On this special This is Money podcast episode to celebrate his 500th column as our retirement agony uncle, Steve Webb is back to answer your pension questions.
The former pensions minister joins Georgie Frost and Simon Lambert to talk through what he has learnt over those 500 columns and reply to the questions he has been sent in specially for this episode.
01:54 – The £118,000 state pension underpayment that exposed a huge scandal
05:01 – Inheritance tax: What's changing for pensions in April 2027?
07:39 – Will final salary pensions be caught by inheritance tax?
09:02 – How to make life easier for loved ones when you die
10:09 – Can you give money to relatives' pensions without paying inheritance tax?
12:07 – Gifting from surplus income: What records do you need?
13:47 – Can you access your pension at 55 without triggering a tax trap?
15:53 – Why is the private pension access age rising to 57?
19:19 – Tax-free lump sums: Can you take another 25% if your investments grow?
23:36 – Why is the state pension taxable when other benefits aren't?
30:54 – Is deferring your state pension for nine years a costly mistake?
33:31 – The McCloud ruling: Why are public sector pensions still delayed?
36:47 – What would Steve Webb change about the pension system?
38:37 – The biggest pension mistake people make
39:39 – Are you missing out on a better workplace pension?
41:19 – Why checking your pension paperwork could save you thousands
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