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Keep The Change
Keep The Change - improving Kiwis financial literacy. Ever wanted to learn more about money, the economy, finances and how to have a better financial life? Now you can. This is one of New Zealand's leading financial learning podcasts. I (Luke) wanted...
Latest episode
The True Cost of Death in New Zealand: President Of NZ's Funeral Association Bradley Shaw
59:32|Bradley Shaw has been around death since he was 16. Now he's the youngest president of the Funeral Directors Association of New Zealand and sees something most people don't: life is way shorter than you think.Bradley breaks down the brutal economics of death, how funeral directors getting stuck with debt from unpaid funerals and why 1 in 5 people are skipping funerals entirely.We cover why people feel more grief over pets than humans, the aging demographic creating massive opportunities, and how the industry has changed from cabinet makers to event managers. Every funeral Bradley attends, he walks away thinking "Life's short, man. What am I doing? Why am I holding back?"The research shows 70% of people find funerals valuable for starting their grief journey. But the bigger lesson? We're all going to get there one day. You've got so much you want to achieve... Why are you waiting?Life is short. It could be way shorter than you realise.Find Bradley:https://gatewayfuneral.co.nz/ https://linkedin.com/in/bradley-shaw-83336b1a6Amy from http://Levridge.co.nz has come on as a sponsor of Keep The Change to help people with their financial planning. Stuck? Find Amy : amy@levridge.co.nz Instagram: https://www.instagram.com/amy.levridgeWebsite: https://www.levridge.co.nzGenerate are supporting my vision to improve the financial literacy of 100,000 kiwis by sponsoring Keep The Change. Cheers Generate. Head to https://www.generatewealth.co.nz/change/ to find out more.
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The Goal Setting Formula That Actually Works: David Niethe KTC Unplugged Talk
38:09|David Niethe breaks down the goal setting formula that actually works: Belief + Imagination + Conviction + Expectations = Results. We cover why 95% of people live in blame, excuse, and denial while 5% take ownership, accountability, and responsibility. Plus his journey from dyslexic failure to coaching champions.Sign up to Money Mail for free weekly emails to improve your finances (and get notified for future events): https://www.keepthechange.co.nz/moneymail
MM295 - Do This Simple Financial Exercise To Smash 2027
46:33|How much money do you want in your hand each month? That’s your goal. Next, get clear on your starting point…How much do you actually have after tax in your hand each month right now? The difference between the two is your gap. Let's close it and get closer to your goal before 2027 gets here.Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/Mikey's KTC Unplugged Talk: Getting Engaged, Building A Business & Lessons From 2025
33:38|Luke & Mikey reflects on the year that changed everything for them at Keep The Change Unplugged, including the business lessons that came from years of grinding and how success changes your perspective on risk and relationships. Building something meaningful takes time, and most people never see the struggle behind the success. Luke & Mikey share the vulnerable moments, the breakthrough decisions, and why having someone who believes in you changes everything.
Your ‘Messy Mind’ Could Ruin 2026
01:10:53|Most people's minds are a complete mess. They're worried about Bitcoin, day trading, Trump's 50-year loans, and whether they should invest or pay down debt. Meanwhile, they haven't finished chapter one of getting their finances sorted.Luke and Mikey break down why messy thinking kills progress: you're trying to get from chapter one to five without reading two, three, and four. If you can figure out how to focus and clean up your thoughts, you're clear on your direction.We cover the woman in the red dress (shiny object syndrome), why successful people do boring things consistently for years, and how to use the "love-hate exercise" to figure out what actually matters. Plus why saying no to everything else is more important than saying yes to the right thing.Opportunities are unlimited throughout your lifetime. Focus is not. Choose wisely.Find Mikey: https://instagram.com/mikeysmithofficialhttps://guardiansmith.co.nz/Amy from http://Levridge.co.nz has come on as a sponsor of Keep The Change to help people with their financial planning. Stuck? Find Amy : amy@levridge.co.nz Instagram: https://www.instagram.com/amy.levridgeWebsite: https://www.levridge.co.nzGenerate are supporting my vision to improve the financial literacy of 100,000 kiwis by sponsoring Keep The Change. Cheers Generate. Head to https://www.generatewealth.co.nz/change/ to find out more.
MM 294 - How Would You Sum Up YOUR 25?
29:00|Out of interest, I asked the KTC audience how their year was via Instagram. Let's go through some replies. Some raw ones there! And interestingly, 66% said that 2025 was better than expected. For all of us, let’s have a moment to reflect. Ask yourself, was 2025 better than you expected? Next, ask yourself this ripper… ‘What would I need to do in 2026 to have a GREAT year?’.Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zealand - let’s get on with it. Find us here:@keepthechange_nzhttps://www.keepthechange.co.nz/
The 21 Year Old Kiwi Making Millions With Ecommerce
01:04:55|Blake Evans is 21 years old and generated $1.7million in revenue last month (November 2025). He's running a global e-commerce empire from his bedroom.Blake breaks down the reality of making serious money online, selling his car to fund his business, losing most of his friends, and the journey from working at Wendy's to earning more in a month than the top 1% of Kiwis make in a year.We cover the loneliness of entrepreneurship, why he doesn't care about haters anymore, and how posting lifestyle content brings in new audiences. Plus his advice: pick something and stick to it instead of jumping between shiny objects.Most people his age are worried about assignments. Blake's worried about scaling to eight figures.Find Blake: https://instagram.com/blakeevansnzAmy from http://Levridge.co.nz has come on as a sponsor of Keep The Change to help people with their financial planning. Stuck? Find Amy : amy@levridge.co.nz Instagram: https://www.instagram.com/amy.levridgeWebsite: https://www.levridge.co.nzGenerate are supporting my vision to improve the financial literacy of 100,000 kiwis by sponsoring Keep The Change. Cheers Generate. Head to https://www.generatewealth.co.nz/change/ to find out more.