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Why Property Investing is Terrible For The Average Taxpayer
14:34|Book a one-to-one consultation with Paul - https://askaboutwealth.ie/consultancyIn this episode, Paul walks through a real consult where an "8% rental yield" turned out to be a real return of just 1.33% once tax, costs and inflation were stripped out. The numbers don't lie, and the headline yield the seller quotes is rarely the return you actually get.In this episode, he covers how to turn property from a poor investment into a powerful one, including HMOs, buying inside your pension fund, interest-only loans, the capital allowances 95% of landlords never claim, and the corporate and local authority tenants most investors completely overlook.If you own a rental property, or you're thinking of buying one, this is the episode to watch before you do anything else.
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How to Reduce Your Tax Bill to 0%
14:54|Book a one-to-one with Paul at https://askaboutwealth.ie/consultancyIn this episode, Paul walks through a real-world example of how financial planning can lead to a massive reduction in the tax you pay. Paul explains the difference between a salesperson and a true planner, and how dovetailing reliefs can drop your effective tax rate to as low as 0%. He also covers why surplus cash on your company balance sheet is a hidden risk, how it can disqualify you from Entrepreneur and Retirement Relief.If you're a business owner, high earner or anyone with surplus income, this is the kind of planning the high-street market won't show you.Over 75% Of People Are Paying Too Much For Health Insurance
39:16|For a 1:1 consultation with Paul - https://askaboutwealth.ie/consultancyThis week, Paul hosts Ger Conalty, Head of Health Insurance Services at SYS, to explain that reviewing health insurance is about more than saving money, it’s about getting the right cover for your needs and life stage.Where Should You Invest a Lump Sum?
16:09|For a 1:1 consultation and more - https://askaboutwealth.ie/consultancyIn this episode Paul looks back at 10 years of returns across the four main asset classes and reveals why two of them actually lost money in real terms once inflation is stripped out.But the real question isn't "what's the best investment?". It's "what's the best investment for me?" Your age, timeframe, existing assets and tax position change the answer completely. And as always, tax is the silent killer of returns.Leaving Ireland to Avoid Tax
42:15|Book a 1:1 consultation with Paul and more: https://askaboutwealth.ie/consultancyIf you would like to get in touch with Steph you can do so here:Contact: https://expattaxes.ie/Linkedin: https://www.linkedin.com/in/stephanie-wickham-b4aba13b/In this weeks episode Paul talks to Steph Wickham, Expat Taxes Founder & Award-Winning International Expat Tax Specialist, about Irish tax for anyone moving to or from Ireland. We cover how residency, ordinary residency and domicile shape your tax exposure, the reach of ordinary residency after you leave, common myths around double tax agreements and much more.How Much You Need To Retire Early
15:00|Start Your Financial Plan - https://askaboutwealth.ie/consultancyForget generic figures like "€1 million". Your number depends on being able to answer 5 core questions discussed in this episode. Get these five right, and you have a real target to plan towards.The 5 Biggest Tax Mistakes Irish High Earners Make (And How to Fix Them)
14:39|For a 1:1 Consultation - https://askaboutwealth.ie/consultancyRevenue says Irish taxpayers are leaving between €400 and €600 million unclaimed every year. In this episode, I break down the five biggest mistakes I see high earners making, and what to do about each one.00:00 The Tax Gap00:52 Pensions vs Mortgage Repayment vs Investing03:25 Accountants vs Tax Planning06:23 When to Go Limited09:43 Estate Planning12:50 Review The Plan14:23 Next Steps