{"version":"1.0","type":"rich","provider_name":"Acast","provider_url":"https://acast.com","height":250,"width":700,"html":"<iframe src=\"https://embed.acast.com/$/67b0f0635bd6cff3009dccc3/69d14b9bf44b357ce925c019?\" frameBorder=\"0\" width=\"700\" height=\"250\"></iframe>","title":"Getting Out of Debt, Breaking the Cycle & Taking Control of Your Money with Veronia Spaine","description":"<p>Debt can feel overwhelming, isolating, and like something you’ll never quite get on top of.&nbsp;The truth is, so many people are in the same boat. A 2024 survey found nearly half of Gen Z in the UK has some form of debt.</p><p><br></p><p>So this week, we’re talking about how to break the cycle, take back control, and start building a healthier relationship with money. I’m joined by money coach Veronia Spaine, who shares her own journey of paying off £16,000 of debt in just 18 months, along with practical advice to help you do the same.&nbsp;</p><p><br></p><p>✨ <strong>In this episode, we chat about:</strong></p><ul><li>Veronia’s personal debt story&nbsp;</li><li>How to get out of the “debt cycle” and take back control</li><li>How to build better money habits that actually stick</li><li>Why starting a savings pot is crucial for long-term financial stability</li></ul><p><br></p><p>💬 <strong>More about Veronia:</strong></p><p>Veronia is a money coach who helps working women pay off their most stressful debt and build savings so they never go back into debt again. After paying off £16,000 in 18 months, she realised that it’s not just about how much you earn, but how you manage your money and the systems you have in place. She now supports women who are earning but not seeing it reflected in their bank account. Her approach focuses on creating simple, practical systems that actually work in real life.</p><p><br></p><p>Check out her content on TikTok <a href=\"https://www.tiktok.com/@veronia.spaine?_r=1&amp;_t=ZN-95GO7t3dBfa\" rel=\"noopener noreferrer\" target=\"_blank\">@veronia.spaine</a> and Instagram <a href=\"https://www.instagram.com/veroniaspaine?igsh=czU1dWpzN2Q1cnBl\" rel=\"noopener noreferrer\" target=\"_blank\">@veroniaspaine</a> for more tips and support.</p><p><br></p><p>📲 <strong>Want to get involved?</strong></p><p>Got a <em>Quarter Life Question</em> you’d love to hear answered on the pod?</p><p>Slide into my DMs over on <strong>Instagram </strong><a href=\"https://www.instagram.com/gracemcintosh1\" rel=\"noopener noreferrer\" target=\"_blank\"><strong>@gracemcintosh1</strong></a> or TikTok&nbsp;<a href=\"https://www.tiktok.com/@gracemcintosh_?is_from_webapp=1&amp;sender_device=pc\" rel=\"noopener noreferrer\" target=\"_blank\">@gracemcintosh_ </a>&nbsp;- I’d love to hear from you.&nbsp;</p><p><br></p><p>⭐ Enjoying the podcast?</p><p>Please leave a 5-star review if you got a minute spare, it helps a lot.&nbsp;</p><p>Thanks so much for listening and I’ll catch you next week!</p><p><br></p><p>Grace x</p>","author_name":"Grace McIntosh"}