This is a special episode with first time buyers in mind, so if you’re looking to get your foot on the property ladder, this is for you!
Jono, SJ and Richard welcome independent mortgage broker Paul Smith from SPF to find out how he assists first time buyers. They discuss different types of mortgages, deposits, shared equity schemes and much more.
Later, the team offer advice about how to make your offer when you’re a first time buyer.
SJ has chosen a Star Property that’s perfect for a first time buyer and we have a Property Porn first when SJ and Richard both select the same location!
This episode was recorded on 23rd June 2026 and all discussion features personal views and are not a reflection of the guest’s employers.
We hope you find these podcasts useful (and entertaining!). Tell us what you think about anything we’ve chatted about:
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LINKS:
Our special guest is Paul Smith from SPF.
Star Property (formerly Property of the Week):
SJ – Bullen Street | Strutt & Parker
West Country Wisdom - Favourite walk to a pub/cafe:
Richard – South West Coast Path
Property Porn:
The brief: We are halfway through the Scottish Loch Trout Fishing season, so please find a property up to £2m to make the most of the rest of the season.
Jono’s choice – Harbour Island in Crinan
SJ and Richard’s choice – Coldingham Loch Estate
Here’s the Property Porn brief for Episode 11: Working for British Intelligence you have spent your life travelling the world, but have decided that Cornwall and Devon have everything you want and need - besides which you never want to set foot in an airport ever again. You have received an end of service payment of £1.5m and want to buy a townhouse plus something very different on the water or in the country, to ensure you can get variety of lifestyle within Devon and Cornwall. The British government will be paying the stamp duty!
And finally – our guest in Episode 12 will be Ed Clarkson, a search agent from Property Vision. Ed organised the Property Vision team for the Leeds marathon 2026, of which SJ was a member. They’re raising money for the motor neuron disease charity The 4Ed Foundation and there’s still time to donate! Thank you: