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The Consumer Quarterback Show
CQB Show 6.14.18
Jason Kobal, Eunice Halstead
Jason-pedestrian was hit by school bus, because its a school bus, the damage is capped at 200k...sovereign immunity
-sometimes your policy limits have to exceed normal levels..know your situation
-if you are falsely billed...it can effect your credit...a lawyer can file suit against wrong credit report
-validation of debt must be filed or you can sue
-slip and fall...details matter...if you slip right after a previous customer spilled something, there is no claim but if 30 minutes has passed and the owner neglected to clean it up, then there is a claim
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Eunice-property damage needs to be enough to cover your loss, if you hit a Mercedes it will require more than your policy can cover
-um (uninsured motorist) coverage is a must , if you are in an ax w an uninsured motorist you may be at a point where you cant recover, if you don't have um coverage
-umbrella policies cover those claims that go over your regular limits, they kick in after your policy payout is exhausted
-request credit report, check info for accuracy...after divorce a couple can alter eachothers credit w purchases and debts, make sure your info is correct
-insurance fraud affects us all, higher premiums
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