{"version":"1.0","type":"rich","provider_name":"Acast","provider_url":"https://acast.com","height":250,"width":700,"html":"<iframe src=\"https://embed.acast.com/$/67b0f0635bd6cff3009dccc3/69ca2c4ecb79a114e2813dbf?\" frameBorder=\"0\" width=\"700\" height=\"250\"></iframe>","title":"ISAs Explained, Smart Saving & What You Need to Know Before the New Tax Year with Rachel Springall","description":"<p>With the new tax year deadline on April 6th fast approaching, this week on the pod we’re breaking down everything you need to know about ISAs, savings, and how to make smarter financial decisions in your twenties.</p><p><br></p><p>I’m joined by money expert Rachel Springhall, who shares a clear, no-jargon guide to ISAs, the different options available, and how to make the most of your money before your annual allowance resets.</p><p><br></p><p>✨ In this episode, we chat about:</p><ul><li>What an ISA actually is and how it works</li><li>The different types of ISAs (Cash, Stocks &amp; Shares, Lifetime)</li><li>How to choose the right ISA for your goals</li><li>Why the April 6th deadline matters (and what “use it or lose it” means)</li><li>Common mistakes people make with their savings</li></ul><p><br></p><p>*please note the following episode does not contain financial advice. </p><p><br></p><p>💬 <strong>More about Rachel:&nbsp;</strong></p><p>Rachel Springall is an award winning finance expert at <a href=\"https://moneyfactscompare.co.uk/\" rel=\"noopener noreferrer\" target=\"_blank\">Moneyfacts</a> with 20+ years working in the finance industry. She also posts regular money updates, explainers and tips online.&nbsp;</p><p>Check out her latest videos <a href=\"https://linktr.ee/rachelspringall\" rel=\"noopener noreferrer\" target=\"_blank\">here</a>.&nbsp;</p><p><br></p><p>📲 <strong>Want to get involved?</strong></p><p>Got a <em>Quarter Life Question</em> you’d love to hear answered on the pod?</p><p>Slide into my DMs over on <strong>Instagram </strong><a href=\"https://www.instagram.com/gracemcintosh1\" rel=\"noopener noreferrer\" target=\"_blank\"><strong>@gracemcintosh1</strong></a> or TikTok&nbsp;<a href=\"https://www.tiktok.com/@gracemcintosh_?is_from_webapp=1&amp;sender_device=pc\" rel=\"noopener noreferrer\" target=\"_blank\">@gracemcintosh_ </a>&nbsp;- I’d love to hear from you.&nbsp;</p><p><br></p><p>⭐ Enjoying the podcast?</p><p>Please leave a 5-star review if you got a minute spare, it helps a lot.&nbsp;</p><p><br></p><p>Thanks so much for listening and I’ll catch you next week!</p><p>Grace x</p>","author_name":"Grace McIntosh"}