Share
Blethered
Money Worries Can Kill, But EVERYTHING Can Be Fixed // with Senior Debt Adviser Tommy Gallacher
Living standards are through the floor, while living costs are through the roof. 14 years of a Conservative government have culminated in record numbers of people living in poverty - and a now gargantuan disparity between those who are rich and those who aren’t.
However, no one is immune from debt, and certainly not from the shame, embarrassment, stigma and difficulty that accompanies it.
Joining me on Blethered at the Ballot to talk through those issues is senior debt adviser Tommy Gallacher, a name many returning listeners will be well acquainted with. Tommy has featured on Blethered five times, offering his expert insight and human approach to one of society’s biggest killers: financial debt.
You can go back and listen to our previous conversations where we dismantle the notion that debt is anything to be embarrassed about, while Tommy offers advice and solutions on government-backed and protected initiatives that can help you gain control of any spiralling financial issues.
In this conversation, we continue the discussion and Dismantling of the shame and embarrassment attached to debt…
We talk about the stark reality that suicides will be linked to financial pressure, and that everything in life can be fixed, while expanding on the Government-protected schemes that exist to help you…
And we hear a bit about what Tommy would like to see from an incoming government order to help people feeling the strain
If you take only one thing away from this episode, I hope that it’s these four words: Everything Can Be Fixed. It does not matter what it is. So talk to someone, and let’s fix it.
While Tommy is a trusted expert who offers terrific advice and invaluable professional help, this episode is not an advertisement for the company Tommy works for, or any other company. As stated in the conversation, there are many different options out there for you, including free advice from impartial charity stepchange.org and mygov.scot/support.
Contact: seanmcdonald.podcast@gmail.com
Instagram: @seantmcdonald
Twitter: @seanmcdonald01
More episodes
View all episodes
38. There's Always Light At The End Of The Tunnel
56:08||Season 5, Ep. 38See How Trust Deed Scotland Can Help YouThis is an inspiring, no-holds-barred conversation about what it means to take control, seek help, and redirect your future. And it has a good few laughs throughout.I'm joined by Senior Debt Expert Tommy Gallacher and Becky, a former client of Trust Deed Scotland. What you'll hear is a raw, honest and even funny story, that will be familiar to many.Becky talks us through how she fell into serious debt without making any extravagant purchases, and the misery and panic it caused...You'll hear about how she realised she needed help, and the different forms that help came in, from herself, from friends and from professionals...And we end on an uplifting note, as Becky explains how she went from financial instability to complete security, and buying her own home.https://www.trustdeedscotland.net/adtermshttps://www.moneyhelper.org.uk/en/money-troubles/dealing-with-debtThis Podcast is a paid for advert from Trust Deed Scotland, a trading name of Harper McDermott Limited. Any of the debt solutions that are spoken about today may not be suitable in all circumstances. Fees apply and your credit rating may be affected. More information on this can be found on Trust Deed Scotland’s homepage or by visiting www.TrustDeedScotland.net/adterms.Free debt counselling, debt adjusting and providing of credit information services is available to customers by contacting www.MoneyHelper.org.uk.Contact: seanmcdonald.podcast@gmail.comInstagram: @seantmcdonaldTwitter: @seanmcdonald01
37. Capital FM, Unpleasant Celebrities & Endometriosis // with Radio Presenter Katy J
01:12:50||Season 5, Ep. 37Scottish radio presenter Katy Johnston talks about going to school in Aberdeen before arriving in Glasgow for university...We discuss her start in radio at Capital Scotland, before landing the presitgious Drivetime slot...And we chat about big names, unpleasant celebrities and funny encounters.Plus: In-depth chat about endometriosis, the signs and solid advice.And as always, there's plenty more.Endometriosis Letter TemplateContact: seanmcdonald.podcast@gmail.comInstagram: @seantmcdonaldTwitter: @seanmcdonald01
36. Scottish Woman Jailed After Elaborate Catfishing & Stalking Campaign For The THIRD Time
01:04:16||Season 5, Ep. 36Abbie Draper tells me about her years-long ordeal at the hands of registered sex offender and convicted stalker, Adele Rennie.Rennie was jailed for the third time in September 2024, after a catalogue of serious repeated sexual and stalking crimes.Judge's Sentencing Statement - 13th September 2024Stalking HelplineContact: seanmcdonald.podcast@gmail.comInstagram: @seantmcdonaldTwitter: @seanmcdonald01
40. TikToker ‘Kalani Ghost Hunter’
01:10:32||Season 5, Ep. 40American Tik Tok star 'Kalani Ghost Hunter' talks to me about leaving his job in American politics to become a full-time content creator.We share our thoughts on how time is worth more than money, when trying a Sunday Roast for the first time led to internet-stardom, Kalani's interest in Scottish history, and his genuine appreciation for Scottish & British 'cuisine'.Plus: Ghostly encounters while chasing spirits, life in Tennessee and loads more.Contact: seanmcdonald.podcast@gmail.comTwitter: https://twitter.com/seanmcdonald01
39. Abercrombie & Fitch Sex Trafficking Scandal, British ‘AI Paedophile’ Jailed for 18 Years & The Menendez Brothers Release-Bid
40:53||Season 5, Ep. 39Nicolle Cassels joins me to discuss the latest on the potential release of the now world-famous Menendez Brothers… We reflect on the twisted ‘AI paedophile’ who was jailed for 18 years in England, and the serious dangers of sharing innocent images of children on the internet…And Nicolle talks me through the recent arrest of the ex-CEO of Abercrombie & Fitch on sex trafficking charges.Plus: ‘The Grate London Cheese Robbery’!Contact: seanmcdonald.podcast@gmail.comTwitter: https://twitter.com/seanmcdonald01
38. The Diary of a French Stripper in London // with M
01:17:01||Season 5, Ep. 38M’s book 'Strip - The Diary of a Hustler' tells the story of her life and about the realities of being a stripper in London’s high-end clubs.You’ll hear about her move to England at just 18 and without being able to speak English… M explains how she ended up becoming a hostess before being cast for various reality TV shows, including Love Island in the UK… And we discuss why she started to work in adult clubs, her popularity on TikTok and aspirations for her book and career.Contact: seanmcdonald.podcast@gmail.comTwitter: https://twitter.com/seanmcdonald01M's Tik TokM's YouTubeBuy The Book
37. Britain's Got Talent Winner Jai McDowall
01:22:54||Season 5, Ep. 37BGT 2011 winner Jai McDowall lifts the curtain on the inner-workings of Britain's Got Talent, dealing with Simon Cowell, his new role as a member of G4 and about some human insecurities, even after being established for so long.And as always, there's plenty more.Contact: seanmcdonald.podcast@gmail.comInstagram: @seantmcdonaldTwitter: @seanmcdonald01
35. The Menendez Brothers Case // with Nicolle Cassels
01:08:02||Season 5, Ep. 35I'm joined by radio newsreader Nicolle Cassels, who talks me through the now infamous 'Menendez Brothers' case, recently brought to the spotlight by a gripping Netflix documentary.We pore over the details of their murder trial, after admitting to killing their parents, and the key details that were ultimately dismissed in court...We reflect on societal changes and how if the trial took place today, they would be likely to have a different outcome... And we discuss the likelihood of their imminent release, after having served 30 years for a very complex and emotional crime.And as always, there's plenty more.Contact: seanmcdonald.podcast@gmail.comInstagram: @seantmcdonaldTwitter: @seanmcdonald01
34. The Peru Two, The Death Penalty & The Scottish Cocaine Trafficker Arrested in Colombia
01:11:06||Season 5, Ep. 34I'm joined by Nicole Tosh and we look back at the infamous story of 'The Peru Two', arrested in Lima as they attempted to smuggle cocaine from Peru to Spain.Plus:• Scottish man arrested in Colombia, attempting to smuggle 2kg of cocaine out of the country• English woman arrested in Chicago, attempting to smuggle 43kg of cocaine into the USA• The death penalty: Can it ever be justified?• Me against Pacha in court in BarcelonaAnd as always, there's loads more.Contact: seanmcdonald.podcast@gmail.comInstagram: @seantmcdonaldTwitter: @seanmcdonald01