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How Cities Can Make Ride-Hailing Services Environmentally Sustainable, with Animesh Animesh

Season 4, Ep. 3

What if using a ride-hailing app like Uber or Lyft could help decrease a city’s carbon emissions? Combined with public transit use and municipal policy changes, that’s beginning to happen. However, the bigger, less understood question is what motivates people to choose their cars over the bus, or Uber over walking to work. New data-driven research from Desautels Professor Animesh Animesh shows the environmental impact of ride-hailing and how comprehensive urban planning policies could make the skies a lot clearer.

“Our suggestion to city policymakers is that you should look at the distribution of riders, drivers, and walkers in your community,” says Animesh. “Accordingly, you will be able to figure out the impact of Uber on the traffic and environment in general.”

Read more on Delve and read the transcript.

Delve is the official thought leadership platform of McGill University's Desautels Faculty of Management. Delve's Managing Editor, Robyn Fadden, is the host for this episode. You can find out more about Delve at delve.mcgill.ca. Subscribe to the Delve McGill podcast on all major podcast platforms, including Apple podcasts and Spotify, and follow DelveMcGill on: LinkedInFacebookTwitterInstagram, and YouTube.

More Episodes

10/14/2022

How Barriers to Foreign Investments Affect Risk-Taking in International Markets, with Francesca Carrieri

Season 4, Ep. 5
What regulations are at play when financial institutions, hedge funds, mutual fund managers, and others invest in stocks and businesses in another country—and who do those regulations ultimately benefit? Despite protecting both foreign investors and countries’ domestic markets, regulatory constraints still present certain barriers to foreign investment, especially in times of market stress, inflation, and increased interest rates. Desautels Professor Francesca Carrieri examines the dynamics of global market integration before and after the 2008 financial crisis, asking what level of risk will foreign investors take today in the name of diversification of their portfolios? "What we can do is strengthen the financial system overall, but also make sure that, under certain conditions, institutional investors have the liquidity necessary to strengthen their underlying positions,” says Carrieri.Read more on Delve and read the transcript. Delve is the official thought leadership platform of McGill University's Desautels Faculty of Management. Delve's Managing Editor, Robyn Fadden, is the host for this episode. You can find out more about Delve at delve.mcgill.ca. Subscribe to the Delve McGill podcast on all major podcast platforms, including Apple podcasts and Spotify, and follow DelveMcGill on: LinkedIn, Facebook, Twitter, Instagram, and YouTube.
9/29/2022

How FinTech Lending to Small Businesses Opens the Door to Bank Loans, with Paul Beaumont

Season 4, Ep. 4
Bank loans are the typical first step for most small and medium-sized businesses, but another form of business lending has emerged: FinTech companies that use algorithms to determine whether a business is worth the risk. Desautels Professor Paul Beaumont’s research has found that firms served by FinTech platforms have fewer tangible assets than bank borrowers—yet relative to similar firms that take out bank loans or were denied FinTech credit, FinTech borrowers experience a long-term 20% increase in bank credit after receiving their FinTech loan. “We have been lending the same way to small and medium-sized enterprises now for decades,” says Beaumont. “FinTechs constitute an innovation in the way we lend to firms. This is exciting because it means that finally we have invented a new business model to provide funds to small and medium-sized businesses… What we observed is that, in a sense, FinTechs fill the void left by banks when banks lend less often to small and medium-sized businesses.”Read more on Delve and read the transcript. Delve is the official thought leadership platform of McGill University's Desautels Faculty of Management. Delve's Managing Editor, Robyn Fadden, is the host for this episode. You can find out more about Delve at delve.mcgill.ca. Subscribe to the Delve McGill podcast on all major podcast platforms, including Apple podcasts and Spotify, and follow DelveMcGill on: LinkedIn, Facebook, Twitter, Instagram, and YouTube.