In this episode of Muhami Matters, Chris Adams is joined by Norman Lowe, Investment Manager at SVN Capital, for a timely conversation about financial resilience in uncertain times.
They explore why many businesses do not fail because the model is weak, but because they run out of time when liquidity tightens, payments slow, or reserves are not in place. The episode looks at the difference between profitability and liquidity, the role of cash reserves, the importance of stress testing, and why personal and business financial planning are often closely connected.
Chris and Norman also discuss diversification, succession planning, insurance, long-term financial discipline and the practical habits that can help founders and business owners protect themselves before disruption becomes a crisis.
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