So you've just turned 18 and you're wondering, "Great, I'm an adult. Now what?". Well we have an episode for you! Azaria and Nath came...

<div>So you’ve just turned 18 and you’re wondering, “Great, I'm an adult. Now what?”. Well we have an episode for you! Azaria and Nath came up with a checklist of 18 things to do now that you’ve turned 18. Now whether you’re 18 or 28, this list can remind of something in your life that could change for the better today. This list covers everything from:</div><div><br /></div><div>👉🏽 things to start doing with your money</div><div>👉🏿 lifestyle goals</div><div>👉 tips to keep you fit and healthy</div><div>👉🏾 being prepared for emergencies</div><div>👉🏻 things to take control of in your life</div><div>👉🏼 the importance of travel</div><div><br /></div><div>🛑Please read the disclaimer on our website or at the link below before listening to this episode.</div><div><br /></div><div>Join our <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Facebook community</a>! Got a question for us? Use #genzmoney.</div><div><br /></div><div>Need a way to manage your cash? Check out <a href="https://www.mymillennial.money/spending-plan" target="_blank">Glen’s online course</a> and get $20 off when you use the code “genz”.</div><div><br /></div><div><a href="https://www.mymillennial.money/genz-shownotes" target="_blank">Click here</a> for podcast resources, links to our stuff, disclaimer &amp; warnings about this episode + more.</div>

18 things to do now that you're 18

Have you thought about the cost of your rent and wondered if there was a cheaper option? The national rental affordability scheme...

<div>Have you thought about the cost of your rent and wondered if there was a cheaper option? The national rental affordability scheme (NRAS) was designed to help low to middle income earners get into the rental market below the market value. Azaria breaks down</div><div><br /></div><div>👉🏽 what NRAS is</div><div>👉🏿 why it was introduced</div><div>👉🏻 the required eligiblity</div><div>👉 how it can help you save money on housing expenses</div><div>👉🏼 how to find an NRAS house</div><div><br /></div><div>For info on NRAS click <a href="https://www.dss.gov.au/our-responsibilities/housing-support/programs-services/national-rental-affordability-scheme/national-rental-affordability-scheme-nras-household-income-indexation" target="_blank">here!</a></div><div><br /></div><div>🛑Please read the disclaimer on our website or at the link below before listening to this episode.</div><div><br /></div><div>Join our <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Facebook community</a>! Got a question for us? Use #genzmoney.</div><div><br /></div><div>Need a way to manage your cash? Check out <a href="https://www.mymillennial.money/spending-plan" target="_blank">Glen’s online course</a> and get $20 off when you use the code “genz”.</div><div><br /></div><div><a href="https://www.mymillennial.money/genz-shownotes" target="_blank">Click here</a> for podcast resources, links to our stuff, disclaimer &amp; warnings about this episode + more.</div><div><br /></div>

What is the national rental affordability scheme (NRAS)

Have you ever scrolled through TikTok to find a video telling you how to manage your life, health or money? Well Nath has gone on a...

<div>Have you ever scrolled through TikTok to find a video telling you how to manage your life, health or money? Well Nath has gone on a deep dive into FinTok to show Azaria all the best, worst and downright ugly financial advice he found. You hear all about:</div><div><br /></div><div>👉🏾 why financial advice should be personal</div><div>👉🏿 knowing your strengths and weaknesses with your money</div><div>👉🏻 the dangers of lifestyle inflation (and how to stop it!)</div><div>👉 not letting someone tell you where you should invest your hard earned cash</div><div>👉🏼 the volatility and reality of the stock market </div><div><br /></div><div>Listen to Azaria's episode on decoding credits scores <a href="https://media.whooshkaa.com/show/7959/episode/747631.mp3" target="_blank">here!</a></div><div><br /></div><div>Listen to Glen's episode on credit scores <a href="https://media.whooshkaa.com/show/4966/episode/771026.mp3" target="_blank">here!</a></div><div><br /></div><div>🛑Please read the disclaimer on our website or at the link below before listening to this episode.</div><div><br /></div><div>Join our <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Facebook community</a>! Got a question for us? Use #genzmoney.</div><div><br /></div><div>Need a way to manage your cash? Check out <a href="https://www.mymillennial.money/spending-plan" target="_blank">Glen’s online course</a> and get $20 off when you use the code “genz”.</div><div><br /></div><div><a href="https://www.mymillennial.money/genz-shownotes" target="_blank">Click here</a> for podcast resources, links to our stuff, disclaimer &amp; warnings about this episode + more.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><div><br /></div>

financial adviser reacts to advice from TikTok

Payday lenders provide fast cash when you feel you have no other options. Often used for things like emergency expenses, medical costs,...

<div>Payday lenders provide fast cash when you feel you have no other options. Often used for things like emergency expenses, medical costs, overdue bills. However, they are actually the scum of the earth. They have incredibly high fees, and are extremely immoral and predatory. On this episode, Azaria highlights the issue of payday lenders to Nath and explains:</div><div><br /></div><div>👉🏻 how payday loans work</div><div>👉🏼 payday lenders you may have heard of</div><div>👉🏽 how they make money</div><div>👉 what the alternatives are if you need cash</div><div>👉🏿 who you can reach out to if you're struggling with debt</div><div><br /></div><div>More info on payday loans:</div><div><a href="https://moneysmart.gov.au/loans/payday-loans" target="_blank">https://moneysmart.gov.au/loans/payday-loans</a></div><div><br /></div><div>National debt hotline:</div><div><a href="https://ndh.org.au/" target="_blank">https://ndh.org.au/</a></div><div><br /></div><div>Mob Strong Debt Help</div><div><a href="https://financialrights.org.au/mob-strong-debt-help/" target="_blank">https://financialrights.org.au/mob-strong-debt-help/</a></div><div><br /></div><div>Finding a financial counsellor</div><div><a href="https://moneysmart.gov.au/managing-debt/financial-counselling" target="_blank">https://moneysmart.gov.au/managing-debt/financial-counselling</a></div><div><br /></div><div>Centrelink advance payments</div><div><a href="https://www.servicesaustralia.gov.au/advance-payment" target="_blank">https://www.servicesaustralia.gov.au/advance-payment</a></div><div><br /></div><div>No interest loans</div><div><a href="https://moneysmart.gov.au/loans/no-interest-loans" target="_blank">https://moneysmart.gov.au/loans/no-interest-loans</a></div><div><br /></div><div>Help for paying overdue bills or fines:</div><div><a href="https://moneysmart.gov.au/managing-debt/problems-paying-your-bills-and-fines" target="_blank">https://moneysmart.gov.au/managing-debt/problems-paying-your-bills-and-fines</a></div><div><br /></div><div>Sample letters to use for financial hardship:</div><div><a href="https://financialrights.org.au/sample-letters/" target="_blank">https://financialrights.org.au/sample-letters/</a></div><div><br /></div><div>No interest loans:</div><div><a href="https://goodshep.org.au/services/household-relief/" target="_blank">https://goodshep.org.au/services/household-relief/</a></div><div><br /></div><div>🛑Please read the disclaimer on our website or at the link below before listening to this episode.</div><div><br /></div><div>Join our <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Facebook community</a>! Got a question for us? Use #genzmoney.</div><div><br /></div><div>Need a way to manage your cash? Check out <a href="https://www.mymillennial.money/spending-plan" target="_blank">Glen’s online course</a> and get $20 off when you use the code “genz”.</div><div><br /></div><div><a href="https://www.mymillennial.money/genz-shownotes" target="_blank">Click here</a> for podcast resources, links to our stuff, disclaimer &amp; warnings about this episode + more.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div><div><br /></div>

how to spot a payday loan (and why they're so dangerous)

Gus is well and truly KILLING it with his money. With 6 grand in shares and 11 grand saved overall, it was only right for Azaria to ask...

<div>Gus is well and truly KILLING it with his money. With 6 grand in shares and 11 grand saved overall, it was only right for Azaria to ask Gus for an interview! Listen along as Azaria asks him:</div><div><br /></div><div>👉 how he has made his money</div><div>👉🏽 what goals Gus has in the future</div><div>👉🏼 how he has invested his money</div><div>👉🏾 what got Gus interested in personal finance</div><div>👉🏿 Gus' tip to not spend everything he earns</div><div>👉🏻 how Gus started a thriving side hustle</div><div><br /></div><div>🛑Please read the disclaimer on our website or at the link below before listening to this episode.</div><div><br /></div><div>Join our <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Facebook community</a>! Got a question for us? Use #genzmoney.</div><div><br /></div><div>Need a way to manage your cash? Check out <a href="https://www.mymillennial.money/spending-plan" target="_blank">Glen’s online course</a> and get $20 off when you use the code “genz”.</div><div><br /></div><div><a href="https://www.mymillennial.money/genz-shownotes" target="_blank">Click here</a> for podcast resources, links to our stuff, disclaimer &amp; warnings about this episode + more.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div>

Gus is a 15 y/o saving and investing machine

Sometimes one job just isn't enough. If you're looking to start a side hustle but aren't sure what to do or where to start, look no...

<div>Sometimes one job just isn't enough. If you're looking to start a side hustle but aren't sure what to do or where to start, look no further than this episode! Azaria and Nath touch on:</div><div><br /></div><div>👉 examples of side hustles from the my millennial money facebook group</div><div>👉🏼 Azaria and Nath's side hustles</div><div>👉🏽 the importance of thinking outside the box with your hustle</div><div>👉🏾 working overtime at your current job</div><div><br /></div><div>Link to heaps of side hustle inspo from the m3 community <a href="https://www.facebook.com/groups/mymillennialmoney/posts/5145374258830118/" target="_blank">here</a>!</div><div><br /></div><div>Listen to Azaria's interview with Nami <a href="https://player.whooshkaa.com/episode?id=907604" target="_blank">here</a>!</div><div><br /></div><div>🛑Please read the disclaimer on our website or at the link below before listening to this episode.</div><div><br /></div><div>Join our <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Facebook community</a>! Got a question for us? Use #genzmoney.</div><div><br /></div><div>Need a way to manage your cash? Check out <a href="https://www.mymillennial.money/spending-plan" target="_blank">Glen’s online course</a> and get $20 off when you use the code “genz”.</div><div><br /></div><div><a href="https://www.mymillennial.money/genz-shownotes" target="_blank">Click here</a> for podcast resources, links to our stuff, disclaimer &amp; warnings about this episode + more.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div>

ideas for your next side hustle

Nath is getting married! Although he is, of course, excited - what he isn't excited for is the amount of money he has to spend. H...

<div>Nath is getting married! Although he is, of course, excited - what he isn't excited for is the amount of money he has to spend. He shares how he and his fiancé have navigated planning a wedding and some tips they have learned along the way. Stuff like:</div><div><br /></div><div>👉🏻 what do you want out of a wedding?</div><div>👉🏾 how much are you willing and able to pay?</div><div>👉🏼 your friends and family... do you really like them?</div><div>👉 the spreadsheet they used to break down expenses</div><div>👉🏽 professional vs DIY</div><div><br /></div><div>Here's the link to Sarah and Nath's wedding budget <a href="https://docs.google.com/spreadsheets/d/19_mfh_31yx7EnEF1JfOx9lWxrJcORwM0cB-K_bROfQU/edit?usp=sharing" target="_blank">spreadsheet</a>!</div><div><br /></div><div>Get your own spreadsheet <a href="https://myweddingplanner.co/password" target="_blank">here</a>.</div><div><br /></div><div>Need a way to manage your cash? Check out <a href="https://www.mymillennial.money/spending-plan" target="_blank">Glen’s online course</a> and get $20 off when you use the code “genz”.</div><div><br /></div><div><a href="https://www.mymillennial.money/genz-shownotes" target="_blank">Click here</a> for podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more.</div><div><br /></div><div>🛑 This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a>. This video is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div>

how much should you spend on a wedding?

Welcome to the first episode of gen z money for 2022! With the new year comes all the same clichés and stereotypical new years...

<div>Welcome to the first episode of gen z money for 2022! With the new year comes all the same clichés and stereotypical new years resolutions. So in this episode, Azaria and Nath, separate the wheat from the chaff when it comes to goal setting. Follow along as they chat about:</div><div><br /></div><div>👉🏻 being realistic with your goals</div><div>👉🏾 examples of financial goals</div><div>👉🏼 integrating a system to support your goal</div><div>👉 why you should definitely read Atomic Habits by James Clear: <a href="https://booktopia.kh4ffx.net/aEkRR" target="_blank">https://booktopia.kh4ffx.net/aEkRR</a></div><div>👉🏽 how to make your goals 40% more likely to succeed 🤯</div><div>👉🏼 how small goals can help you accomplish big things</div><div><br /></div><div>🛑Please read the disclaimer at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a> or at the link below before listening to this episode.</div><div><br /></div><div>Join our <a href="https://www.facebook.com/groups/mymillennialmoney" target="_blank">Facebook community</a>! Got a question for us? Use #genzmoney.</div><div><br /></div><div>Need a way to manage your cash? Check out <a href="https://www.mymillennial.money/spending-plan" target="_blank">Glen’s online course</a> and get $20 off when you use the code “genz”.</div><div><br /></div><div><a href="https://www.mymillennial.money/genz-shownotes" target="_blank">Click here</a> for podcast resources, links to our stuff, disclaimer &amp; warnings about this episode + more.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div>

how to set money goals you will actually achieve

Are you in high school and wanting to get ahead with your money? Do you struggle with living paycheck to paycheck and are not sure...

<div>Are you in high school and wanting to get ahead with your money? Do you struggle with living paycheck to paycheck and are not sure where to start with your money? Then this episode is for you! Listen as Azaria and Nath break down the tips that they would give to their high school selves about money. They cover:</div><div><br /></div><div>👉🏻 the importance of investing and compound interest 🤑</div><div>👉🏾 finding money communities that are encouraging for you</div><div>👉🏼 figuring out how much it costs for you to exist</div><div>👉 the benefits of using a spending plan</div><div>👉🏽 why buying new isn't always best</div><div>👉🏼 finding out your personal values with money</div><div><br /></div><div>Chat with us! Use #genzmoney in the my millennial money FB group: <a href="facebook.com/groups/mymillennialmoney" target="_blank">facebook.com/groups/mymillennialmoney</a></div><div><br /></div><div>Need a way to manage your cash? Check out Glen’s online course and get $20 off when you use the code “genz”: <a href="https://www.mymillennial.money/spending-plan" target="_blank">https://www.mymillennial.money/spending-plan</a> </div><div><br /></div><div>For podcast resources, links to our stuff, disclaimers &amp; warnings about this episode + more... check out: <a href="mymillennial.money/genz-shownotes" target="_blank">mymillennial.money/genz-shownotes</a></div><div><br /></div><div>🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment &amp; illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at <a href="https://www.mymillennial.money/" target="_blank">mymillennial.money</a>. This podcast is intended for residents of Australia.</div><div><br /></div><div>We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.</div>

gen z money

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