{"version":"1.0","type":"rich","provider_name":"Acast","provider_url":"https://acast.com","height":250,"width":700,"html":"<iframe src=\"https://embed.acast.com/$/a4c5de36-8260-4222-8e38-ff997dc73436/6aa7d8031563582c05d72018?\" frameBorder=\"0\" width=\"700\" height=\"250\"></iframe>","title":"Back to basics: How to build a portfolio","thumbnail_width":200,"thumbnail_height":200,"thumbnail_url":"https://open-images.acast.com/shows/61b9b44742e856e989985776/1789378001253-b43385e1-b0cb-4276-89b5-1fed9b92b834.jpeg?height=200","description":"<p>Figuring out which funds to buy is overwhelming for even the most experienced investors – but as a beginner, it’s important to understand your options so you can make the right decisions. Funds editor Val Cipriani is in the studio with personal finance editor Holly McKechnie to break down the process.&nbsp;</p><p><br></p><p>First, the duo explains what a fund is, the three main types, and why they are a good option to kick-start your investment journey. Val then dives into the difference between stocks and bonds, while also helping you to understand risk tolerance and how to figure out what kind of investor you are or want to be.</p><p><br></p><p>Before rounding off, Val gets into the nitty-gritty of portfolio-building best practices. From keeping it manageable to controlling your costs, Val and Holly have you covered.&nbsp;</p><p><br></p><p>If you want to get started, you can check out our <a href=\"https://www.investorschronicle.co.uk/content-collection/fdf7d633-aade-464c-ac18-d777eb37a020\" rel=\"noopener noreferrer\" target=\"_blank\">Top 50 funds here</a>.</p><p><br></p><h4>Timestamps</h4><p><strong>00:00</strong> Intro</p><p><strong>00:45</strong> Why a fund is a good option for beginner investors</p><p><strong>04:32</strong> The different types of funds</p><p><strong>13:30</strong> How to build a portfolio and decide your asset allocation</p><p><strong>17:36</strong> Understanding active funds</p><p><br></p><p>Listen to episodes of Women &amp; Wealth by clicking <a href=\"https://www.investorschronicle.co.uk/women-and-wealth-podcast/\" rel=\"noopener noreferrer\" target=\"_blank\">here</a> or on <a href=\"https://shows.acast.com/investorschronicle\" rel=\"noopener noreferrer\" target=\"_blank\">ACast</a>, <a href=\"https://podcasts.apple.com/gb/podcast/investors-chronicle/id951671327\" rel=\"noopener noreferrer\" target=\"_blank\">Apple</a>, <a href=\"https://open.spotify.com/show/5TFrcwwJaUOWv4f1LL3E38\" rel=\"noopener noreferrer\" target=\"_blank\">Spotify</a> or <a href=\"https://www.youtube.com/@InvestorsChronicle\" rel=\"noopener noreferrer\" target=\"_blank\">YouTube</a>.</p><p><br></p><p>If you have any questions you’d like the duo to answer, email <a href=\"mailto:val.cipriani@ft.com\" rel=\"noopener noreferrer\" target=\"_blank\">val.cipriani@ft.com</a> or <a href=\"mailto:holly.mckechnie@ft.com\" rel=\"noopener noreferrer\" target=\"_blank\">holly.mckechnie@ft.com</a></p>","author_name":"Investors' Chronicle"}