{"version":"1.0","type":"rich","provider_name":"Acast","provider_url":"https://acast.com","height":250,"width":700,"html":"<iframe src=\"https://embed.acast.com/$/689e9cc4aabbc2ace35f852d/68f5b4a259323046ca345cae?\" frameBorder=\"0\" width=\"700\" height=\"250\"></iframe>","title":"Ep 5 Coach Lester Reyes on Turning Paychecks into Purpose","thumbnail_width":200,"thumbnail_height":200,"thumbnail_url":"https://open-images.acast.com/shows/689e9cc4aabbc2ace35f852d/1760933018891-5a8c655e-d372-4b61-a722-906b441d7b19.jpeg?height=200","description":"<p>In this episode of Para-Paraan with Salmon, financial coach and digital creator Coach Lester Reyes joins MK of FHMoms and Joric the Side-Hustler to talk about why financial literacy is not a luxury but a necessity. With years of experience helping Filipinos make smarter money choices, Coach Lester breaks down practical ways to save with purpose, avoid scams, and build lasting financial stability.</p><p><br></p><p>We dive into how to manage your income wisely, the difference between a financial coach and an advisor, and the importance of early money education — even for kids. Whether you’re a young professional, a side-hustler, or a parent thinking about your family’s financial future, this episode offers actionable insights to help you take control of your finances.</p><p><br></p><p>Topics Covered:</p><p>00:02:10 Guest intro – Coach Lester shares his background as a financial advisor and content creator</p><p>00:04:05 Common money mistakes – Why saving without goals leads to frustration</p><p>00:06:11 Setting financial goals – Short-term, mid-term, and long-term plans that fit your lifestyle</p><p>00:07:30 Coach vs. Advisor – Understanding the holistic approach of a financial coach</p><p>00:09:46 Diversifying investments – Real estate, virtual banks, crypto, and risk management</p><p>00:13:51 Avoiding greed and scams – Learning to stop loss and identify red flags</p><p>00:17:56 Active vs. Passive income – How to balance multiple income streams without burnout</p><p>00:21:34 Defining financial stability – Freedom to spend without financial anxiety</p><p>00:23:13 Emergency funds and virtual banks – Building financial safety nets that earn</p><p>00:26:15 Cybersecurity and digital banking – Staying safe from phishing and online scams</p><p>00:47:01 Financial literacy for kids – Why money lessons should start early</p><p>&nbsp;00:53:03 Top 3 money rules – Budget, know your goals, and stay disciplined</p><p>00:56:54 Where to follow Coach Lester – TikTok: @lestermreyes, Instagram/Facebook: @lesterreyes</p><p><br></p><p>Resources &amp; Links:</p><p>👉 Follow Coach Lester: &nbsp;@lestermreyes&nbsp;&nbsp;</p><p>👉 Socials: https://linktr.ee/ParaParaanwithSalmon</p><p>👉 Watch on YouTube: https://youtu.be/ru_1zp096LQ</p>","author_name":"MK Bertulfo, Joric and Salmon"}