Get Started Investing

To gear, or not to gear- that is the question...Geared ETFs have had a bit of a moment in the past few years. Plenty of popular ETFs such as NDQ, A200 and DHHF now have “geared” versions.But what does that mean? How do geared ETFs work? And if their long term performance is expected to be better- should you be buying them instead?Today Cam Gleeson, Senior Investment Strategist at Betashares, joins Jess to answer community member John’s question; how he should invest in the geared version of ETFs he already owns?Plus Jess walks though her portfolio and get’s Cam’s take on switching to G200 from A200 and GGBL from BGBL.Chapters:00:00:00 Why Borrow To Buy Shares00:02:03 What Gearing Is And Why Investors Use It00:06:06 Inside A Geared ETF00:08:30 Should You Switch Or Own Both00:11:23 Can You Time The Market00:12:30 Core And Satellite Strategies00:15:35 How Geared ETFs Work Behind The Scenes00:18:30 Costs Interest Rates And Fees00:21:30 What Happens In Bull And Bear Markets00:25:01 Should Beginners Use Gearing00:27:43 Cam's Rules For Using GearingLinks mentioned in this episode:📩 Sign up to the Get Started Investing newsletter here📩 Share your investing story with us submit here🎟️ FinFest tickets - Buy early bird tickets hereWant more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.———In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.———Get Started Investing is a product of Equity Mates Media.This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence.Equity Mates Media operates under Australian Financial Services Licence 540697.

PJ has five jobs, so his pay is almost never the same two weeks running.Working in a creative field, pay can be scattered and unpredictable. So how does he invest consistently?Jess learns how PJ, an actor juggling four other jobs, built a percentage-based system that invests a slice of every paycheque no matter when it lands. Plus the lithium stock punt that led him to ETFs and how he uses investing to fuel the pursuit of a dream career.This is 'How I Got Started' a series on Get Started Investing. Every Thursday Jess sits down with a community member to hear the highs and lows of their journey to investing. These are real stories that we hope will give you confidence that investing is for anyone.Chapters:00:00 Five Jobs And A Masters In Finance03:05 Growing Up Without Financial Literacy04:43 A Percentage System For Unpredictable Pay06:48 The Stock Doubled And So Did His Stress09:02 Building A Core-Satellite Portfolio13:44 Consolidating Super Across Five JobsLinks mentioned in this episode:📩 Sign up to the Get Started Investing newsletter here📩 Share your investing story with us submit here🎟️ FinFest tickets - Buy early bird tickets hereWant more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.———In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.———Get Started Investing is a product of Equity Mates Media.This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence.Equity Mates Media operates under Australian Financial Services Licence 540697.

Jess' been seeing the headlines about Anthropic and OpenAI entering the stock market later this year and keeps thinking, “should I buy that?”Looking back on the recent Space X IPO she feels intense FOMO. It made a historic $75 billion in it’s first day on the market. Yes, billion with a B.But how can you decide if something is a good investment, when it’s new to the market? What actually is an “IPO”? And why do companies decide to go public?Bryce joins Jess to explain all this and to answer an important question- is investing at IPO a good investment or just FOMO? Chapters:00:00:00 What Is An IPO00:04:08 Who Gets Rich First00:10:25 Is The Price Right?00:13:07 The Day One Trap00:18:50 Winners, Losers And Lessons00:21:00 Will Bryce Buy Anthropic?00:23:26 The FOMO FixLinks mentioned in this episode:📩 Sign up to the Get Started Investing newsletter here📩 Share your investing story with us submit here🎟️ FinFest tickets - Buy early bird tickets hereWant more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.———In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.———Get Started Investing is a product of Equity Mates Media.This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence.Equity Mates Media operates under Australian Financial Services Licence 540697.

For years, Bree hid her credit card debt from the people closest to her."It's not just really wealthy people that are investing," she tells Jess. "It is everyday people like you and I."Jess gets into how Bree, a nurse and content creator, went from hiding $25K in debt to a fully automated investing system. Plus, what she'd tell her younger self along the way.This is ‘How I Got Started’ a new series on Get Started Investing. Every thursday Jess sits down with a community member to hear the highs and lows of their journey to investing. These are real stories that we hope will give you confidence that investing is for anyone.Chapters:00:00 The $25K Wake-Up Call02:23 Gambling Took It All05:20 Systems Over Willpower08:11 The Investing Spark11:20 Start Before You're Ready15:45 Sorting Out SuperLinks mentioned in this episode:👋 Check out Bree on her socials here📩 Sign up to the Get Started Investing newsletter here📩 Share your investing story with us submit here🎟️ FinFest tickets - Buy early bird tickets hereWant more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.———In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.———Get Started Investing is a product of Equity Mates Media.This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence.Equity Mates Media operates under Australian Financial Services Licence 540697.

Which is better in the long run- adding extra cash to super? OR to your own portfolio instead? Jess wants to know.Jess’ Superannuation balance is smaller than it should be, for her age. As those who’ve followed her investing journey will know, deciding what to about it- has been tricky for her.And she’s not alone. Community member Matt also wants to know the benefits of over putting extra cash in super over in the market himself.So Julie Bullen, Financial Advisor at Fox & Hare joins the show to run the numbers. Can she convince Jess that she’ll be rewarded in the long run for investing in Super now?Chapters:00:00:00 Why Where You Invest Matters00:01:12 Matt's Question00:02:30 Super Is A Structure, Not A Product00:05:00 Jess's Super Balance Reality Check00:06:30 The Case For Contributing To Super00:08:34 Breaking Down Jess's Money Split00:10:00 First Home Super Saver Scheme00:12:30 The Real Numbers On $500 A Month00:15:00 Flexibility Vs Two Buckets00:16:34 Can The Government Change The Rules?00:17:57 What the CGT Changes Mean00:19:32 Julie's Own Super Story00:21:30 Jess's Final Projected Numbers00:23:54 Start Small And Start NowLinks mentioned in this episode:📞. Have a question? Send it to Jess here📩 Sign up to the Get Started Investing newsletter here📩 Share your investing story with us submit here🎟️ FinFest tickets - Buy early bird tickets here🗣️ Think you might want a financial adviser from the team at Fox and Hare? We can put you in touchWant more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.———In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.———Get Started Investing is a product of Equity Mates Media.This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence.Equity Mates Media operates under Australian Financial Services Licence 540697.

Three months ago, Jess wasn't an investor. That has changed through out the past 12 episodes- in fact, she has a whole new lease on her financial life.Clear goals, a solid portfolio and and the confidence in herself to keep investing.In this final episode of ‘Jess Gets Investing’ Jess sit’s down with Bryce and Ren to reveal her final portfolio; (including her first ever stock pick and a thematic ETF), what she learned from finally getting invested and what is next for Get Started Investing.Chapters:00:00:00 The Portfolio Reveal00:02:27 The Three-ETF Core Strategy00:07:06 Turning Sushi Into Investments00:09:04 Is This Stock Still A Buy?00:17:18 The Super Decision00:20:00 Stop Comparing Your Portfolio00:23:00 What Jess Wants To Learn Next00:25:16 The Advice That StuckLinks mentioned in this episode:📩 Sign up to the Get Started Investing newsletter here📩 Share your investing story with us submit here🎟️ FinFest tickets - Buy early bird tickets here🎧 Listen to the Equity Mates Investing Podcast episode covering AINFWant more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.———Thanks to Betashares Direct for sponsoring this series and helping us keep our content free.If you've been listening along thinking 'okay, I'm ready to start', this is your sign.Betashares Direct is giving Jess Gets Investing listeners $25 to invest in Betashares ETFs and portfolios.Enter JESS25 once you sign up at betashares.com.au/direct (the redeem a code section is in account settings)Disclaimer: Betashares Capital Ltd (ABN 78 139 566 868 AFSL 341181) is the issuer of the Betashares Funds, as well as Betashares Invest, the IDPS-like scheme available via Betashares Direct. Read the relevant Product Disclosure Statement and Target Market Determination, available at www.betashares.com.au, before making an investment decision. This information is general in nature and doesn’t take into account any person’s financial objectives, situation or needs. You should consider its appropriateness taking into account such factors and seek professional financial advice. Customers are not permitted to participate in more than one Betashares offer, promotion or incentive at the same time. If you are currently participating in, or have accepted, any other Betashares offer, you will not be eligible for this offer unless expressly stated otherwise. The $25 will expire in 60 days from receipt if not used to make an investment.———In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.———Get Started Investing is a product of Equity Mates Media.This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.Equity Mates Media operates under Australian Financial Services Licence 540697.

Jess just made her first investing “mistake”. A purchase she made, regretted and then almost immediately sold. She thought starting investing was the hard part! It turns out that staying invested- despite what life or the market throws at you- is the hardest part.To avoid making the same mistake again, Jess wants to automate the investing process.To find out how, she sat down with Jess Brady, a former financial adviser turned money educator and author of Get Growing. They walk through how to set up systems and techniques to help you stay invested long term.Plus friend of the show and thrifty Aussie investor- Bree on a Budget pays Jess a visit! They chat through Bree’s best frugal tips to keep the space in your budget to stay investing consistently.Chapters:00:00:00 Staying Invested Is The Real Challenge00:03:03 The Question Every Investment Needs00:07:12 Automate Investing And Avoid Mistakes00:11:44 Prepare For The Bear00:17:21 How Often Should You Check?00:20:38 When Life Changes The Plan00:27:38 Spending Habits That Build WealthLinks mentioned in this episode:📩 Sign up to the Get Started Investing newsletter here📩 Share your investing story with us submit here🎟️ FinFest tickets - Buy early bird tickets here👋 Check out Jess’ new book, ‘Get Growing’ here, or follow her instagram or website👋 Hear more from Bree on instagram or TikTokWant more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.———Thanks to Betashares Direct for sponsoring this series and helping us keep our content free.Betashares Direct is giving Jess Gets Investing listeners $25 to invest in Betashares ETFs and portfolios. It's an easy way to test the platform, see how it feels to own a piece of the market. Enter JESS25 once you sign up at betashares.com.au/direct (the redeem a code section is in account settings)Betashares Capital Ltd (ABN 78 139 566 868 AFSL 341181) is the issuer of the Betashares Funds, as well as Betashares Invest, the IDPS-like scheme available via Betashares Direct. Read the relevant Product Disclosure Statement and Target Market Determination, available at www.betashares.com.au, before making an investment decision. This information is general in nature and doesn’t take into account any person’s financial objectives, situation or needs. You should consider its appropriateness taking into account such factors and seek professional financial advice. Customers are not permitted to participate in more than one Betashares offer, promotion or incentive at the same time. If you are currently participating in, or have accepted, any other Betashares offer, you will not be eligible for this offer unless expressly stated otherwise. The $25 will expire in 60 days from receipt if not used to make an investment.———In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.———Get Started Investing is a product of Equity Mates Media.This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.Equity Mates Media operates under Australian Financial Services Licence 540697.

Jess wants to venture beyond ETFs to the world of stocks. Eeek- intimidating!After deciding to set up a Core-Satellite portfolio, she is keen to explore adding that some individual companies to the Satellite.But she’s never bought a stock before, let alone analysed a company. So where on earth should she begin?Who better to answer that then a professional investor who picks stocks for a living.Anna Milne, Deputy Portfolio Manager at Wilson Asset Management joins to the show to teach Jess what an absolute beginner needs to know about buying stocks - things like:How to start researching a company.Where to find the information you need.The Red & Green flags to look for.Plus - Jess meets a community member who’ll be a familiar face to any AFL fans- Chad Warner from the Sydney Swans. They chat about how he caught the stock picking bug and what he has in his portfolio.Chapters:00:00:00 How Do You Pick Stocks?00:02:10 What Stock Picking Really Means00:04:19 How Experts Find Ideas00:07:50 The Research Most Ignore00:10:05 Green Flags to Watch For00:12:58 Warning Signs To Watch For00:16:42 Great Business But Bad Buy?00:20:36 When is Enough Research?00:25:09 Mistakes Beginners Make00:27:49 Chad Warner's Investing Journey00:31:49 Inside Chad's Portfolio00:36:00 The Investing "Bug"00:38:38 Chad's Advice For BeginnersLinks mentioned in this episode:📩 Sign up to the Get Started Investing newsletter here📩 Share your investing story with us submit here🎟️ FinFest tickets - Buy early bird tickets hereWant more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.———Betashares Direct is giving Jess Gets Investing listeners $25 to invest in Betashares ETFs and portfolios.Enter JESS25 once you sign up at betashares.com.au/direct (the redeem a code section is in account settings)Betashares Capital Ltd (ABN 78 139 566 868 AFSL 341181) is the issuer of the Betashares Funds, as well as Betashares Invest, the IDPS-like scheme available via Betashares Direct. Read the relevant Product Disclosure Statement and Target Market Determination, available at www.betashares.com.au, before making an investment decision. This information is general in nature and doesn’t take into account any person’s financial objectives, situation or needs. You should consider its appropriateness taking into account such factors and seek professional financial advice. Customers are not permitted to participate in more than one Betashares offer, promotion or incentive at the same time. If you are currently participating in, or have accepted, any other Betashares offer, you will not be eligible for this offer unless expressly stated otherwise. The $25 will expire in 60 days from receipt if not used to make an investment.Thanks to Betashares Direct for sponsoring this series and helping us keep our content free.———In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.———Get Started Investing is a product of Equity Mates Media.This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.Equity Mates Media operates under Australian Financial Services Licence 540697.

Jess has officially started investing! After months of setting goals, learning the ropes and building confidence- she’s finally started a portfolio of well diversified index ETFs.But now she’s wondering…what’s next?Should she look at buying stocks too? Thematic ETFs? Once you've got your foundation in place, how do you build upon it without turning your portfolio into a random collection of ideas you heard online?So Jess sat down with Host and Financial Advisor at Rask, Gemma Mitchell, to find out about the core-satellite approach to investing. And it might just be the perfect way to keep on track with her goals and have fun with her portfolio at the same time.Plus she speaks to community member Alex about how he took things up a notch after setting up a very similar ETF portfolio to Jess.Chapters:00:00:00 Intro00:02:22 What is portfolio construction?00:05:23 Core vs satellite explained00:07:36 What can go in a satellite00:10:01 Fitting a satellite into your DCA strategy00:14:43 Why we get bored of passive investing00:16:22 How much is too much satellite?00:19:27 Using bonuses for satellite buys00:21:53 Alex's story: building beyond the core00:25:00 Alex's three satellite bucketsLinks mentioned in this episode:📩 Sign up to the Get Started Investing newsletter here📩 Share your investing story with us submit here🎟️ FinFest tickets - Buy early bird tickets hereWant more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.———Thanks to Betashares Direct for sponsoring this series and helping us keep our content free.If you've been listening along thinking 'okay, I'm ready to start', this is your sign.Betashares Direct is giving Jess Gets Investing listeners $25 to invest in Betashares ETFs and portfolios.It's an easy way to test the platform, see how it feels to own a piece of the market and get past the bit where you're just thinking about investing instead of doing it.Enter JESS25 once you sign up at betashares.com.au/direct (the redeem a code section is in account settings)Betashares Capital Ltd (ABN 78 139 566 868 AFSL 341181) is the issuer of the Betashares Funds, as well as Betashares Invest, the IDPS-like scheme available via Betashares Direct. Read the relevant Product Disclosure Statement and Target Market Determination, available at www.betashares.com.au, before making an investment decision. This information is general in nature and doesn’t take into account any person’s financial objectives, situation or needs. You should consider its appropriateness taking into account such factors and seek professional financial advice. Customers are not permitted to participate in more than one Betashares offer, promotion or incentive at the same time. If you are currently participating in, or have accepted, any other Betashares offer, you will not be eligible for this offer unless expressly stated otherwise. The $25 will expire in 60 days from receipt if not used to make an investment.———In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.———Get Started Investing is a product of Equity Mates Media.This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.Equity Mates Media operates under Australian Financial Services Licence 540697.