This is the Banking Risk and Regulation Brief, delivering your risk and regulation news roundup on July 24, 2025.
This week, UK banks have been told exactly where to focus their AML resources. Francesca Washtell reports on the National Crime Agency’s first-ever list of priority threats — from crypto scams to corrupt PEPs designed to help firms cut through the noise.
Europe’s cloud conundrum is deepening, as legal tensions between the EU and US leave banks stranded between compliance risk and innovation pressure. Kari McMahon unpacks how rigid contracts and diverging data laws are fuelling what insiders call “FOMU”, fear of messing up.
And finally, fintech darlings Monzo and Starling are learning hard lessons in risk management. Caleb Hogg explains how rapid growth, weak governance, and culture gaps triggered multi-million-pound fines.
The Banking Risk and Regulation Brief was developed using artificial intelligence and reviewed by our editorial team. Please share your feedback on The Brief using our short survey.
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