You don’t need more advice thrown at you. You need someone who can stay with you.
When everything is changing, you don’t need another expert telling you what to do. You need someone who can stay with you in the uncertainty and help you make decisions without rushing, shaming, or overwhelming you.
In this episode of Home Ec, hosts Nick Ashburn and Licensed Marriage and Family Therapist Moraya Seeger DeGeare sit down with Josh Dunlop, founder of Even Path, to explore what real financial support looks like during high-stakes life transitions like divorce, retirement, loss, and complex family change.
Josh explains why he prefers the word guidance over advice. Advice creates a power dynamic. Guidance is collaborative. It is someone walking with you when you feel activated, isolated, and unsure what comes first.
We talk about what clients often look like when they arrive: burned out, overwhelmed, and late to asking for help. Josh shares how avoidance compounds stress, and how creating structure and executive support in high-pressure moments can lower anxiety and restore confidence. We also explore what people are really fighting for in divorce and major transitions: not just money, but balance, safety, dignity, and the need to feel whole again.
Josh introduces a concept he is developing called wallet dysmorphia, describing how trauma can distort someone’s perception of their financial reality even when the numbers are stable. Often, the person least able to assess the situation clearly is the one living inside the upheaval.
Josh Dunlop is a financial advisor and the founder of Even Path, a fee-only practice (no commissions, no product sales). He is a CFP, CDFA, and a board member of the Financial Therapy Association.
Josh is currently accepting new clients:
Questions or reflections? Email Moraya@personawealth.com
This podcast is for educational and informational purposes only. It is not financial, legal, or clinical advice, and does not replace working with a qualified financial professional or licensed therapist who understands your individual situation. Listening does not create a therapeutic or advisory relationship.
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