{"version":"1.0","type":"rich","provider_name":"Acast","provider_url":"https://acast.com","height":250,"width":700,"html":"<iframe src=\"https://embed.acast.com/$/e0cb8c0d-da83-41d6-87a4-dbf8cf0dc3c9/6319221c9ab3ee00139113ee?\" frameBorder=\"0\" width=\"700\" height=\"250\"></iframe>","title":"Qui veut disrupter la banque  ?","thumbnail_width":200,"thumbnail_height":200,"thumbnail_url":"https://open-images.acast.com/shows/60dce10cdd59a3ddc63d7e40/show-cover.jpg?height=200","description":"<p>De plus en plus de fintech proposent désormais des outils financiers alternatifs à ceux des banques traditionnelles. L’open banking issu des directives européennes, a changé la donne en sécurisant les échanges de données bancaires et en permettant la création de synergies entre les acteurs du secteur. Mais si les cartes bancaires, la gestion de comptes en ligne ou l’accord de crédits n’est plus du ressort exclusif des vieilles agences bancaires, que leur reste-il face à des acteurs toujours plus agiles ?</p><p><br></p><p>retrouvez ci-dessous les sources du mémo </p><p><br></p><p><br></p><ul><li>Open Banking Is Now Essential Banking: A New Decade’s Global Pressures And Best Responses, Part<a href=\"https://www.forbes.com/sites/forbestechcouncil/2021/02/08/open-banking-is-now-essential-banking-a-new-decades-global-pressures-and-best-responses-part-one/\" rel=\"noopener noreferrer\" target=\"_blank\"> One</a> &amp;<a href=\"https://www.forbes.com/sites/forbestechcouncil/2021/03/04/open-banking-is-now-essential-banking-a-new-decades-global-pressures-and-best-responses-part-two/?sh=4585e28951fd\" rel=\"noopener noreferrer\" target=\"_blank\"> Two</a>, <strong>Forbes</strong></li><li><a href=\"https://www.pymnts.com/digital-first-banking/2022/open-banking-the-constant-threat-big-tech/\" rel=\"noopener noreferrer\" target=\"_blank\">Open Banking and the constant threat of Big tech</a>, <strong>PYMNTS</strong></li><li><a href=\"https://techcrunch.com/2021/02/19/fintech-companies-must-balance-the-pursuit-of-profit-against-ethical-data-usage/\" rel=\"noopener noreferrer\" target=\"_blank\">Fintech companies must balance profits against ethical data usage</a>, <strong>TechCrunch</strong></li><li><a href=\"https://www.lesechos.fr/finance-marches/banque-assurances/la-charge-des-banques-contre-les-start-up-de-la-finance-1349904#:~:text=Dans%20une%20interview%20aux%20%C2%AB%20Echos,Conf%C3%A9d%C3%A9ration%20Nationale%20du%20Cr%C3%A9dit%20Mutuel.\" rel=\"noopener noreferrer\" target=\"_blank\"><strong>Les charges de la banque contre les start-ups de la finance</strong></a><strong>, Les Échos</strong></li><li><a href=\"https://www.wired.com/story/digital-cash-ecash-act/\" rel=\"noopener noreferrer\" target=\"_blank\">The future of digital cash is not on the blockchain</a>, <strong>Wired</strong></li></ul>","author_name":"Orange"}