{"version":"1.0","type":"rich","provider_name":"Acast","provider_url":"https://acast.com","height":250,"width":700,"html":"<iframe src=\"https://embed.acast.com/$/6881fce72a38d6f5cb3af0f8/6a71f225db05426c32287f50?\" frameBorder=\"0\" width=\"700\" height=\"250\"></iframe>","title":"Student Loans, Bursaries, and Money Hacks","description":"<p>In this episode of <em>Thrive</em>, Mark speaks with Richard Pugh, a Student Money Advisor at the University of Salford. Richard explains how university finance works in the UK. He breaks down costs in a clear and simple way.&nbsp;</p><p><br></p><p>This episode is useful for students planning to start university. It is also helpful for students already studying. The focus is on practical and realistic advice.&nbsp;</p><p><br></p><p>Richard explains tuition fees and what students are paying for. He also explains maintenance loans and how they support living costs. Budgeting is a key theme throughout the discussion.&nbsp;</p><p><br></p><p>The episode looks at funding options for students from different backgrounds. Richard explains alternative funding routes. He highlights support that many students do not realise exists.&nbsp;</p><p><br></p><p>Student loan repayment is explained clearly. Richard shows how it works after graduation. He also explains why student loans are different from normal debt.&nbsp;</p><p><br></p><p>The impact of previous study is also discussed. Richard explains how it can affect funding eligibility. Planning ahead is shown to be essential.&nbsp;</p><p><br></p><p>This episode is ideal for anyone worried about money at university. It aims to reduce stress and confusion. It helps students feel more confident about their finances.&nbsp;</p><p><br></p><p>In this episode you will learn...&nbsp;</p><ul><li>What typical university expenses look like, including tuition fees and living costs.&nbsp;</li><li>How maintenance loans are calculated and what you might expect to receive.&nbsp;</li><li>The difference in funding between undergraduate and postgraduate study.&nbsp;</li><li>How student loans are repaid and why they’re not like traditional debt.&nbsp;</li><li>Funding options for students from religious backgrounds who avoid interest-bearing loans.&nbsp;</li><li>What financial support is available for degree apprenticeships and vocational courses.&nbsp;</li><li>How NHS Learning Support Funds and social work bursaries can help healthcare students.&nbsp;</li><li>What Disabled Students Allowance covers and how to access it.&nbsp;</li><li>Common budgeting mistakes students make—and how to avoid them.&nbsp;</li><li>Tips for saving money on travel, textbooks, tech, and everyday expenses.&nbsp;</li></ul><p>&nbsp;</p><p>Resources mentioned in this podcast:&nbsp;</p><ul><li><a href=\"https://www.bing.com/ck/a?!&amp;&amp;p=b7ba7d5cb7f42f7720a7094a5f2c472140eaf82503361793f7186e6feabf07dbJmltdHM9MTc1NzAzMDQwMA&amp;ptn=3&amp;ver=2&amp;hsh=4&amp;fclid=3b6068a8-835c-6002-2de9-7d37822661b9&amp;psq=save+the+student&amp;u=a1aHR0cHM6Ly93d3cuc2F2ZXRoZXN0dWRlbnQub3JnLw&amp;ntb=1\" rel=\"noopener noreferrer\" target=\"_blank\">Save the Student</a>&nbsp;</li><li><a href=\"https://www.bing.com/ck/a?!&amp;&amp;p=f8f6967993ef37eaf9ea97c2a5d7f0f95ac20c2a3b776fd8a3b8a13040488a89JmltdHM9MTc1NzAzMDQwMA&amp;ptn=3&amp;ver=2&amp;hsh=4&amp;fclid=3b6068a8-835c-6002-2de9-7d37822661b9&amp;psq=turn2us&amp;u=a1aHR0cHM6Ly93d3cudHVybjJ1cy5vcmcudWsv&amp;ntb=1\" rel=\"noopener noreferrer\" target=\"_blank\">Turn2Us</a>&nbsp;</li><li><a href=\"https://www.bing.com/ck/a?!&amp;&amp;p=86a03f7bf0a062c781bd01dea3089380aa96c8cc60ec4abdb438bb47e4ef35edJmltdHM9MTc1NzAzMDQwMA&amp;ptn=3&amp;ver=2&amp;hsh=4&amp;fclid=3b6068a8-835c-6002-2de9-7d37822661b9&amp;psq=aziz+foundation&amp;u=a1aHR0cHM6Ly93d3cuYXppemZvdW5kYXRpb24ub3JnLnVrLw&amp;ntb=1\" rel=\"noopener noreferrer\" target=\"_blank\">Aziz Foundation</a>&nbsp;</li><li><a href=\"https://www.bing.com/ck/a?!&amp;&amp;p=1b5e1b6aa6217b545b9684629a3590464b0a88a3fe8af42ea1899a15fed1bcc5JmltdHM9MTc1NzAzMDQwMA&amp;ptn=3&amp;ver=2&amp;hsh=4&amp;fclid=3b6068a8-835c-6002-2de9-7d37822661b9&amp;psq=student+loans+company&amp;u=a1aHR0cHM6Ly93d3cuZ292LnVrL2dvdmVybm1lbnQvb3JnYW5pc2F0aW9ucy9zdHVkZW50LWxvYW5zLWNvbXBhbnk&amp;ntb=1\" rel=\"noopener noreferrer\" target=\"_blank\">Student Loans Company</a>&nbsp;</li><li><a href=\"https://www.bing.com/ck/a?!&amp;&amp;p=a3df1c35de103389c2162ebebf1194d33fc8e93ab4955ff3a2b1f24e1a1c4222JmltdHM9MTc1NzAzMDQwMA&amp;ptn=3&amp;ver=2&amp;hsh=4&amp;fclid=3b6068a8-835c-6002-2de9-7d37822661b9&amp;psq=totum&amp;u=a1aHR0cHM6Ly90b3R1bS5jb20v&amp;ntb=1\" rel=\"noopener noreferrer\" target=\"_blank\">Totum</a>&nbsp;</li><li><a href=\"https://www.bing.com/ck/a?!&amp;&amp;p=e4d2f44abd339826a94a751e4acba3372db3757289018bb47c74d7d6a6fbfa92JmltdHM9MTc1NzAzMDQwMA&amp;ptn=3&amp;ver=2&amp;hsh=4&amp;fclid=3b6068a8-835c-6002-2de9-7d37822661b9&amp;psq=unidays&amp;u=a1aHR0cHM6Ly93d3cubXl1bmlkYXlzLmNvbS9HQi9lbi1HQg&amp;ntb=1\" rel=\"noopener noreferrer\" target=\"_blank\">UniDays</a>&nbsp;</li><li><a href=\"https://www.bing.com/ck/a?!&amp;&amp;p=05c38b2f94da16f4cbfd805329d61f2bee725930a09e62ce750e2cdb54846a51JmltdHM9MTc1NzAzMDQwMA&amp;ptn=3&amp;ver=2&amp;hsh=4&amp;fclid=3b6068a8-835c-6002-2de9-7d37822661b9&amp;psq=student+beans&amp;u=a1aHR0cHM6Ly93d3cuc3R1ZGVudGJlYW5zLmNvbS91aw&amp;ntb=1\" rel=\"noopener noreferrer\" target=\"_blank\">Student Beans</a>&nbsp;</li><li><a href=\"https://www.bing.com/ck/a?!&amp;&amp;p=3a5b4762e43ea8ba105a9b7576f5224d47da37354d91efec3f68fd570fae0fccJmltdHM9MTc1NzAzMDQwMA&amp;ptn=3&amp;ver=2&amp;hsh=4&amp;fclid=3b6068a8-835c-6002-2de9-7d37822661b9&amp;psq=nhs+learning+support+fund&amp;u=a1aHR0cHM6Ly93d3cubmhzYnNhLm5ocy51ay9uaHMtbGVhcm5pbmctc3VwcG9ydC1mdW5kLWxzZg&amp;ntb=1\" rel=\"noopener noreferrer\" target=\"_blank\">NHS Learning Support Fund</a>&nbsp;</li><li><a href=\"https://www.bing.com/ck/a?!&amp;&amp;p=258b18b3378fd5a9f629cfc206c815da9534a273820e42801fd2c9d2a3067d52JmltdHM9MTc1NzAzMDQwMA&amp;ptn=3&amp;ver=2&amp;hsh=4&amp;fclid=3b6068a8-835c-6002-2de9-7d37822661b9&amp;psq=social+work+bursary&amp;u=a1aHR0cHM6Ly93d3cubmhzYnNhLm5ocy51ay9zb2NpYWwtd29yay1idXJzYXJ5LXN3Yg&amp;ntb=1\" rel=\"noopener noreferrer\" target=\"_blank\">Social Work Bursary</a>&nbsp;</li><li><a href=\"https://www.bing.com/ck/a?!&amp;&amp;p=29df31cb855477078b2051dd7f44c8d4c3fed68aff344f3c72f24797a22afcc4JmltdHM9MTc1NzAzMDQwMA&amp;ptn=3&amp;ver=2&amp;hsh=4&amp;fclid=3b6068a8-835c-6002-2de9-7d37822661b9&amp;psq=alternative+student+finance&amp;u=a1aHR0cHM6Ly93d3cuZ292LnVrL2dvdmVybm1lbnQvcHVibGljYXRpb25zL2FsdGVybmF0aXZlLXN0dWRlbnQtZmluYW5jZS9hbHRlcm5hdGl2ZS1zdHVkZW50LWZpbmFuY2U&amp;ntb=1\" rel=\"noopener noreferrer\" target=\"_blank\">Alternative Student Finance</a>&nbsp;</li></ul><p>&nbsp;</p>","author_name":"Salford University Library"}