Keep The Change

A reader shared a fascinating concept with me recently that I think is worth passing on. What if, instead of trying to double your income, you tried to double your disposable income? And it could completely change the way you FEEL about your finances.Pssst...fuel your day with better nutrition (20% off first order): Radix.co.nz/KTCHey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it.Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/

Earlier this year I sat down with Amy and she ran through some examples of how everyday New Zealanders are building wealth and planning for their financial future, the episode was a big hit and so now we're back for a part two getting into more examples of how regular kiwis are building wealth to give you a better insight into whats possible and whats working. Find Amy: https://www.instagram.com/amy.financialplanner/ Our annual live event in Auckland is happening on November 6th in partnership with Sharesies, get your tickets here: https://www.ticketmaster.co.nz/keep-the-change-unplugged-2026-takapuna-beach-06-11-2026/event/240065149252251C Amy from Levridge is now leading Guardian Financial Planning, helping Kiwi's make smarter financial decisions and build a future with more financial freedom. Book a FREE 15 minute chat with Amy at https://financialplan.co.nz Stuck? Find Amy: amy@guardianfinancialplanning.co.nz Instagram: https://www.instagram.com/amy.financialplanner/ Website: https://www.financialplan.co.nz/ Generate are supporting my vision to improve the financial literacy of 100,000 kiwis by sponsoring Keep The Change. Cheers Generate. Head to https://www.generatewealth.co.nz/change/ to find out more.

I’ve had recent conversations with people who are putting money aside for their kids. Love that. Putting a few bucks away now to give their children more options later. When I ask where the money is going, the answer has often been: “A high-interest savings account.” Wait, what? Putting money in a savings account and investing for long-term growth are two different jobs.Pssst...fuel your day with better nutrition (20% off first order): Radix.co.nz/KTCHey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it.Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/

How will the 2026 NZ election impact your finances? We break down the potential shifts for property, taxes, and KiwiSaver. With political changes on the horizon, many investors are concerned about how shifting policies might reshape the local economy. We discuss the potential ripple effects of a change in government. Whether you are planning for the long term or managing current assets, understanding these economic headwinds is crucial. We explore what a victory for the left party might mean for tax structures and retirement savings, ensuring you have the context needed to navigate the coming months. Find Greg: https://www.linkedin.com/in/greg-smith-cfa-07214215/ https://generatewealth.co.nz Our annual live event in Auckland is happening on November 6th in partnership with Sharesies, get your tickets here: https://www.ticketmaster.co.nz/keep-the-change-unplugged-2026-takapuna-beach-06-11-2026/event/240065149252251C Amy from Levridge is now leading Guardian Financial Planning, helping Kiwi's make smarter financial decisions and build a future with more financial freedom. Book a FREE 15 minute chat with Amy at https://financialplan.co.nz Stuck? Find Amy: amy@guardianfinancialplanning.co.nz Instagram: https://www.instagram.com/amy.financialplanner/ Website: https://www.financialplan.co.nz/ Generate are supporting my vision to improve the financial literacy of 100,000 kiwis by sponsoring Keep The Change. Cheers Generate. Head to https://www.generatewealth.co.nz/change/ to find out more.

Last week I spent a week Niue, helping facilitate a conference and delivering a keynote. I’ll be honest, I had to google where Niue even was. Here I was AGAIN having an experience I couldn’t have imagined when I first started putting myself out there. How did this happen? Let's explore!Pssst...fuel your day with better nutrition (20% off first order): Radix.co.nz/KTCHey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it.Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/

We know there are a lot of people out there struggling wth the cost of living, a lot of people doing it hard, but at the same time are we also seeing the media buy into it to create fear which is simply holding kiwis back? Todays episode is a bit controversial, so its worth giving it more than a few minutes of listening before casting any judgement.... Find Mikey: https://guardiansmith.co.nz/ https://instagram.com/officialmikeysmith Keep The Change unplugged is back for 2026! Get your tickets here: https://www.ticketmaster.co.nz/keep-the-change-unplugged-2026-takapuna-beach-06-11-2026/event/240065149252251C Amy from Levridge is now leading Guardian Financial Planning, helping Kiwi's make smarter financial decisions and build a future with more financial freedom. Book a FREE 15 minute chat with Amy at https://financialplan.co.nz Stuck? Find Amy: amy@guardianfinancialplanning.co.nz Instagram: https://www.instagram.com/amy.financialplanner/ Website: https://www.financialplan.co.nz/ Generate are supporting my vision to improve the financial literacy of 100,000 kiwis by sponsoring Keep The Change. Cheers Generate. Head to https://www.generatewealth.co.nz/change/ to find out more.

You could argue that we’re still in a pretty tough economic environment, plenty of noise, yet there are people out there getting after it. And also it’s always interesting at how different peoples goals are. I always enjoy reading what the community are focussed on. I hope you do too...Pssst...fuel your day with better nutrition (20% off first order): Radix.co.nz/KTCHey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it.Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/

New Zealand's at a crucial point in our history with infrastructure, where if something doesn't change soon there could begin to be a crisis, so today Im speaking with CEO of Infrastructure New Zealand, Nick Leggett, to find out whats actually happening. Find Nick: Linkedin: https://www.linkedin.com/in/nick-leggett-a054a559/ Website: https://infrastructure.org.nz/ Keep The Change unplugged is back for 2026! Get your tickets here: https://www.ticketmaster.co.nz/keep-the-change-unplugged-2026-takapuna-beach-06-11-2026/event/240065149252251C Amy from Levridge is now leading Guardian Financial Planning, helping Kiwi's make smarter financial decisions and build a future with more financial freedom. Book a FREE 15 minute chat with Amy at https://financialplan.co.nz Stuck? Find Amy: amy@guardianfinancialplanning.co.nz Instagram: https://www.instagram.com/amy.financialplanner/ Website: https://www.financialplan.co.nz/ Generate are supporting my vision to improve the financial literacy of 100,000 kiwis by sponsoring Keep The Change. Cheers Generate. Head to https://www.generatewealth.co.nz/change/ to find out more.

We seem to have a cost of living crisis running alongside a cost of FOMO crisis? The politicians tell us it's the number one election issue. Meanwhilst people are standing in a queue for $17 frozen yoghurt with chocolate on it, queueing online to get tickets to events. And I think social media might be pouring petrol on it. The TikTokification of spending if you will. Let's explore this one!Pssst...fuel your day with better nutrition (20% off first order): Radix.co.nz/KTCHey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it.Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/