gen z money

Have you thought about the cost of your rent and wondered if there was a cheaper option? The national rental affordability scheme (NRAS) was designed to help low to middle income earners get into the rental market below the market value. Azaria breaks down👉🏽 what NRAS is👉🏿 why it was introduced👉🏻 the required eligiblity👉 how it can help you save money on housing expenses👉🏼 how to find an NRAS houseFor info on NRAS click here!🛑Please read the disclaimer on our website or at the link below before listening to this episode.Join our Facebook community! Got a question for us? Use #genzmoney.Need a way to manage your cash? Check out Glen’s online course and get $20 off when you use the code “genz”.Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more.

Have you ever scrolled through TikTok to find a video telling you how to manage your life, health or money? Well Nath has gone on a deep dive into FinTok to show Azaria all the best, worst and downright ugly financial advice he found. You hear all about:👉🏾 why financial advice should be personal👉🏿 knowing your strengths and weaknesses with your money👉🏻 the dangers of lifestyle inflation (and how to stop it!)👉 not letting someone tell you where you should invest your hard earned cash👉🏼 the volatility and reality of the stock market Listen to Azaria's episode on decoding credits scores here!Listen to Glen's episode on credit scores here!🛑Please read the disclaimer on our website or at the link below before listening to this episode.Join our Facebook community! Got a question for us? Use #genzmoney.Need a way to manage your cash? Check out Glen’s online course and get $20 off when you use the code “genz”.Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.

Payday lenders provide fast cash when you feel you have no other options. Often used for things like emergency expenses, medical costs, overdue bills. However, they are actually the scum of the earth. They have incredibly high fees, and are extremely immoral and predatory. On this episode, Azaria highlights the issue of payday lenders to Nath and explains:👉🏻 how payday loans work👉🏼 payday lenders you may have heard of👉🏽 how they make money👉 what the alternatives are if you need cash👉🏿 who you can reach out to if you're struggling with debtMore info on payday loans:https://moneysmart.gov.au/loans/payday-loansNational debt hotline:https://ndh.org.au/Mob Strong Debt Helphttps://financialrights.org.au/mob-strong-debt-help/Finding a financial counsellorhttps://moneysmart.gov.au/managing-debt/financial-counsellingCentrelink advance paymentshttps://www.servicesaustralia.gov.au/advance-paymentNo interest loanshttps://moneysmart.gov.au/loans/no-interest-loansHelp for paying overdue bills or fines:https://moneysmart.gov.au/managing-debt/problems-paying-your-bills-and-finesSample letters to use for financial hardship:https://financialrights.org.au/sample-letters/No interest loans:https://goodshep.org.au/services/household-relief/🛑Please read the disclaimer on our website or at the link below before listening to this episode.Join our Facebook community! Got a question for us? Use #genzmoney.Need a way to manage your cash? Check out Glen’s online course and get $20 off when you use the code “genz”.Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.

Gus is well and truly KILLING it with his money. With 6 grand in shares and 11 grand saved overall, it was only right for Azaria to ask Gus for an interview! Listen along as Azaria asks him:👉 how he has made his money👉🏽 what goals Gus has in the future👉🏼 how he has invested his money👉🏾 what got Gus interested in personal finance👉🏿 Gus' tip to not spend everything he earns👉🏻 how Gus started a thriving side hustle🛑Please read the disclaimer on our website or at the link below before listening to this episode.Join our Facebook community! Got a question for us? Use #genzmoney.Need a way to manage your cash? Check out Glen’s online course and get $20 off when you use the code “genz”.Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.

Sometimes one job just isn't enough. If you're looking to start a side hustle but aren't sure what to do or where to start, look no further than this episode! Azaria and Nath touch on:👉 examples of side hustles from the my millennial money facebook group👉🏼 Azaria and Nath's side hustles👉🏽 the importance of thinking outside the box with your hustle👉🏾 working overtime at your current jobLink to heaps of side hustle inspo from the m3 community here!Listen to Azaria's interview with Nami here!🛑Please read the disclaimer on our website or at the link below before listening to this episode.Join our Facebook community! Got a question for us? Use #genzmoney.Need a way to manage your cash? Check out Glen’s online course and get $20 off when you use the code “genz”.Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.

Nath is getting married! Although he is, of course, excited - what he isn't excited for is the amount of money he has to spend. He shares how he and his fiancé have navigated planning a wedding and some tips they have learned along the way. Stuff like:👉🏻 what do you want out of a wedding?👉🏾 how much are you willing and able to pay?👉🏼 your friends and family... do you really like them?👉 the spreadsheet they used to break down expenses👉🏽 professional vs DIYHere's the link to Sarah and Nath's wedding budget spreadsheet!Get your own spreadsheet here.Need a way to manage your cash? Check out Glen’s online course and get $20 off when you use the code “genz”.Click here for podcast resources, links to our stuff, disclaimers & warnings about this episode + more.🛑 This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at mymillennial.money. This video is intended for residents of Australia.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.