{"version":"1.0","type":"rich","provider_name":"Acast","provider_url":"https://acast.com","height":250,"width":700,"html":"<iframe src=\"https://embed.acast.com/$/8c560a52-84ff-4b06-b819-f4e9bd6e85ef/69e70610b7cc935ff3fffba7?\" frameBorder=\"0\" width=\"700\" height=\"250\"></iframe>","title":"Ask an Adviser: Tax traps and property decisions – Listener mailbag with Matt Ingram","thumbnail_width":200,"thumbnail_height":200,"thumbnail_url":"https://open-images.acast.com/shows/6113c4e58b49030d2716f6e0/1776902682379-00aeed69-0beb-4f10-b94f-0d243c0d3b20.jpeg?height=200","description":"<p>From switching brokerage platforms to gearing, kids’ investing accounts, super catch-up contributions and the age-old mortgage-versus-investing debate, this listener mailbag covers the real questions investors are wrestling with right now. Bryce is joined by financial adviser Matt Ingram to work through how he’s positioning portfolios in a volatile market, where he’s seeing opportunity, and the practical decisions that matter most for long-term investors.</p><p><br></p><p><strong>In this episode: </strong></p><p>00:00 Listener Mailbag Intro</p><p>01:13 Market Volatility &amp; Staying Calm</p><p>02:59 What Matt is Buying in Down Markets: ETFs, Tech &amp; Resources</p><p>06:54 Moving Holdings Between Brokerage Platforms</p><p>09:51 ETF Strategy for Older Investors</p><p>13:01 Investing for Kids &amp; Tax Considerations</p><p>15:18 Rebalancing Portfolio to Geared Products</p><p>17:31 Micro-Investing vs ETF Costs</p><p>19:30 US Stocks Tax Implications</p><p>20:24 Why Infrastructure in Portfolios is a MUST</p><p>22:35 Super Catch Up Contributions Explained</p><p>24:52 Investing in Property During Interest Rate Hikes</p><p>25:49 CGT Discount Drop Discussion &amp; Property Outlook</p><p>27:29 When to Sell an Investment Property</p><p>30:14 Final Question: Pay Down Mortgage or Invest?</p><p><br></p><p><strong>ETFs &amp; stocks mentioned: </strong>Betashares Diversified All Growth ETF (ASX: DHHF), Betashares Wealth Builder Diversified All Growth Geared (30–40% LVR) Complex ETF (ASX: GHHF), Betashares S&amp;P/ASX Australian Technology ETF (ASX: ATEC), BetaShares Global Cybersecurity ETF (ASX: HACK), Microsoft (NASDAQ: MSFT), Amazon (NASDAQ: AMZN), Tesla (NASDAQ: TSLA)</p><p><br></p><p>———</p><p><br></p><p>Want to get involved in the podcast? Record a&nbsp;<a href=\"https://tinyurl.com/4uw5f58j\" rel=\"noopener noreferrer\" target=\"_blank\">voice note</a>&nbsp;or&nbsp;<a href=\"https://tinyurl.com/2hyfsrw7\" rel=\"noopener noreferrer\" target=\"_blank\">send us a message</a></p><p><br></p><p>And come and join the conversation in the Equity Mates&nbsp;<a href=\"https://www.facebook.com/groups/equitymates/\" rel=\"noopener noreferrer\" target=\"_blank\">Facebook Discussion Group</a>.</p><p><br></p><p>———</p><p><br></p><p>Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing –&nbsp;<a href=\"https://linktr.ee/equitymates\" rel=\"noopener noreferrer\" target=\"_blank\">we’ve got you covered</a>.</p><p><br></p><p>Keep up with the news moving markets with our&nbsp;<a href=\"https://tinyurl.com/2saau2ky\" rel=\"noopener noreferrer\" target=\"_blank\">daily newsletter</a>&nbsp;and podcast (<a href=\"https://tinyurl.com/yxm3mm2c\" rel=\"noopener noreferrer\" target=\"_blank\">Apple</a>&nbsp;|&nbsp;<a href=\"https://tinyurl.com/299dedpd\" rel=\"noopener noreferrer\" target=\"_blank\">Spotify</a>)</p><p><br></p><p>We’re particularly excited to share our latest show: Basis Points</p><ul><li>Listen to the podcast (<a href=\"https://tinyurl.com/2zmumf7v\" rel=\"noopener noreferrer\" target=\"_blank\">Apple</a>&nbsp;|&nbsp;<a href=\"https://tinyurl.com/mr4x8tae\" rel=\"noopener noreferrer\" target=\"_blank\">Spotify</a>)</li><li>Watch on&nbsp;<a href=\"https://tinyurl.com/yc596wem\" rel=\"noopener noreferrer\" target=\"_blank\">YouTube</a></li><li>Read the&nbsp;<a href=\"https://basispoints.beehiiv.com/\" rel=\"noopener noreferrer\" target=\"_blank\">monthly email</a></li></ul><p><br></p><p>———</p><p><br></p><p>Looking for some of our favourite research tools?</p><ul><li>Download our free&nbsp;<a href=\"https://tinyurl.com/7k2z7ebx\" rel=\"noopener noreferrer\" target=\"_blank\">Basics of ETF handbook</a></li><li>Or our free&nbsp;<a href=\"https://tinyurl.com/4zjkm3pt\" rel=\"noopener noreferrer\" target=\"_blank\">4-step stock checklist</a></li><li>Find company information on&nbsp;<a href=\"https://www.tikr.com/?ref=equitymates\" rel=\"noopener noreferrer\" target=\"_blank\">TIKR</a></li><li>Research reports from&nbsp;<a href=\"https://goodresearch.com.au/ref/equitymates/\" rel=\"noopener noreferrer\" target=\"_blank\">Good Research</a></li><li>Track your portfolio with&nbsp;<a href=\"https://www.sharesight.com/au/equitymates/\" rel=\"noopener noreferrer\" target=\"_blank\">Sharesight</a></li></ul><p><br></p><p>———</p><p><br></p><p>In the spirit of reconciliation, Equity Mates Media and the hosts of Equity Mates Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.</p><p><br></p><p>———</p><p><br></p><p>Equity Mates Investing is a product of Equity Mates Media.</p>","author_name":"Equity Mates Media"}