{"version":"1.0","type":"rich","provider_name":"Acast","provider_url":"https://acast.com","height":250,"width":700,"html":"<iframe src=\"https://embed.acast.com/$/69c148bb1a160b44db9c8fcc/6ae0e1457aa7eb2c8ac913e0?\" frameBorder=\"0\" width=\"700\" height=\"250\"></iframe>","title":"9 practical ways to build credit and boost your score (Reissue)","description":"<p>780. Did you know a solid credit score can save you tens of thousands of dollars on a mortgage, slash your auto insurance premiums, and even help you land an apartment or a job? Excellent credit isn&#39;t just for frequent borrowers—it’s an essential foundation for everyday wealth building.</p><p>In this episode, Laura breaks down nine actionable, savvy strategies to build, repair, and maintain top-tier credit scores. You’ll learn:</p><ul><li><strong>The hidden perks of high credit:</strong> How your score affects utilities, rentals, and insurance rates—even if you never borrow money.</li><li><strong>The credit utilization trap:</strong> Why closing paid-off credit cards can unexpectedly hurt your score.</li><li><strong>Common myths debunked:</strong> The truth about carrying a balance and why being completely debt-free might leave you with a &quot;thin&quot; credit profile.</li><li><strong>Starting from square one:</strong> How to leverage secured credit cards and authorized user status to establish credit safely.</li><li><strong>How your score stacks up:</strong> A look at average credit scores across the country and the factors scoring models weigh the most.</li></ul><p>Whether you&#39;re building credit for the first time or looking to jump from good to excellent, these practical habits will set you up for long-term financial success.</p><p><br></p><p><strong>Discover more from Money Girl!</strong></p><p><u><a href=\"https://www.facebook.com/MoneyGirlQDT\" rel=\"noopener noreferrer\" target=\"_blank\">Facebook</a></u></p><p><u><a href=\"https://www.quickanddirtytips.com/money-girl-newsletterhttps://www.quickanddirtytips.com/newsletters\" rel=\"noopener noreferrer\" target=\"_blank\">Newsletter</a></u></p><p>Transcripts available at <u><a href=\"https://www.quickanddirtytips.com/transcripts/money-girl/\" rel=\"noopener noreferrer\" target=\"_blank\">QuickandDirtyTips.com</a></u>.</p><p>Email: Laura@LauraDAdams.com or leave a voicemail: (302) 364-0308.</p>","author_name":"QuickAndDirtyTips.com"}