Share
Get Rich Slow Club
148. Balancing current wants with future goals
•
Social media can serve an array of useful purposes. It can connect us with our friends, entertain us with content, and even act as an education tool. But do you want to know where social media REALLY lets us down? In our mission to Get Rich Slow.
Every time we try to adjust our budget, we see a friend sharing reels from Europe. Every dollar we save towards our ideal future, we find photos of some stranger flaunting a $100k car. And don’t get us started on all of the influencers who spruik high-cost items as if they’re supermarket staples.
Of course, we never get to see the stories behind the spending. The credit cards which paid for those Eurotrips, or the lease agreements which financed those cars. As a result, it can be easy to reach a grim conclusion:
“Everyone else is doing well. I’m falling behind. And the only way to catch up is to spend my way forward.”
Not only is this idea untrue – it’s also unhelpful towards our Get Rich Slow goals. That’s why, in this session, Tash and Ana set out to equip you with effective methods to combat FOMO. From short-term planning to lifestyle structuring, you’ll learn how to stay the course in an age of conspicuous consumption. Tune in to this ep and win against the algorithm!
Disclaimer
Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.
Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links
Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide
If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding.
More episodes
View all episodes
175. Brooke’s property journey: how she's saving for her first home
34:50|In this episode, Brooke from @brooko_moves shares her honest and often hilarious journey from Sydney to Perth, detailing her struggles and strategies in saving for a first home amidst a skyrocketing property market.From parking fine disasters to house-hunting misadventures and saving hacks involving Aldi and Qantas points, Brooke brings real talk and real laughs to the reality of buying property as a millennial in Australia.Enjoy!@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding.174. How to talk about finances with your partner
43:05|Not all partners have the same philosophy when it comes to finances. Some embrace budgets like a life raft; others avoid them as if they’re playing the life admin version of “the floor is lava.” For this reason, many couples quite understandably sort any money discussions into the “too hard” basket.Here’s the thing, though. Conversations about money are like the expired leftovers you ignore in the fridge: the longer you delay, the worse your life is going to be. That’s why the Get Rich Slow Club have devoted an entire episode to having these types of talks. Join Ana as she sits down with Amy Minkley and Matthew Patton from FI Freedom Retreats to learn about their journey to financial freedom.After this session, you and your part-nah will be saying “part-YEAH”... to mutual financial understanding.@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding.173. Is it time to get rid of the 9-to-5 work week?
16:36|Tash and Ana are joined by author and financial educator Lacey Filipich to break down the philosophy behind the conventional work week.Thanks solely to Dolly Parton, the 9-to-5 work week receives much more goodwill than it deserves. And sure, it serves all sorts of purported purposes – it maximises productivity, boosts the economy, et cetera, et cetera.But… is that REALLY still the case? After all, new technologies and increases in productivity have radically altered the labour market. Is the 9-to-5 work week still as vital as when Dolly released her seminal track in 1980? Join us to hear the Get Rich Slow Club’s take!@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding.172. How I quit my job with FU money
41:39|Ana chats to Frances Cook, a financial journalist and host of Making Cents about the underrated power of small, set-and-forget money moves, especially when it comes to retirement. They talk about building “f-you money” so you can live life on your terms, having a fallback that isn’t debt, and how financial stress can impact your ability to think clearly and plan ahead. Frances also unpacks how some of our biggest money fears come from childhood—and why they’re not always rational.@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding.171. 10 ways to save for a home deposit
14:39|The media isn’t always kind to people who are saving a first home deposit. When interest rates are high, headlines assert that “mortgages are out of reach for first home buyers”. When they’re low, those same news outlets claim that “house prices are surging faster than first home buyers can save.” No matter what happens in the market, the only constant is a press-induced sense of hopelessness.To this, the Get Rich Slow Club says: “Bah!”. That’s why we’re inviting you to tune out the noise, and focus on some simple, proven strategies to save for a home deposit. But not just ANY number of strategies… 10, to be precise.@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding.170. Renting vs owning: which makes more sense for you?
10:41|Buying a home is a major milestone — but is it always the smartest financial move? In this episode, Tash and Ana are joined by author and financial educator Lacey Filipich to unpack one of the biggest dilemmas facing Aussies today: should you rent or buy?With the cost of home ownership climbing and rental markets tightening, this decision is about more than just numbers. The trio explore the pros and cons of rentvesting, opportunity costs, climate risk, homeownership stability, and the emotional weight of housing decisions.Whether you're weighing up your first property purchase, considering investing in real estate, or simply wondering if renting is the right fit for your lifestyle — this episode is packed with real talk, practical insights, and a few unexpected truths.Because when it comes to property, the answer isn't always "buy." Sometimes, it really does depend.@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding.169. How menopause and super splitting can affect your finances
38:40|Menopause is a topic that doesn’t receive nearly as much attention as it should in our society. It sadly isn’t a surprise, then, that its impact on personal finances is seldom discussed in public forums. This Get Rich Slow episode seeks to change that.In this session, Tash and Ana are joined by ex-financial advisor, ex-accountant and now financial educator, Mel Browne. Together, the three discuss what can be done to reduce the effect of menopause on women’s finances. They also delve into the topic of super splitting, and how it can serve as a powerful personal finance tool.To access the resources Mel refers to in this episode, click here!@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding.168. Tash's dilemma - should she spend $2,600 on an appliance?
15:05|Many questions in the Get Rich Slow journey can be deep and profound. “How comfortable am I with risk?”, “How should I decide between saving and investing?”, and “How much do I need to retire comfortably?” are all common queries. Every now and then, though, it can be the simplest choices which are the most powerful.In this episode, Tash and Ana debate whether Tash should buy a thermomix. On one hand, it costs $2,600. On the flipside, Tash has wanted one FOREVER. This episode isn’t just for thermomix lovers (or critics), either - it’s for anyone who has grappled to justify a spending choice.Tune in, and with a bit of luck, you’ll gain some clarity on how you make spending decisions!@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding.167. 8 things to do before EOFY to maximise your finances
19:21|The End of Financial Year may not be a highlight in your calendar, but it’s worth marking. Whether you’re contributing to super, saving for a home, or contributing to shares or ETFs, EOFY can make a difference to your plans.For starters, depending on how you invest, 30 June may warrant some obligations from you. But much more excitingly, it can also create some opportunities to make the most of your investments. The only key? You need to get in before the calendar hits 1 July.For this reason, Tash and Ana have devoted this episode to exploring how you can maximise your finances before EOFY. From boosting your super contributions to saving for a first home, this episode has something for everyone. Get ready to be more excited than you expected to be about 30 June!@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding.