This is the Banking Risk and Regulation Brief, delivering your risk and regulation news roundup on July 31, 2025.
This week, Europe’s top banking regulator is calling out banks for sloppy use of regulatory technology. David Whitehouse reports on how weak oversight, unchecked automation, and lack of internal expertise are fuelling a new wave of money laundering vulnerabilities — and why the EBA wants better controls in place.
UK company directors are under pressure as Companies House reforms approach. Francesca Washtell reveals that most firms are still unprepared for mandatory ID checks — and from September 1st, new rules mean banks could face criminal liability if third parties commit fraud on their behalf.
And with enforcement on the rise, Nick Ephgrave at the Serious Fraud Office has a warning: “We’re coming after them.” Victor Smart reports on why the SFO believes the financial sector needs tighter fraud controls — across suppliers, platforms, and anyone acting in a firm’s name.
The Banking Risk and Regulation Brief was developed using artificial intelligence and reviewed by our editorial team. Please share your feedback on The Brief using our short survey.
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