THE FCA. EQUITY RELEASED FROM YOUR HOME WILL ALSO BE SECURED AGAINST IT.Equity Release | Q & A Solicitor Special | Equity Release Legal Process
27:00|In today's episode Peter Barton, Equity Release Partner at Ashfords LLP, joins us to discuss equity release, LPA's, and answer frequently asked questions about equity release and the legal process.What is equity release?For many equity release has a bad reputation. Is that fair? What has been done in the past decade to improve regulation in this area and improve the reputation of equity release?What are the most common reasons for seeking equity release?What is the age barrier to equity release?What criteria do you need to apply when assessing whether a solicitor should represent a client for equity release, e.g. when would it not be suitable to proceed?What is the process for equity release in respect of the legal work? What are the key milestones from start to finish?Do you see many situations where cases do not complete after starting the process of equity release with a solicitor? If so what are the most common reasons for failure and is there anything that can be done to mitigate against these factors?How long does the equity release process take?What is the situation regarding a homeowner who has a Lasting Power of Attorney in place? Can equity release still be an option with a Lasting Power of Attorney?How do home visits compare to zoom/video meetings with clients?Do you think we will see an increase in equity release instructions 2022 and beyond?Shares & Subscribes appreciated đź‘ŤWe provide equity release brokers with a unique equity release service including marketing fee payments, bespoke arrangements, and 24/7 broker support ensuring a personal service and cases completing swiftly. For more information please get in touchFOLLOW US ON SOCIAL MEDIA Sean Rogers on LinkedIn: https://bit.ly/2SJS88e Sean Rogers on Twitter: https://twitter.com/sean_rogers Mortgage Broker Club on LinkedIn: https://bit.ly/2WzvpOeMortgage Broker Club on Facebook: https://bit.ly/3hngkJR#equityrelease #lifetimemortgage #legalThe content of the show is for information purposes only and does not constitute advice.Bridging Finance Update | Market Trends & Case Studies | Property Investment | Refurbishment & Renovation
21:39|Sean Rogers & Peter Turner discuss investing in property and all the latest property investment case studies and updates surrounding:- Refurbishment- Renovation- HMOs- Exits- Commercial- Regulated- Bridging- Second chargeProperty investors, property professionals, & intermediaries will benefit from Peter Turner at Glenhawk's expert insights and updates on the latest market trends.As an example, many believe HMO’s will continue to grow in popularity over the coming years. We have seen many cases where clients are looking to purchase a property, refurbish it, and sell as an HMO but:a) before proceeding what should the client consider initially?b) what are the underwriting considerations and solutions possible?c) what exits are considered and acceptable?Subscribe so you do not miss out on future episodes!My Legal Club operates a FREE to access unique conveyancing service for mortgage brokers, estate agents, & property developers.mylegalclub.co.ukTMBC is a FREE to access mortgage broker community. We provide a one-stop-shop of unique solutions for mortgage brokers including, but not limited to, over 25 categories of FREE to access mortgage broker tools, a unique conveyancing portal, equity release portal, and reputation enhancement services.https://themortgagebrokerclub.co.uk/GET IN TOUCH & FOLLOW US ON SOCIAL MEDIAPeter Turner: pt@glenhawk.comGlenhawk: https://glenhawk.com/Glenhawk provides swift, competitive short-term property finance for clients so that they can realise opportunities and progress developments. With a strong capital base to lend, whether looking to acquire a new property, unlocking the equity in a current property, or initiating a property investment or refurbishment, they can find a lending solution that is tailored to exactly what is needed.Sean Rogers on LinkedIn: https://bit.ly/2SJS88eSean Rogers on Twitter: https://twitter.com/sean_rogersMortgage Broker Club on LinkedIn: https://bit.ly/2WzvpOeMortgage Broker Club on Facebook: https://bit.ly/3hngkJR#property #propertyinvestment #propertyrefurbishment #propertydeveloper #renovation #refurbishment #buytolet #mortgagebrokers #mortgages #intermediaries #estateagentsThe content of the show is for information purposes only, does not constitute advice, and is aimed at experienced regulated professionals in their field.THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY. SOME BUY-TO-LET MORTGAGES ARE NOT REGULATED BY THE FCA. EQUITY RELEASED FROM YOUR HOME WILL ALSO BE SECURED AGAINST IT.Mortgage Broker Q & A | Mortgage Brokers | Mortgages | Equity Release | Business Strategy | Sales
47:38|Andrew Montlake is not only a closet rock star, but has vast experience as a mortgage broker, in advertising, and PR. As Managing Director of Coreco he has led the growth of an award-winning mortgage broker business and is Chairman of the Association of Mortgage Intermediaries.In this Q & A special for mortgage brokers, we ask Andrew for his thoughts on:Why mortgages via intermediaries have increased so dramatically in the past 12 months and how can mortgage brokers capitalise on this?Adverse credit and affordability challenges in 2022 and beyond. How can we meet this head-on?Andrew's views on the increase in guarantor mortgages / joint borrower sole proprietor requests and how they keep on top of new product releases and criteria changesIncreasing sales and building brandAR or DA? Likes & Shares on social media appreciated 👍 Subscribe so you do not miss out on future episodes!My Legal Club operates a FREE to access unique conveyancing service for mortgage brokers, estate agents, & property developers. mylegalclub.co.uk TMBC is a FREE to access mortgage broker community. We provide a one-stop-shop of unique solutions for mortgage brokers including, but not limited to, over 25 categories of FREE to access mortgage broker tools, a unique conveyancing portal, equity release portal, and reputation enhancement services.https://themortgagebrokerclub.co.uk/SOCIAL MEDIA Sean Rogers on LinkedIn: https://bit.ly/2SJS88eSean Rogers on Twitter: https://twitter.com/sean_rogersMortgage Broker Club on LinkedIn: https://bit.ly/2WzvpOeMortgage Broker Club on Facebook: https://bit.ly/3hngkJR#mortgagebrokers #mortgages #intermediaries #estateagents #property #remortgage #conveyancing #legalThe content of the show is for information purposes only, does not constitute advice, and is aimed at experienced regulated professionals in their field.THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY. SOME BUY-TO-LET MORTGAGES ARE NOT REGULATED BY THE FCA. EQUITY RELEASED FROM YOUR HOME WILL ALSO BE SECURED AGAINST IT.