{"version":"1.0","type":"rich","provider_name":"Acast","provider_url":"https://acast.com","height":250,"width":700,"html":"<iframe src=\"https://embed.acast.com/$/8cf4cec7-5a0f-49c5-8ec9-36941b5c6b6e/632cb14be7282200130d06f5?\" frameBorder=\"0\" width=\"700\" height=\"250\"></iframe>","title":"Empower's Warren Hogarth: \"Giving credit to 100 million people\"","thumbnail_width":200,"thumbnail_height":200,"thumbnail_url":"https://open-images.acast.com/shows/61ba0b311a8cbef1d93cf121/show-cover.jpg?height=200","description":"<p>The Sunday Times’ tech correspondent Danny Fortson brings on Warren Hogarth, founder of Empower, to talk about solving the credit score quandary (3:20),&nbsp;how his struggle to buy a car planted a seed for the company (6:20), tapping in to bank account data (8:05), his first job shoveling poop (13:00), trying his hand at fuel cell technology (14:40), then doing a fintech startup (15:50), joining the legendary venture firm Sequoia Capital (18:00), not investing in Lyft (19:55), launching Empower (21:50), the problem with credit scoring (28:05), learning how fintechs got built at Sequoia (31:10), raising $150 million after staying lean for years (34:10), completely automating credit approval (34:30), keeping an eye on employment amid economic turmoil (36:35), and operating remote-first (39:50). </p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><h2><br></h2>","author_name":"The Sunday Times"}