Chills with TFC

What makes an artwork worth $2,000 today, but potentially $20,000 or even $150,000 in the future?Unlike stocks, art doesn't come with financial statements or easily accessible market prices. So who actually decides what a painting is worth, and can buying art really be a profitable investment?In this episode of Chills with TFC, we speak with Alan Koh, Fair Director of Affordable Art Fair Singapore, and Kenneth Tan, Gallery Owner of Wasuka Art, to uncover the business behind art collecting and investing.From an artist's reputation and gallery representation to collector demand, scarcity and auction results, we explore what drives art prices up and how galleries build an artist's market over time.But there's a catch. Even when an artwork increases in value, finding someone willing to buy it isn't always easy.We also discuss why galleries charge 40–50% commission, how beginners can start collecting art, and why buying something you genuinely love might matter more than chasing returns.Produced in partnership with Affordable Art Fair Singapore, happening 26–29 November 2026 at the F1 Pit Building.Would you buy art hoping its value increases, or simply because you love having it in your home?---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

How much time do you actually need to become a good investor?For most working adults, spending hours watching charts, tracking every headline and hunting for the next hot stock sounds exhausting.Thomas Chua thinks investing doesn’t have to work that way.He started learning about investing as a teenager, opened his first brokerage account at 18, and spent years trying different approaches. From dividends to technical analysis, before settling on a much simpler idea: understand good businesses, buy them at a sensible price, then give them time to compound.The hard part isn’t always finding the next stock.Sometimes, it’s having the patience to leave a good investment alone.On this episode of Chills with TFC, Reggie sits down with Thomas Chua, Founder of Steady Compounding and author of The Lunch Break Investor, to talk about building wealth, knowing when to sell, career risk, financial independence and why investing doesn’t need to become a second full-time job.Watch the full conversation on YouTube.---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

Everyone talks about India’s growth. But how much are you paying for that growth?That is where the conversation gets more interesting.India can have strong fundamentals, rising consumption and companies with long growth runways, while its stock market can still look expensive at certain points. Both things can be true.In this episode of Chills with TFC, Jermyn Wong of UTI Investment Singapore breaks down how investors can think about Nifty 50 valuations, what a “fair” P/E might look like and how India compares with markets such as the US.Because choosing a market is not only about asking which economy will grow fastest. Price still matters.Would you pay a premium for India’s growth story, or wait for a better valuation?Watch the full conversation on YouTube.This is a sponsored episode with UTI Investment Singapore.---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

Kevin thought he had found someone he could trust.They met through a property-investing community. The other man spoke about family, long-term relationships and business. The first payments arrived without Kevin even needing to chase. Over time, that trust grew into multiple deals… and eventually into borrowed money.Then the rhythm changed.Payments needed reminders. A few days became longer delays. Excuses piled up. Kevin says the stress started showing at work and even clients could tell something was weighing on him. By then, this was no longer only an investment problem.His turning point was deciding to stop waiting quietly. Kevin documented what had happened, spoke publicly and engaged debt collectors. He recovered S$100,000, but the episode is less about getting money back than understanding how trust can blur risk.Today, he is sharing the mistakes publicly through Quest with Kev so other people can examine opportunities with less emotion than he did.Watch the full conversation now.#TheFinancialCoconut #ChillsWithTFC #MoneyMistakes #FinancialLiteracy #Singapore---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

Jeremy Ko’s first gym died after about a year.No triumphant founder montage. He was fresh out of NS, knew fitness, but did not yet know how to run the business. That failure gave him the thing he could not buy from a franchise deck: context.More than a decade later, he says his group has 25+ gyms, alongside fitness equipment, sports supply and climbing businesses.The part worth stealing is not “work harder”. Jeremy’s model got stricter. He starts with demand and catchment, works backwards into rent and costs, and asks whether the concept can scale without the founder becoming the permanent receptionist, troubleshooter and cleaner.His sharpest line for anyone romanticising entrepreneurship: if you only create one outlet that needs you every day, you may have bought yourself a job.For TFC’s working-professional crowd, that is the real tension. Leaving a salary can create freedom… or swap one boss for rent, payroll and leaking roofs.---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

Would you buy an ETF just because it is cheaper, more tax-efficient and easier to access from Singapore?With new UCITS ETFs coming to SGX, that choice is about to become much more relevant for local investors.But convenience is only one part of the equation.In this episode of Chills with TFC, Reggie, Dawn, Chuin Ting Weber and Kang Wei Chin unpack what investors should actually look at before choosing an ETF: the index underneath it, withholding tax, brokerage costs, bid-ask spreads, liquidity and whether “passive” really means passive.They also get into a surprisingly important question: when an ETF says “World”, how much of the world are investors actually getting?The ETF wrapper may look simple. What sits inside it can be very different.So if two ETFs track similar markets, what matters most to you: lower fees, tax efficiency, easier access or broader diversification?Watch the full conversation on YouTube.#ChillsWithTFC #TheFinancialCoconut #SingaporeInvesting---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

For years, the credit card debate had two camps: Team Miles or Team Cashback.Now, Trust Bank is adding a third contender, which is Stockback.This week on Chills with TFC, Reggie sits down with Dawn from SG Budget Babe, personal finance YouTuber Demi Zhuang and Johnathan Chua from The Daily Ketchup Podcast to compare how they reward their spending.Dawn reveals why becoming a mum pushed her from cashback to miles. Demi shares the surprisingly elaborate card strategy she uses while furnishing her new home. Johnathan knows firsthand how even a small oversight, like a forgotten S$17 Uber charge, can affect a credit score. Now he's gotten way past that and on track to shaping his financial health and freedom.Then comes the big question: could everyday spending help more Singaporeans take their first step into investing?With the Trust Freedom Card, you can now turn everyday spending into investing. Earn 3% Stockback on eligible purchases, and once your Stockback reaches S$10, it will be automatically invested into your chosen stock or ETF.Would you choose cashback, miles or stocks?Watch the full conversation on YouTube.Sponsored by Trust Bank. This content including any mention of stocks or ETFs is for general information only and does not constitute financial advice or a recommendation to buy or sell any investment product. Investments involve risk and may lose value. This advertisement has not been reviewed by the Monetary Authority of Singapore.3% Stockback in US Stocks and ETFs promo is valid until 31 Dec 2026. This will change to 2% Stockback on Local Eligible Spend and 0.5% Stockback on Foreign Eligible Spend from 1 Jan 2027.T&Cs apply. Visit trustbank.sg for more info.#TheFinancialCoconut #ChillsWithTFC #TrustBank #Stockback #CreditCardsSG #SingaporeFinance---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

His first salary in Jakarta was S$150 a month. He saved 40% of it. Eleven years on in Singapore, he sits seven or eight years out from a S$2.5 million FIRE number, with two kids and a helper.Meet Deka, the Indonesian professional who built 630,000 subscribers in eighteen months teaching the thing his banker friends in Jakarta had never heard of: index investing. No gurus, no hot tips, no McLaren on the feed. Just a fixed split of every payday, half of every bonus into IBKR the day it lands, and a household that runs on one salary.Deka breaks down how he outsaves his childless Singaporean friends, why he moved his largest position out of CSPX and into VWRA, and what S$2.5 million looks like once you take CPF out of it.If you assumed FIRE in Singapore belongs to couples without kids, this is the counter-example.---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.