Share
![cover art for 6 - Who is Help to Buy really helping?](https://res.cloudinary.com/pippa/image/fetch/h_750,w_750,f_auto/https://assets.pippa.io/shows/5edf60782a706d01c84855ff/show-cover.jpg)
In For A Penny
6 - Who is Help to Buy really helping?
Season 1, Ep. 6
•
Happy birthday Help to Buy!
The Help to Buy Equity Loan scheme is now six years old, but who is it really helping?
Marc Shoffman and Josh Gerstler analyse the government's flagship housing scheme:
- How does Help to Buy work?
- How does it compare to other mortgage products?
- Does the government backing give it more gravitas?
- Do buyers understand the equity loan aspect?
- Is Help to Buy pushing up house prices?
- How can Help to Buy be improved?
Contact us via Twitter or leave a comment below if there are any financial terms you would like us to dissect and discuss.
About us
The In For A Penny podcast is produced and presented by freelance personal finance journalist Marc Shoffman and The Orchard Practice financial planner Joshua Gerstler.
Each episode aims to address the confusing concepts and challenges from the world of business, finance and wider society.
More episodes
View all episodes
90. 90 - Is now a good time to put your money into saving accounts?
24:36||Season 7, Ep. 90In this episode, Josh and Marc chat about whether now is the right time to put you money into savings accountsFind out more about Josh and The Orchard Practice here - https://topfs.co.uk/ Find out more about Marc and Cavendish Content here - https://cavendishcontent.com/ If you enjoyed this episode, please leave a review on your podcast app. Instructions can be found here - https://topfs.co.uk/in-for-a-penny-podcast/Thanks for listening!89. 89 - Why you need a Financial Adviser (with Nick Lincoln)
36:26||Season 6, Ep. 89In this episode, Josh and Marc chat with Nick Lincoln about why you need a Financial AdviserYou can find out more about Nick here - https://www.v2vfp.co.uk/ Find out more about Josh and The Orchard Practice here - https://topfs.co.uk/ Find out more about Marc and Cavendish Content here - https://cavendishcontent.com/ If you enjoyed this episode, please leave a review on your podcast app. Instructions can be found here - https://topfs.co.uk/in-for-a-penny-podcast/Thanks for listening!88. 88 - How to become an ISA millionaire
24:39||Season 6, Ep. 88Marc & Josh discuss how much you would need to invest and how long it would take to build a tax-free Isa portfolio worth £1m.Should becoming an Isa millionaire be your main aim of investing?Find out more about Josh and The Orchard Practice here - https://topfs.co.uk/ Find out more about Marc and Cavendish Content here - https://cavendishcontent.com/ If you enjoyed this episode, please leave a review on your podcast app87. 87 - Financial Wellness and How to Find It (An interview with Melanie Eusabe)
25:48||Season 6, Ep. 87In this episode, Josh chats with Melanie Eusabe, author of Financial Wellness and How to Find ItYou can purchase her book here - https://amzn.eu/d/aKvxEroYou can find out more about Melanie here - https://www.melanieeusebe.com/ Find out more about Josh and The Orchard Practice here - https://topfs.co.uk/ Find out more about Marc and Cavendish Content here - https://cavendishcontent.com/ If you enjoyed this episode, please leave a review on your podcast app86. 86 - I Am Enough with Sheridan Stewart
29:09||Season 6, Ep. 86In this episode, Josh chats with Sheridan Stewart, author of I Am Enough (The 90-day challenge to find contentment)You can purchase her book here - https://amzn.eu/d/e6RVHdI Find out more about Josh and The Orchard Practice here - https://topfs.co.uk/ Find out more about Marc and Cavendish Content here - https://cavendishcontent.com/ If you enjoyed this episode, please leave a review on your podcast app85. 85 - What's more important to you - price or value?
27:57||Season 6, Ep. 85In this episode, Josh and Marc discuss whether price or value is more importantFind out more about Josh and The Orchard Practice here - https://topfs.co.uk/ Find out more about Marc and Cavendish Content here - https://cavendishcontent.com/If you enjoyed this episode, please leave a review on your podcast app84. 84 - Do journalists cause market panic
29:02||Season 6, Ep. 84In this episode, Josh and Marc discuss whether journalists are to blame when there is panic in the marketFind out more about Josh and The Orchard Practice here - https://topfs.co.uk/ Find out more about Marc and Cavendish Content here - https://cavendishcontent.com/If you enjoyed this episode, please leave a review on your podcast app83. 83 - How the Chancellor's tax changes may impact you
30:23||Season 6, Ep. 83In this episode, Josh and Marc discuss how Chancellor Jeremy Hunt's Autumn Statement tax allowance changes may impact you.Plus, what other radical tax changes could come next?Find out more about Josh and The Orchard Practice here - https://topfs.co.uk/ Find out more about Marc and Cavendish Content here - https://cavendishcontent.com/If you enjoyed this episode, please leave a review on your podcast app82. 82 - Top 10 Money Lessons I Wish I Knew Sooner with Andy Hart
31:50||Season 6, Ep. 82In this episode, Josh and fellow podcast host and Financial Adviser Andy Hart, discuss the top 10 money lessons they wish they knew soonerFind out more about Andy Hart here - https://www.andyhart.co/ Find out more about Josh and The Orchard Practice here - https://topfs.co.uk/ Find out more about Marc and Cavendish Content here - https://cavendishcontent.com/If you enjoyed this episode, please leave a review on your podcast app