{"version":"1.0","type":"rich","provider_name":"Acast","provider_url":"https://acast.com","height":250,"width":700,"html":"<iframe src=\"https://embed.acast.com/$/675366d27205a5bc6871f2d2/68f9252f237885ef40dbf593?\" frameBorder=\"0\" width=\"700\" height=\"250\"></iframe>","title":"Ep. 12 - Smart Mortgage Strategies: How to shop, save, and strategize","description":"<p>Would you like a FREE one-on-one financial health checkup? Visit https://investwithvision.ca</p><p><br></p><p><strong>Mortgages Demystified: From First Home to Retirement Planning | The Retire in BC Podcast</strong></p><p><br></p><p>Confused by mortgages? You’re not alone! In this episode, Ben and Arnold Machel break down everything you need to know about mortgages—whether you’re buying your first home, refinancing, or planning for retirement.</p><p><br></p><p>We cover:</p><ul><li>What a mortgage really is (hint: it’s just a loan, but with some important twists)</li><li>Fixed vs. floating rates and how to choose what’s right for you</li><li>How banks determine your qualifying amount and interest rate</li><li>The power of pre-approvals and how to shop around for the best deal</li><li>Creative strategies for homeowners, including re-advanceable mortgages, HELOCs, and reverse mortgages</li><li>The difference between land and building value and why it matters for long-term wealth</li></ul><p><br></p><p>Whether you’re just starting out or have owned homes for decades, this episode is packed with practical advice to help your mortgage work for you—not the other way around.</p><p><br></p><p>🎧 Tune in and get confident about your mortgage strategy today!</p>","author_name":"Ben Machel"}