In this episode of Property Sundays, we dive into the first and most crucial step on the journey to homeownership getting your money right. Using the relatable story of Shanice, a 28-year-old aspiring first-time homeowner earning J$200,000 monthly, we walk step-by-step through what budgeting, saving, and preparing financially truly looks like for Jamaican buyers today.
With insights from NHT representatives Jodi-Ann Johnson and Hyacinth Eastman, Simon and Carlton Stewart break down:
We follow Shanice’s 2-year journey from struggling with high debt and limited savings, to restructuring her finances, earning a salary increase, and positioning herself to purchase a J$15M home (or even J$25M with a co-applicant) with 100% NHT financing on new schemes and support like the Contribution Refund Towards Deposit (CRTD).
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This episode isn’t just about numbers — it's about mindset, preparation, and believing that your first home doesn’t have to be your forever home, but it can be your foundation to wealth.
Whether you're renting, planning to buy, or just learning how to get your finances in order — this conversation gives you the blueprint for moving from dreaming to planning to finally owning your first home.
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