Ask About Wealth

Book a one-to-one with Paul at https://askaboutwealth.ie/consultancyIn this episode, Paul walks through a real-world example of how financial planning can lead to a massive reduction in the tax you pay. Paul explains the difference between a salesperson and a true planner, and how dovetailing reliefs can drop your effective tax rate to as low as 0%. He also covers why surplus cash on your company balance sheet is a hidden risk, how it can disqualify you from Entrepreneur and Retirement Relief.If you're a business owner, high earner or anyone with surplus income, this is the kind of planning the high-street market won't show you.

For a 1:1 consultation with Paul - https://askaboutwealth.ie/consultancyThis week, Paul hosts Ger Conalty, Head of Health Insurance Services at SYS, to explain that reviewing health insurance is about more than saving money, it’s about getting the right cover for your needs and life stage.

For a 1:1 consultation and more - https://askaboutwealth.ie/consultancyIn this episode Paul looks back at 10 years of returns across the four main asset classes and reveals why two of them actually lost money in real terms once inflation is stripped out.But the real question isn't "what's the best investment?". It's "what's the best investment for me?" Your age, timeframe, existing assets and tax position change the answer completely. And as always, tax is the silent killer of returns.

Book a 1:1 consultation with Paul and more: https://askaboutwealth.ie/consultancyIf you would like to get in touch with Steph you can do so here:Contact: https://expattaxes.ie/Linkedin: https://www.linkedin.com/in/stephanie-wickham-b4aba13b/In this weeks episode Paul talks to Steph Wickham, Expat Taxes Founder & Award-Winning International Expat Tax Specialist, about Irish tax for anyone moving to or from Ireland. We cover how residency, ordinary residency and domicile shape your tax exposure, the reach of ordinary residency after you leave, common myths around double tax agreements and much more.

Start Your Financial Plan - https://askaboutwealth.ie/consultancyForget generic figures like "€1 million". Your number depends on being able to answer 5 core questions discussed in this episode. Get these five right, and you have a real target to plan towards.

For a 1:1 Consultation - https://askaboutwealth.ie/consultancyRevenue says Irish taxpayers are leaving between €400 and €600 million unclaimed every year. In this episode, I break down the five biggest mistakes I see high earners making, and what to do about each one.00:00 The Tax Gap00:52 Pensions vs Mortgage Repayment vs Investing03:25 Accountants vs Tax Planning06:23 When to Go Limited09:43 Estate Planning12:50 Review The Plan14:23 Next Steps

If you would like to get in touch with Sean and his team, you can request an introduction here:https://askaboutwealth.ie/professionals/mortgage-brokersIn this episode of the Ask About Wealth Podcast, we break down how the Irish mortgage market really works and what borrowers need to know in 2026.From first-time buyers to switchers and investors, this conversation covers the practical realities behind getting approved, choosing the right lender, and avoiding costly mistakes.In this episode, we discuss:- Why using a mortgage broker can give you access to the full market and better outcomes- The key differences between PAYE, self-employed, and expat mortgage applications- The hidden costs of a mortgage beyond the interest rate (insurance, fees, structure)- When and why you should review or switch your mortgage and how much you could saveWe also explore how lenders assess income, why limited companies can increase borrowing power, and what current market conditions could mean for interest rates. If you have a mortgage, are planning to buy, or simply want to understand how lending really works in Ireland, this episode will give you a clearer picture of your options.

Free Tools, Report & Broker Introduction Here - https://linktr.ee/ask.about.propertyMost Irish property buyers use mortgages but often miss steps that could save money and improve long-term wealth. This episode shares an eight-step checklist that will help you make the right decisions every step of the way.

Book a 1:1 Consultation and Financial Plan with Paul - https://askaboutwealth.ie/consultancyThis week, Paul sits down with Shane O' Neill from Swissquote to unpack how custody fees quietly erode your wealth, what a transparent trading fee actually looks like, and how a Lombard loan lets you access cash from your portfolio without selling up or triggering a tax bill.