Kosher Money

I'm nervous to do an episode on tuition at Jewish schools and Yeshivos.It's always a loaded topic with questions and voice notes flying into my phone from passionate parents and school reps.Hopefully, this conversation with Mrs. Ahuvah Heyman, a school director of a girls' school with over 500 students, is helpful and enlightening.Mrs. Heyman can be reached at BusinessOffice@bnosyisroel.org; she also appeared in our Israel Seminary episode - https://youtu.be/DQJMmhjpcYwHere is a fantastic 22-minute podcast episode from Rabbi Moshe Walter titled "Should Charity Organizations, Shuls, and Yeshivos Publicize Their Accounting?" - https://bit.ly/TzedakaTransparency ✬ SPONSORS OF EPISODE 78 ✬► CHOMESH: "I made God a partner in my business by giving 20% to charity." Commit to giving 20% to charity and see the success that thousands of business owners are already experiencing - https://chomesh.club/► COLEL CHABAD: Please help Israel as its people need all the help they can get! Visit https://www.ColelChabad.org/KosherMoney to make a much-needed donation! ► TWILLORY: Get $18 OFF your first purchase of absolutely comfortable clothing for today's casual professional look. Use code CHAI at https://Twillory.com/KosherMoney ► THE DONOR'S FUND: More people are using this banklike system for charity. With a sleek mobile app or desktop solution, you can keep all your charity giving in a single place, plus there are about a dozen additional perks. Get a free account here: https://thedonorsfund.org/koshermoney CHAPTERS: 00:00 Intro01:40 Who is Ahuvah Heyman?05:26 The Tuition Struggle06:57 Communication is Key09:40 Jewish Schools: For Profit or Non-Profit?12:10 Why School Costs Vary Across Institutions16:54 Costs You May Not Be Aware Of21:55 Fundraising in Schools23:19 Twillory24:54 The Donors Fund26:16 Appreciating Those Who Pay Full Tuition27:30 Using FACTS31:19 Giving Parents a Break33:43 Does My Tuition Go to Another Child?35:14 The Jump$ From Elementary to High School37:26 Being Transparent with Parents41:34 Showcasing Extra Fees44:54 Fundraising to Parents45:52 Families Helping Each Other48:57 Teachers Deserve More49:19 Chomesh51:13 Colel Chabad52:20 Large and Silent Donors53:49 Help from Grandparents55:30 Remembering What’s Going on in Israel57:10 What Were Can Do To Solve the Tuition Crisis59:11 Being Sensitive Towards Others59:58 Learning from Other Schools1:01:26 What is Being Done to Keep Prices Down1:02:27 Should Life Insurance be Mentioned By Schools?1:03:57 Financial Literacy is Key1:05:34 Benefits to Homeschooling1:08:45 Schools and Their Technology Policies1:14:17 Having a Wants and Needs Discussion1:15:15 Getting in Touch with Mrs. Heyman1:17:22 Outro & Book WinnersLove Living Lchaim? You can help us! Your tax-deductible donation enables us at Living Lchaim to share uplifting & insightful content! » https://www.livinglchaim.com/donateFollow Kosher Money for Bonus Shorts: TikTok - https://www.tiktok.com/@koshermoneypod Instagram - https://www.instagram.com/koshermoneypod Free Call-In-To-Listen Hotline: USA: 605-477-2100 UK: 0333-366-0154 ISRAEL: 079-579-5088 Need financial guidance? Get help at https://LivingSmarterJewish.org/ WhatsApp feedback to 1-914-222-5513 All investment strategies and investments involve risk of loss. Nothing contained in our content, ads and videos should be construed as investment or actual life advice.

Psst, do you want to build wealth? Who doesn’t? But what steps do you need to take to accumulate money?What common mistakes do people make that cause them to fall behind?We visited Dave Ramsey in his studio in Franklin, Tennessee to explore his famous Baby Steps and how millionaires are made.We hit him with some awesome questions throughout our very compelling 40-minute discussion. We saved some fun ones for the end. You're gonna enjoy the advice he shares.✬ DAVE'S MENTIONED LINKS ✬• The 'Total Money Makeover' book walks you through the Baby Steps: https://www.amzn.to/3G6fMVa• The 'Baby Steps Millionaire' book teaches you how Dave invests and builds wealth: https://amzn.to/3W2TQjv• The EveryDollar Budgeting App - https://ter.li/5cs2h1 (In the first month of using the app, most users cut monthly expenses by nearly 10%. Dang!)✬ SPONSORS OF EPISODE 77 ✬► THE DONOR'S FUND: More people are using this banklike system for charity. With a sleek mobile app or desktop solution, you can keep all your charity giving in a single place, plus there are about a dozen additional perks. Get your account here: https://thedonorsfund.org/koshermoney ► TWILLORY: Get $18 OFF your first purchase of absolutely comfortable clothing for today's casual professional look. Use code CHAI at https://Twillory.com/KosherMoney► COLEL CHABAD: Please help Israel as its people need all the help they can get! Visit https://www.ColelChabad.org/KosherMoney to make a much-needed donation! ► IT'S SLIME TIME! Nope, this isn't a paid ad, but check out their story in the outro of this video and visit https://tinyurl.com/ItsSlimeTime24 to see pics. You can contact Chavy at 646-515-5845. Kudos, sisters!CHAPTERS:00:00 Coming Up 00:45 Intro01:24 How Is Dave Doing?01:41 How The Baby Steps Began04:24 The 7 Baby Steps Explained In Under 4 Minutes07:48 Beyond The Baby Steps08:39 How Millionaires Are Made09:38 How to Put Money Into Retirement PRACTICALLY11:39 The Beauty of Automation12:33 Sponsor: The Donor's Fund13:58 The Wisdom Behind A Emergency Fund16:50 High Yield Savings17:21 Priorities in Budgeting (Private School Tuition)21:17 Borrowing Money for a Bar Mitzva?!25:03 How Kids Pick Up on EVERYTHING25:26 Sponsor: Twillory27:12 Home Buying Advice33:48 Buying vs. Renting35:22 What Dave Tells People Who Don't Wanna Budget38:36 Sponsor: Colel Chabad39:47 The Effect of Budgeting 43:15 2 Pieces of Advice for 25-Year-Old Dave Ramsey45:15 If Dave Ramsey Was In Charge of the USA's Finances47:18 How Cool Is This Story?48:53 Outro and Helpful LinksLove Living Lchaim? You can help us! Your tax-deductible donation enables us at Living Lchaim to share uplifting & insightful content! » https://www.livinglchaim.com/donate (THANK YOU!)Follow Kosher Money for Bonus Shorts: TikTok - https://www.tiktok.com/@koshermoneypod Instagram - https://www.instagram.com/koshermoneypod Free Call-In-To-Listen Hotline: USA: 605-477-2100 UK: 0333-366-0154 ISRAEL: 079-579-5088 Need financial guidance? Get help from our friends at https://LivingSmarterJewish.org/ WhatsApp feedback to 1-914-222-5513 All investment strategies and investments involve risk of loss. Nothing contained in our content, ads and videos should be construed as investment or actual life advice. #koshermoney #KosherMoneyPod #daveramsey #money #investing

It's not every day you hear from someone helping people make thousands... no, tens of thousands... maybe even hundreds of thousands of dollars more per year.This is that episode.Its potential to impact families and multiple generations is immense with 90% of workers in the U.S. being employed by someone else.A few days before October 7th, 2023, I was in Israel at the kitchen table of Faige Herman, a woman who discovered how improving your soft skills can have a significant impact on the money you make and the success of your career.The name of her organization, chosen after our recording, is Project Careers. You can learn more about her work and methods at https://projectcareers.org/(BTW, and this is not an ad, it's a really nice website, so shout out to the developer who created it; their contact info is on the bottom of the site.)Faige can be reached at info@projectcareers.org.✬ SPONSORS OF EPISODE 75 ✬► THE DONOR'S FUND: More people are using this banklike system for charity. With a sleek mobile app or desktop solution, you can keep all your charity giving in a single place, plus there are about a dozen additional perks. Get your account here: https://thedonorsfund.org/koshermoney  ► TWILLORY: Get $18 OFF your first purchase of absolutely comfortable clothing for today's casual professional look. Use code CHAI at https://Twillory.com/KosherMoney► COLEL CHABAD: Please help Israel as its people need all the help they can get! Visit https://www.ColelChabad.org/KosherMoney to make a much-needed donation!  ✬ Donate and Inspire Millions (Tax-Deductible) ✬Your generous donation enables us at Living Lchaim to share uplifting & insightful content! » https://www.livinglchaim.com/donateFollow Kosher Money for Bonus Shorts:TikTok - https://www.tiktok.com/@koshermoneypodInstagram - https://www.instagram.com/koshermoneypodFollow Living Lchaim for More Goodies:TikTok - https://www.tiktok.com/@livinglchaimInstagram - https://www.instagram.com/livinglchaim/Facebook - https://www.facebook.com/livinglchaimLinkedIn - https://www.linkedin.com/company/living-lchaimFree Call-In-To-Listen Hotline:USA: 605-477-2100UK: 0333-366-0154ISRAEL: 079-579-5088Need financial guidance? Get help from our friends at https://LivingSmarterJewish.org/WhatsApp feedback to 1-914-222-5513All investment strategies and investments involve risk of loss. Nothing contained in our content, ads and videos should be construed as investment or actual life advice.#KosherMoney #KosherMoneyPod #Careers #Salary #Raises

Meet Igor Meystelman, a debt specialist who gives us an inside look into the world of debt. He uncovers the real truth behind credit cards like you've never heard before and shares eye-opening stories about the debt people are facing behind closed doors. He was so eloquent and quite a few of the things he shares will really open your mind. To contact Igor, visit https://theimlawgroup.com/ or https://www.relationshipreimagined.com/✬ SPONSORS OF EPISODE 74 ✬► COLEL CHABAD: Please help Israel as its people need all the help they can get! Visit https://www.ColelChabad.org/KosherMoney to make a much-needed donation! ► THE DONOR'S FUND: More people are using this banklike system for charity. With a sleek mobile app or desktop solution, you can keep all your charity giving in a single place, plus there are about a dozen additional perks. Get your account here: https://thedonorsfund.org/koshermoney► TWILLORY: Get $18 OFF your first purchase of absolutely comfortable clothing for today's casual professional look. Use code CHAI at https://Twillory.com/KosherMoney✬ Donate and Inspire Millions (Tax-Deductible) ✬ Your generous donation enables us at Living Lchaim to share uplifting & insightful content! » https://www.livinglchaim.com/donate Follow Kosher Money for Bonus Shorts: TikTok - https://www.tiktok.com/@koshermoneypod Instagram - https://www.instagram.com/koshermoneypod Follow Living Lchaim for More Goodies: TikTok - https://www.tiktok.com/@livinglchaim Instagram - https://www.instagram.com/livinglchaim/ Facebook - https://www.facebook.com/livinglchaim LinkedIn - https://www.linkedin.com/company/living-lchaim Free Call-In-To-Listen Hotline: USA: 605-477-2100 UK: 0333-366-0154 ISRAEL: 079-579-5088 Need financial guidance? Get help from our friends at https://LivingSmarterJewish.org/ WhatsApp feedback to 1-914-222-5513 All investment strategies and investments involve risk of loss. Nothing contained in our content, ads and videos should be construed as investment or actual life advice. #KosherMoney #KosherMoneyPod #Debt #CreditCard #CreditCards

Have you ever wondered how many people get financial help from their parents when purchasing a home? What mistakes do people make when it comes to buying or selling a home? What should people know about interest rates? What are strategies for building wealth through real estate? We spoke with Yael Ishakis, a loan officer with FM Home Loans, who dropped knowledge in a big way - we're talking real numbers, real stories, real areas.You can contact Yael at 845-548-9075.To subscribe to Eli Fried's great weekly newsletter, visit https://tinyurl.com/EliFriedNewsletter✬ SPONSORS OF EPISODE 73 ✬► EAST MEADOW: Experience the warmth and excitement of East Meadow, Long Island, an out-of-town community right next door to Queens & the 5 Towns! Schedule a visit or learn more by contacting Malki at 917-376-6364 or clicking https://www.kehillaofeastmeadow.com/ ► COLEL CHABAD: Please help Israel as its people need all the help they can get! Visit https://www.ColelChabad.org/KosherMoney to make a much-needed donation! ► THE DONOR'S FUND: More people are using this banklike system for charity. With a sleek mobile app or desktop solution, you can keep all your charity giving in a single place, plus there are about a dozen additional perks. Get your account here: https://thedonorsfund.org/koshermoney► TWILLORY: Get $18 OFF your first purchase of absolutely comfortable clothing for today's casual professional look. Use code CHAI at https://Twillory.com/KosherMoneyBy the way, here's the link to the Waterbury school that I referenced. Growing since the year 2000 b"H! -- https://ykwaterbury.org/  And here's a link to the 401K finder tools that I referenced in my outro: https://www.finder.com/retirement/how-to-find-your-old-401k✬ Donate and Inspire Millions (Tax-Deductible) ✬ Your generous donation enables us at Living Lchaim to share uplifting & insightful content! » https://www.livinglchaim.com/donate Follow Kosher Money for Bonus Shorts: TikTok - https://www.tiktok.com/@koshermoneypod Instagram - https://www.instagram.com/koshermoneypod Free Call-In-To-Listen Hotline: USA: 605-477-2100 UK: 0333-366-0154 ISRAEL: 079-579-5088 Need financial guidance? Get help from our friends at https://LivingSmarterJewish.org/ WhatsApp feedback to 1-914-222-5513 All investment strategies and investments involve risk of loss. Nothing contained in our content, ads and videos should be construed as investment or actual life advice. 

Our newest Kosher Money episode is the incredible, gripping story of Yankel Meislin, a boy from Long Island whose past involves drug dealing, gangs and hundreds of thousands of dollars of hidden cash.Yankel's jaw-dropping tale is a powerful reminder that true success isn't just about money but living a life with real values.His transition into a life coach made for a practical 2nd half of our conversation, discussing the actual value of business coaching, money lessons and more.I hope you enjoy this conversation as much as I did.Contact Yankel on LinkedIn here: https://www.linkedin.com/in/yankel-meislin-b9894323a/Visit Yankel's coaching site here: https://www.igniteyourflamecoaching.com/Yankel's book named The Journey to Oz: https://amzn.to/3WJiJ79Our thanks to C.A. Green of https://www.BehindTheBeardMedia.com/ for the awesome intro video! If you're in the market for a marketing video at a great price, look him up!✬ SPONSORS OF EPISODE 72 ✬► TWILLORY: Get $18 OFF your first purchase of absolutely comfortable clothing for today's casual professional look. Use code CHAI at https://Twillory.com/KosherMoney► THE DONOR'S FUND: More people are using this banklike system for charity. With a sleek mobile app or desktop solution, you can keep all your charity giving in a single place, plus there are about a dozen additional perks. Get your account here: https://thedonorsfund.org/koshermoney► COLEL CHABAD: Please help Israel as its people need all the help they can get! Visit https://www.ColelChabad.org/KosherMoney to make a much-needed donation!✬ Donate and Inspire Millions (Tax-Deductible) ✬Your generous donation enables us at Living Lchaim to share uplifting & insightful content! » https://www.livinglchaim.com/donateFollow Kosher Money for Bonus Shorts:TikTok - https://www.tiktok.com/@koshermoneypodInstagram - https://www.instagram.com/koshermoneypodFollow Living Lchaim for More Goodies:TikTok - https://www.tiktok.com/@livinglchaimInstagram - https://www.instagram.com/livinglchaim/Facebook - https://www.facebook.com/livinglchaimLinkedIn - https://www.linkedin.com/company/living-lchaimFree Call-In-To-Listen Hotline:USA: 605-477-2100UK: 0333-366-0154ISRAEL: 079-579-5088Need financial guidance? Get help from our friends at https://LivingSmarterJewish.org/WhatsApp feedback to 1-914-222-5513All investment strategies and investments involve risk of loss. Nothing contained in our content, ads and videos should be construed as investment or actual life advice.#KosherMoney #KosherMoneyPod #Money #Business #Coaching

How can the Jewish community live with wealth without the addiction of consumption jeopardizing our mental health?Meet Dr. Debra Alper who wrote a fantastic article on the topic here: https://18forty.org/articles/affluence-money-mental-health/We had an enlightening conversation with Dr. Alper, a seasoned clinical psychologist, who dives deep into the complex relationship between financial stress and mental health.She sheds light on how societal pressures and personal financial management can significantly impact our psychological well-being. She offers practical advice for families on educating young adults about finances without instilling fear.She explores the concept of self-worth beyond financial success, providing valuable insights into living a more fulfilled and balanced life.Whether you're dealing with financial anxiety or looking to understand the broader societal impacts of wealth, this discussion is a must-watch!Contact: dalper@kadimapsyc.com and https://www.kadimapsyc.com/✬ SPONSORS OF EPISODE 71 ✬► COLEL CHABAD: Please help Israel as the country and its people need all the help they can get! Visit https://www.ColelChabad.org/KosherMoney to make a much-needed donation!► TWILLORY: Get $18 OFF your first purchase of absolutely comfortable clothing for today's casual professional look. Use code CHAI at https://Twillory.com/KosherMoney► THE DONOR'S FUND: More people are using this banklike system for charity. With a sleek mobile app or desktop solution, you can keep all your charity giving in a single place, plus there are about a dozen additional perks. Get your account here: https://thedonorsfund.org/koshermoneyCHAPTERS:0:00 Intro1:02 Meet Dr. Alper1:47 Finance and Mental Health3:49 Finance Education for Children7:38 Financial Rat Race10:38 Communal Effect on Finances13:44 Colel Chabad14:55 Financial Transparency17:22 Shame and Finance 19:25 Reasons for Overspending 20:50 Social Comparisons23:10 Social Standards27:46 Twillory28:48 Self Worth & Net Worth30:27 Writing 18Forty Article 31:37 Tech, Social Media, Finance, & Mental Health36:12 Tech Education for Children39:04 The Donors Fund41:08 Spendings and Values46:07 The Field of Psychology  50:21 Attitude Towards Money Over Time52:41 Thank You, Dr. Alper52:54 Outro✬ Donate and Inspire Millions (Tax-Deductible) ✬Your generous donation enables us at Living Lchaim to share uplifting & insightful content! https://www.livinglchaim.com/donateFollow Kosher Money for Bonus Shorts:TikTok - https://www.tiktok.com/@koshermoneypodInstagram - https://www.instagram.com/koshermoneypodFollow Living Lchaim for More Goodies:TikTok - https://www.tiktok.com/@livinglchaimInstagram - https://www.instagram.com/livinglchaim/Facebook - https://www.facebook.com/livinglchaimLinkedIn - https://www.linkedin.com/company/living-lchaimFree Call-In-To-Listen Hotline:USA: 605-477-2100UK: 0333-366-0154ISRAEL: 079-579-5088Need financial guidance? Get help from our friends at https://LivingSmarterJewish.org/WhatsApp feedback to 1-914-222-5513All investment strategies and investments involve risk of loss. Nothing contained in our content, ads and videos should be construed as investment or actual life advice.#KosherMoney #KosherMoneyPod #Money #JewishMoney #MentalHealth

If you started from $0 today and wanted to get wealthy, what would you do? What money mistakes prevent people from making money? What is a smart approach to investing? What should you do if three people approach you in a dark alley? Who's gonna win the presidency in 2024?Meet Dr. Rich Roberts, an entrepreneur and philanthropist from Lakewood, NJ who sold his pharmaceutical business in 2012 for $800 million.We asked him those questions and more at a sit-down in his home.You can find Dr. Rich Roberts' YouTube channel here: https://www.youtube.com/@DrRichardRoberts✬ SPONSORS OF EPISODE 70 ✬► TWILLORY: Stock up on polos, button-downs, blazers, pants and more by Friday, March 29th, 2024 with code Pesach18 ($18 off $250+) or Pesach36 ($36 off $350+). If it's after that date, get $18 OFF your first purchase of absolutely comfortable clothing for today's casual professional look. Use code CHAI (which means 18 in Hebrew) at https://Twillory.com/KosherMoney► THE DONOR'S FUND: More and more people are using this banklike system for charity. With a sleek mobile app or desktop solution, you can keep all your charity giving in a single place, plus there are about a dozen or more additional perks. Legit. Get your account here: https://thedonorsfund.org/koshermoney► COLEL CHABAD: Please help Israel as the country and its people need all the help they can get! Visit https://www.ColelChabad.org/KosherMoney to make a much-needed donation! They're counting on us.✬ Donate and Inspire Millions (Tax-Deductible) ✬Your generous donation enables us at Living Lchaim to share uplifting messages globally, enrich lives, and foster positive change worldwide! Thank you! 🙏 ➡️ https://www.livinglchaim.com/donate__________________________________Follow Kosher Money on Social Media for Bonus Shorts:TikTok - https://www.tiktok.com/@koshermoneypodInstagram - https://www.instagram.com/koshermoneypodFollow Living Lchaim for More Goodies:TikTok - https://www.tiktok.com/@livinglchaimInstagram - https://www.instagram.com/livinglchaim/Facebook - https://www.facebook.com/livinglchaimLinkedIn - https://www.linkedin.com/company/living-lchaim____________________________________Free Call-In-To-Listen Hotline:USA: (605) 477-2100UK: 0333-366-0154ISRAEL: 079-579-5088Need financial guidance? Get help from our friends at https://LivingSmarterJewish.org/WhatsApp us at 1-914-222-5513 - we love feedback, legit!Subscribe to our YouTube channel for more great content! :)Oh, and all investment strategies and investments involve risk of loss. Nothing contained in this episode or any of our episodes, ads and videos should be construed as investment or actual life advice.#KosherMoney #KosherMoneyPod #Money #JewishMoney #LakewoodNJ[If you listened to the end of the outro, here's my new favorite song from the Thank You Hashem team » https://youtu.be/mACVOoUCkXM]