{"version":"1.0","type":"rich","provider_name":"Acast","provider_url":"https://acast.com","height":250,"width":700,"html":"<iframe src=\"https://embed.acast.com/$/6abd307182177b9ab84f4a88/6ae92e43f2319b14cfb1f277?\" frameBorder=\"0\" width=\"700\" height=\"250\"></iframe>","title":"How to get a paycheck, forever","thumbnail_width":200,"thumbnail_height":200,"thumbnail_url":"https://open-images.acast.com/shows/6abd307182177b9ab84f4a88/1793668498094-fd8890fb-8759-412d-8a91-ce6f7c0faba8.jpeg?height=200","description":"<p>For decades, financial journalist and HerMoney CEO Jean Chatzky has told people to save, save, save for retirement. But what happens when it’s finally time to spend that hard-earned money? This week, Michelle talks to Jean, her longtime friend, about her new book, “The Forever Paycheck,” and the challenges of turning a lifetime of savings into retirement income. Together they explore why so many struggle to spend in retirement and how to start building a forever paycheck.</p><p><br></p><p>Want Michelle to answer your money question? Email <a href=\"mailto:dollarsandsense@washpost.com\" rel=\"noopener noreferrer\" target=\"_blank\">dollarsandsense@washpost.com</a> for a chance to be on the show.</p><p><br></p><p>00:00 Welcome to Dollars &amp; Sense with Michelle Singletary</p><p>01:41 Meet Jean Chatzky: HerMoney Founder</p><p>02:58 How Has the Conversation Around Money Changed?</p><p>05:55 What is a Forever Paycheck?</p><p>09:30 Why Jean&#39;s Mother Couldn&#39;t Spend Her Retirement Savings</p><p>12:57 Why We&#39;re So Afraid of Running Out of Money</p><p>15:25 Michelle Can’t Spend $30 on a Phone Case</p><p>18:36 When Couples Disagree About Retirement Spending</p><p>20:09 Planning for the Retirement You Want</p><p>22:01 How Much Money Do You Really Need to Retire?</p><p>25:21 How to Start When Money is Tight</p><p>28:49 Investments vs. Annuities: Which is Right for You?</p><p>36:11 Give Yourself Permission to Enjoy Your Retirement</p><p>38:58 Is the 4% Retirement Rule Still Reliable?</p><p>41:17 Jean&#39;s Advice to Michelle</p>","author_name":"The Washington Post"}