{"version":"1.0","type":"rich","provider_name":"Acast","provider_url":"https://acast.com","height":250,"width":700,"html":"<iframe src=\"https://embed.acast.com/$/6758fc81bd3c99689c479ed3/6947215c9ff9a18986321761?\" frameBorder=\"0\" width=\"700\" height=\"250\"></iframe>","title":"57. FI case study: Renee might be closer to financial independence than she thinks","description":"<p>Hayden and Dave are taking Aussie FIRE case studies up a notch by inviting a listener onto the podcast to walk through her real-life numbers and decisions.</p><p><br></p><p>They’re joined by Renee, an Aussie Fire listener who shares her full financial picture and asks the big question: <em>what should we focus on next?</em></p><p><br></p><p>In this episode they cover:</p><p><br></p><p>👉 Renee’s financial position, including income, super, ETFs, and property</p><p>👉 Whether to prioritise ETFs, another investment property, or staying the course</p><p>👉 How close Renee already is to financial independence</p><p>👉 Semi-retirement, and buying back family time</p><p>👉 The trade-offs between property debt and lifestyle flexibility</p><p>👉 Why compounding (not contributions) is doing most of the work now</p><p><br></p><p><a href=\"https://pearler.com/lp/investfree\" rel=\"noopener noreferrer\" target=\"_blank\">Sign up to Pearler in January and get one free trade per month for 12 months!</a></p><p><br></p><p><a href=\"https://airtable.com/appm1Qj814tgX3I0O/shr50DPEI7iKsbNrG\" rel=\"noopener noreferrer\" target=\"_blank\">Ask a Question</a></p><p><br></p><p><a href=\"https://airtable.com/appm1Qj814tgX3I0O/pagP8jSwwyeYskjRk/form\" rel=\"noopener noreferrer\" target=\"_blank\">FI Case Study Request Form</a></p><p><br></p><p><a href=\"https://pearler.com/\" rel=\"noopener noreferrer\" target=\"_blank\">Pearler</a></p><p><a href=\"https://strongmoneyaustralia.com/\" rel=\"noopener noreferrer\" target=\"_blank\">Strong Money Australia</a></p><p><a href=\"https://pearler.com/explore/learn/blog/category/aussie-fire-ebook\" rel=\"noopener noreferrer\" target=\"_blank\">Original Aussie FIRE e-book</a></p><p><a href=\"https://open.spotify.com/show/0bJLBiONfbKv4VCgxoKpdM\" rel=\"noopener noreferrer\" target=\"_blank\">Strong Money Australia’s audiobook</a></p><p><br></p><p><strong><em>Disclaimer</em></strong></p><p>Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.</p><p><br></p><p>Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from<a href=\"https://pearler.com/financial-services-guide\" rel=\"noopener noreferrer\" target=\"_blank\"> https://pearler.com/financial-services-guide</a></p><p><br></p><p>If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement &amp; Target Market Determination available from the product issuer’s website before deciding.</p>","author_name":"Hayden Smith & Dave Gow"}